Corvallis Insurance Rates:

Corvallis, OR homeowners insurance is about $384 to $521, about $32-$43/month. Our exhaustive analysis indicates shoppers can save upto $181 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I am satisfied with State Farm because they were able to process a fire claim very quickly. They made sure they did their job as an insurance company, and they did not try to slide out of their obligation.
Allstate
ALLSTATE GAVE ME A LOWER DEDUCTIBLE WITH BETTER COVERAGE ON MY HOME. MY PREMIUM IS MUCH LOWER THAN OTHER INSURANCE COMPANIES OFFERS, SOMETIMES BY HUNDREDS OF DOLLARS.
Nationwide
I've been using Nationwide since i first bought my house and they have been amazing. Their customer service has been been great and their deductible policy is very similar to every other insurance company.
State Farm
I have no complaints about them at all - they have always been incredibly responsive when I have needed something. Very quick to pay out if I had a claim and I don't remember at all ever having any issues with them.
Brown Insurance
I last thing i do not like is probably the temperature in the building. i do not like how cold the place is most of the time.
State Farm
I am happy with the interaction with my insurance company. Every time I need to have them call me back, they do.
State Farm
Although my premium is more than most, I understand it is due to the rural area and an all-volunteer fire department and not having fire hydrants close by.
Progressive
I really like how easy it is to do everything with them. They offer a broad range of services at attractive prices.
Allstate
While I can find lower premiums, none offer a flat deductible. Most change the deductible to a percentage of the insured value when a named storm comes through. I have a good relationship with my local agent.
Geico
There hasnt been anything i dislike so far. Everyone is helpful and has a fast service when i have a issue.
State Farm
i would recommend them because they are worth it and they respond to any left messages as quickly as possible
Liberty Mutual
I would recommend Liberty Mutual to anyone in the market for home insurance because they are a reputable company and are very reasonable.
Allstate
I have had the same insurance company for 5 years, I am not sure what other might be. I have to say i am content with where i am at coverage wise.

Corvallis, OR Homeowners Insurance By Home Value

Corvallis, OR Home Value Total Homes % of Total Average Corvallis, OR Homeowners Insurance
Less than $50,000 948 9.0% $40
$100,000 to $124,999 139 1.0% $185
$125,000 to $149,999 336 3.0% $235
$150,000 to $174,999 862 8.0% $276
$175,000 to $199,999 972 9.0% $321
$200,000 to $249,999 2,279 21.0% $385
$250,000 to $299,999 2,003 19.0% $471
$300,000 to $399,999 2,625 25.0% $597

Top Home Insurance Agents Near Corvallis, OR

Home Insurance Company Near Corvallis, OR Homeowners Insurance Agency Near Corvallis, OR Address
Farmers Cory Mcdonald 835 Liberty St NE, Salem, OR, 97301
Farmers Jake Pruklang 3898 Commercial St SE, Salem, OR, 97302
State Farm Jason Stefely 2725 Delta Oaks Drive, Eugene, OR, 97408
State Farm Ted Ferry 2005 State St, Salem, OR, 97301-4349
Farmers William Mcnutt 3030 Commercial St SE, Salem, OR, 97302

Corvallis, OR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Corvallis, OR

Streets in Corvallis Area Homeowners Insurance Cost
NW Crocus Pl, SW Oetjen Ave, NW Worden Cir, NW Boxwood Ave, SE Schooner Ave, NW Tyler Pl, SW Butterfield Pl, NW Siskin Dr, NW Charmyr Vista Dr, Wyatt Ln$465
SW Dearmond Dr, Cardwell Hill Dr, SW 4th St, NE Sorrel Pl, Canberra Dr, NW Meadow Ridge Pl, NW Satinwood St, NW Highland Pl, W Hills Rd, Adelaide Dr$465
NW Chipmunk Pl, SW Technology Loop, NW Havengreen Pl, NE Boulder Pl, Marlon Pl, SW Oak Shade Ave, NW Joy Lyn Pl, NW Lupine Pl, NE Conifer Blvd, NE Burris St$470
NW 6th St, NW Silktassle Ct, Coronado St, NW Frazier Creek Dr, NW Big Oak Pl, NW Mulkey Ave, Maplewood Ct, NW 25th St, N 9th St, NW Sparrow Pl$476
NW Hayes Ave, SW Fairhaven Dr, NW Crest Pl, SE Fedwick St, NW Green Cir, SW 36th St, SW Twin Oaks Cir, NW Greenwood Ave, Vincent St, NW Madrone Way$439
NW Cardwell Hill Dr, SW 3rd St, S 14th St, SE Crystal Lake Dr, NW Bruno Pl, NW Roosevelt Dr, NW Foxtail St, NE Noble Ave, NW Ribier Pl, NW Witham Dr$463
NW Oak Creek Dr, Neabeack Hill Dr, NW 35th St, NW Highland Dell Dr, NW Live Oak Dr, NW Peppertree Pl, SE Partridge Pl, SW Goodnight Ave, Edgewater Ave, NW Walnut Blvd$458
NW Dale Dr, NW Ironwood Ave, Old Pacific Hwy, NE Asbahr Pl, SW Avery Ave, Pioneer St, SW Grand Oaks Dr, NW Kleinschmidt Pl, SE Shoreline Dr, NW 20th St$439
Grange Hall Rd, NW Appaloosa Dr, Applegate St, SW Longhill St, NW Mountain View Dr, NW Fernwood Cir, SE Alexander Pl, SW Otana Dr, SW Deon Dr, NW Valley View Dr$476
NW 33rd St, SW Quietcreek Dr, SW Roseberry St, SW C Ave, NW Juniper Pl, NW Huckleberry Pl, NW 35th St, NW Niagra Pl, Centerpointe Dr, NW Arthur Ave$467

Corvallis, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Corvallis$67 to $70
Philomath$65
North Benton$69
Adair Village$66

Corvallis, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Philomath city, Oregon $65 $87 $131
North Benton CCD, Benton County, Oregon $69 $92 $138
Adair Village city, Oregon $66 $88 $132

Corvallis, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Corvallis, OR2.3%7.6%
Philomath2.37%8.02%
North Benton2.35%9.68%
Adair Village2.43%7.32%

Corvallis Renters Insurance as a Percentage of Rent

Corvallis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 155 1.0% $782
$300 to $499 1,034 8.0% $1232
$500 to $749 4,440 34.0% $1907
$750 to $999 3,890 30.0% $2657
$1,000 to $1,499 2,187 17.0% $3782
$1,500 or more 967 7.0% $5432

Corvallis, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Corvallis Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,900
Net Savings to Corvallis Home Owner from High Deductible Plan $800

Corvallis, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Corvallis, OR Home Replacement Value MORE than Home Value Corvallis, OR Home Replacement Value LESS than Home Value
Replacement Value $195,500 $122,000
Insurance Premium based on Replacement Value $625 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Corvallis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersGEICO Insurance
Monthly Premium 259957
Year Built 197820051981
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$700000-$800000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Corvallis, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 405,000 Metal Roof 2,550 4 $500- $1000 Deductible 760 8 Vinyl siding No
2002 215,000 Metal Roof 1,630 2 $500 Deductible 450 9 Stucco siding No
2004 340,000 Tile Roof 2,270 3 $1000-$2500 Deductible 230 3 Vinyl siding yes
2013 260,000 Shingles Roof 1,840 4 $500 Deductible 430 5 Stone Siding yes
2000 205,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 560 12 Wood siding No
2014 270,000 Slate Shingles Roof 1,690 4 $1000-$2500 Deductible 330 4 Wood siding No
1996 515,000 Metal Roof 3,270 5 $500 Deductible 800 5 Vinyl siding No
1975 600,000 Wood Shake Roof 4,330 5 $2500-$5000 Deductible 550 5 Wood siding No
2014 160,000 Metal Roof 1,110 2 $5000 to $10,000 Deductible 270 10 Vinyl siding yes
1982 245,000 Metal Roof 1,610 3 $500- $1000 Deductible 720 12 Stucco siding yes
1978 435,000 Membrane Roof 3,360 5 $2500-$5000 Deductible 930 9 Stucco siding yes
1994 340,000 Composition Roof 2,730 5 $5000 to $10,000 Deductible 310 5 Fiber-Cement Siding No
1994 500,000 Asphalt Shingles Roof 3,040 5 $5000 to $10,000 Deductible 200 3 Stucco siding No
1981 280,000 Asphalt Shingles Roof 2,230 4 $500- $1000 Deductible 360 7 Stucco siding yes
1998 360,000 Membrane Roof 2,340 4 $1000-$2500 Deductible 260 4 Wood siding No
1971 205,000 Tile Roof 1,540 2 $1000-$2500 Deductible 290 10 Brick siding No
2000 270,000 Membrane Roof 1,780 2 $1000-$2500 Deductible 140 2 Wood siding No
2000 190,000 Tile Roof 1,380 2 $5000 to $10,000 Deductible 60 2 Stucco siding No
1984 265,000 Asphalt Shingles Roof 1,590 3 $500 Deductible 1160 12 Wood siding yes
2011 165,000 Shingles Roof 1,000 2 $500 Deductible 480 12 Vinyl siding yes
1995 260,000 Membrane Roof 2,300 5 $1000-$2500 Deductible 400 9 Stucco siding yes
1996 225,000 Slate Shingles Roof 1,370 2 $500 Deductible 550 10 Fiber-Cement Siding yes
1998 165,000 Tile Roof 1,320 3 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
1992 190,000 Metal Roof 1,590 2 $2500-$5000 Deductible 180 5 Fiber-Cement Siding No
1987 290,000 Membrane Roof 1,880 5 > $10,000 Deductible 330 9 Fiber-Cement Siding No
1984 245,000 Tile Roof 2,130 4 $1000-$2500 Deductible 420 9 Fiber-Cement Siding No
2003 220,000 Shingles Roof 1,490 2 $5000 to $10,000 Deductible 260 6 Fiber-Cement Siding No
2005 495,000 Shingles Roof 4,160 5 $5000 to $10,000 Deductible 550 8 Stucco siding No
1971 305,000 Tile Roof 2,100 3 $1000-$2500 Deductible 370 6 Wood siding yes
2009 255,000 Wood Shake Roof 1,570 3 $5000 to $10,000 Deductible 70 2 Vinyl siding No
1978 330,000 Membrane Roof 2,050 3 > $10,000 Deductible 150 4 Brick siding yes
2014 490,000 Slate Shingles Roof 3,360 5 > $10,000 Deductible 510 9 Stucco siding yes
2000 375,000 Asphalt Shingles Roof 2,960 5 $500- $1000 Deductible 230 3 Vinyl siding yes
2008 240,000 Composition Roof 1,960 3 $500- $1000 Deductible 400 9 Fiber-Cement Siding No

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