Cortlandt Insurance Rates:

Cortlandt, NY homeowners insurance is approximately $555 to $752, about $46-$62/month. Our in depth analysis reveals consumers can save as much as $261 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Usaa
My home insurance company has wonderful customer service. as a first time homeowner, i am inexperienced in the processes associated with home repair and making claims. when i call my company, they put me through to a representative promptly.
State Farm
I don't like the hold times. while when i can actually talk to them they act fast, but it can take a long time to get a hold of them.
State Farm
I guess if i need a second point it would have to be the deals they give to newly insured clients that are not offered to present policyholders.
Erie Insurance
The website layout has is well thought out and is intuitive to navigate. The website also feels secure and uses two-step authentication to log in.
Aaa
Customer service is quite clumsy and customer care does not respond as quickly as possible. Also, the problem solution is quite late and you have followed the problem so many times until it gets sorted.
Geico
The company as a whole is very easy to use and deal with. I've never had any trouble asking questions of representatives or navigating the mobile map. The app is very convenient and allows me to stay on top of things when needed.
Usaa
I just wish the company was more responsive. When I ask a question on the app, actually answer it instead of just thanking me for my questions. When you have something happen to your home you need human connection. I think their workloads are way too high and they don't have enough time.

Cortlandt, NY Homeowners Insurance By Home Value

Cortlandt, NY Home Value Total Homes % of Total Average Cortlandt, NY Homeowners Insurance
Less than $50,000 137 2.0% $32
$50,000 to $59,999 50 1.0% $78
$80,000 to $89,999 96 2.0% $124
$100,000 to $124,999 97 2.0% $163
$125,000 to $149,999 61 1.0% $202
$150,000 to $174,999 121 2.0% $241
$175,000 to $199,999 150 3.0% $274
$200,000 to $249,999 501 10.0% $333
$250,000 to $299,999 784 16.0% $412
$300,000 to $399,999 2,743 57.0% $523

Top Home Insurance Agents Near Cortlandt, NY

Home Insurance Company Near Cortlandt, NY Homeowners Insurance Agency Near Cortlandt, NY Address
Allstate Denise Lam 118-122 Baxter St Ste 406, New York, NY, 10013
State Farm George Lucciola 1885 Commerce St, Yorktown Hts, NY, 10598-4432
Travelers Weichert Insurance Agency 225 LITTLETON RD, MORRIS PLAINS, NJ, 7950
Liberty Mutual Independent Willis Of New Jersey Inc. 350 Mount Kemble Ave, MORRISTOWN, NJ, 7960
Travelers Zanfardino Agency Inc 92 Covert Ave , Stewart Manor, NY, 11530

Cost Of Homeowners Insurance By Street Near Cortlandt, NY

Streets in Cortlandt Area Homeowners Insurance Cost
Apple Hill Dr, Springvale Shctr, Harmony Hill, Toddville Ln, Longview Rd, McGregor Ln, Hilly View Pl, Arlo Ln, Boulder Dr, Greenlawn Rd$657
Jacob Rd, Shinnecock Ct, Reynolds Ln, Bear Mountain Bridge Rd, Wolf Rd, Cornell Ave, Overlook Oval, Laurie Rd, John Dorsey Dr, Hillview Ct$644
Antonio Ct, Rancho Dr E, Alan Dr, A St, White St, Fieldstone Ln, Lexington Dr, Indian Point Rd, Rockwood Ln, Abraham Gunn Memorial Dr$691
W Cswy, High Rd, Young Ave, Amalfi Dr, Henning Dr, Joseph Wallace Dr, Nickelby Pl, Jacob Rd, Penfield Ave, Alpine Dr$688
Shedd Pl, Napa Ct, S Riverside Ave, Park Dr E, Lakeland Ave, Thrush Way, Kamp St, South Trl, Blake Ln, Elmore Ave$666

Cortlandt, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cortlandt$97 to $100
Peekskill$94
Montrose$95
Buchanan$96

Cortlandt, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Peekskill city, New York $79 $105 $158
Montrose CDP, New York $80 $106 $159
Buchanan village, New York $80 $107 $160

Cortlandt, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cortlandt, NY1.8%5.4%
Peekskill2.09%6.07%
Montrose2.03%6.61%
Buchanan2.05%5.33%

Cortlandt Renters Insurance as a Percentage of Rent

Cortlandt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 46 1.0% $768
$500 to $749 122 3.0% $1893
$750 to $999 444 14.0% $2643
$1,000 to $1,499 1,463 46.0% $3768
$1,500 or more 1,035 33.0% $5418

Cortlandt, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Cortlandt Homeowner Insurance Premium Example $7,400$7,200
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $60,400$59,800
Net Savings to Cortlandt Home Owner from High Deductible Plan $600

Cortlandt, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cortlandt, NY Home Replacement Value MORE than Home Value Cortlandt, NY Home Replacement Value LESS than Home Value
Replacement Value $539,500 $370,500
Insurance Premium based on Replacement Value $5,675 $3,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $98,500 Risk Exposure from Under Insuring Coverage is $70,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $1,025/year

Example Cortlandt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 271198391
Year Built 194819691982
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$500000-$600000$600000-$700000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cortlandt, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 585,000 Metal Roof 2,690 4 $500- $1000 Deductible 510 1 Stucco siding No
1945 610,000 Shingles Roof 2,630 5 $1000-$2500 Deductible 2290 6 Vinyl siding yes
1976 370,000 Asphalt Shingles Roof 1,780 2 $500 Deductible 3440 12 Wood siding No
1978 260,000 Composition Roof 1,370 2 $5000 to $10,000 Deductible 1470 9 Fiber-Cement Siding yes
1941 530,000 Asphalt Shingles Roof 2,670 4 $2500-$5000 Deductible 640 2 Vinyl siding No
1981 305,000 Asphalt Shingles Roof 1,510 2 > $10,000 Deductible 600 4 Stucco siding yes
1945 300,000 Slate Shingles Roof 1,260 2 $5000 to $10,000 Deductible 570 4 Fiber-Cement Siding yes
1962 505,000 Tile Roof 2,010 4 $5000 to $10,000 Deductible 2120 9 Stone Siding No
1975 880,000 Shingles Roof 3,490 5 $5000 to $10,000 Deductible 2170 5 Vinyl siding yes
1985 555,000 Metal Roof 3,210 4 $1000-$2500 Deductible 2070 7 Vinyl siding No
1985 320,000 Tile Roof 1,280 2 $1000-$2500 Deductible 1050 7 Brick siding No
1971 320,000 Membrane Roof 1,880 3 $500- $1000 Deductible 1450 6 Fiber-Cement Siding No
1998 380,000 Membrane Roof 1,560 2 $1000-$2500 Deductible 3350 9 Stucco siding No
1980 435,000 Asphalt Shingles Roof 2,480 5 > $10,000 Deductible 960 4 Stone Siding yes
1964 415,000 Tile Roof 1,850 4 $2500-$5000 Deductible 2070 9 Vinyl siding yes
1978 320,000 Membrane Roof 1,260 3 $500- $1000 Deductible 2230 10 Wood siding No
1967 220,000 Membrane Roof 1,250 3 $500- $1000 Deductible 360 2 Fiber-Cement Siding yes
1942 440,000 Tile Roof 2,210 5 $500- $1000 Deductible 2020 5 Stone Siding yes
1986 270,000 Shingles Roof 1,310 2 $5000 to $10,000 Deductible 110 1 Fiber-Cement Siding No
1974 390,000 Composition Roof 1,950 4 $5000 to $10,000 Deductible 710 3 Stucco siding yes
1963 540,000 Wood Shake Roof 3,080 4 $5000 to $10,000 Deductible 700 3 Vinyl siding yes
1973 1,040,000 Tile Roof 4,680 5 $500- $1000 Deductible 4210 7 Stone Siding yes
1948 285,000 Wood Shake Roof 1,430 2 $500- $1000 Deductible 1840 9 Stucco siding No
1977 840,000 Membrane Roof 3,610 5 $1000-$2500 Deductible 4080 6 Stucco siding No
1983 275,000 Metal Roof 1,270 3 > $10,000 Deductible 1780 10 Stone Siding yes
1985 430,000 Asphalt Shingles Roof 2,020 4 $5000 to $10,000 Deductible 1160 5 Stone Siding yes
1976 370,000 Tile Roof 1,480 3 $500- $1000 Deductible 250 1 Stone Siding No