Cortland Insurance Rates:

Cortland, OH homeowners insurance is roughly $607 to $828, about $50-$69/month. Our extensive research indicates shoppers can save as much as $286 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Cortland, OH Homeowners Insurance By Home Value

Cortland, OH Home Value Total Homes % of Total Average Cortland, OH Homeowners Insurance
Less than $50,000 44 1.0% $114
$50,000 to $59,999 42 1.0% $250
$60,000 to $69,999 34 1.0% $308
$70,000 to $79,999 40 1.0% $358
$80,000 to $89,999 70 3.0% $408
$90,000 to $99,999 62 2.0% $451
$100,000 to $124,999 447 19.0% $530
$125,000 to $149,999 447 19.0% $659
$150,000 to $174,999 614 26.0% $781
$175,000 to $199,999 236 10.0% $903
$200,000 to $249,999 180 7.0% $1082
$250,000 to $299,999 80 3.0% $1326

Top Home Insurance Agents Near Cortland, OH

Home Insurance Company Near Cortland, OH Homeowners Insurance Agency Near Cortland, OH Address
Travelers A L Kayafas Agcy Inc 705 CHURCH ST, WAMPUM, PA, 16157
Travelers Carriage Insurance 44 Clinton St, Hudson, OH, 44236
Farmers Dee Martonik 3725 E State St, Hermitage, PA, 16148
Erie Royle Insurance Agency 10743 Mayfield Road, Chardon, OH, 44024
Travelers Valley Insurance Group Inc 1714 Boardman-Poland Road Suite 15, Poland, OH, 44514

Cost Of Homeowners Insurance By Street Near Cortland, OH

Streets in Cortland Area Homeowners Insurance Cost
Maple Ave, Wakefield Dr, Cornerstone Dr, Co Hwy 330, Co Hwy 149, Terre Hill Dr, Elm Cir, Market St, Deer Trl, Tiger Trl$704
Geauga Portage Easterly Rd NE, Bailey Ct NE, S Colonial Dr, Phillips Rice Rd, Twp Hwy 964, Stonegate Dr, Cortview Dr, Mc Cleary Jacoby Rd, Mecca St, Richard Ave$720
Erie St, Beaver Trl, Karakal Dr, Evon Cir, Walnut St, Arcaro, Monte Ln, Thornhill Dr, Leckrone Way, Everett Cortland Hull Rd$715
Cherry Hill Ln, Tami Ct, Prince Dr, Spring Creek Dr, Stahl Ave, Winter Ln, Cadwallader Sonk Rd, Old Oak Dr, Arbor St, Aspen Pl$718
Tall Oak Cir, Sterling Dr, Elizabeth Ct, Sawmill Ct, Cricklewood St, Topaz Trl, Westlake Dr, Twp Hwy 1289, Westview Dr, Fairview St$709

Cortland, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cortland$106 to $108
Bazetta$106
Trumbull County$103
Fowler$105

Cortland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bazetta township, Trumbull County, Ohio $89 $118 $177
Trumbull County, Ohio $86 $115 $172
Fowler township, Trumbull County, Ohio $88 $117 $175

Cortland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cortland, OH4.3%12.7%
Bazetta4.85%13.56%
Trumbull County5.26%14.48%
Fowler5.03%14.37%

Cortland Renters Insurance as a Percentage of Rent

Cortland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 37 5.0% $337
$200 to $299 39 5.0% $787
$300 to $499 150 20.0% $1237
$500 to $749 379 51.0% $1912
$750 to $999 81 11.0% $2662
$1,000 to $1,499 17 2.0% $3787
$1,500 or more 27 3.0% $5437

Cortland, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Cortland Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Cortland Home Owner from High Deductible Plan $600

Cortland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cortland, OH Home Replacement Value MORE than Home Value Cortland, OH Home Replacement Value LESS than Home Value
Replacement Value $166,500 $127,500
Insurance Premium based on Replacement Value $725 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Cortland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 244773
Year Built 201419982000
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$350000-$400000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Cortland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 90,000 Metal Roof 1,220 3 $500- $1000 Deductible 260 12 Stucco siding No
2003 475,000 Asphalt Shingles Roof 4,820 5 > $10,000 Deductible 80 1 Stone Siding No
1997 255,000 Metal Roof 2,580 4 > $10,000 Deductible 350 9 Brick siding yes
2009 230,000 Asphalt Shingles Roof 2,250 4 $500 Deductible 430 5 Stone Siding yes
2007 155,000 Metal Roof 1,620 3 $5000 to $10,000 Deductible 260 8 Fiber-Cement Siding No
1992 175,000 Metal Roof 1,980 4 $500 Deductible 580 8 Stucco siding No
1993 205,000 Shingles Roof 2,610 4 > $10,000 Deductible 40 1 Vinyl siding yes
1985 135,000 Tile Roof 1,300 3 $500 Deductible 430 12 Stone Siding No
1999 355,000 Composition Roof 4,320 5 > $10,000 Deductible 660 8 Wood siding No
2008 160,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 200 5 Fiber-Cement Siding No
2007 205,000 Composition Roof 1,990 3 $500 Deductible 670 8 Fiber-Cement Siding No
1997 125,000 Wood Shake Roof 1,390 3 $1000-$2500 Deductible 110 3 Stucco siding No
1984 335,000 Membrane Roof 4,630 5 $5000 to $10,000 Deductible 710 10 Brick siding No
2013 190,000 Shingles Roof 2,260 4 $5000 to $10,000 Deductible 100 3 Fiber-Cement Siding yes
1994 345,000 Membrane Roof 3,200 4 $2500-$5000 Deductible 210 3 Stone Siding yes
2000 290,000 Slate Shingles Roof 2,920 4 $5000 to $10,000 Deductible 150 3 Stone Siding yes
2014 345,000 Asphalt Shingles Roof 3,270 4 $5000 to $10,000 Deductible 950 10 Brick siding No
2012 220,000 Wood Shake Roof 2,910 4 $500- $1000 Deductible 280 5 Fiber-Cement Siding yes
1992 130,000 Asphalt Shingles Roof 1,610 5 $1000-$2500 Deductible 100 3 Stone Siding yes
2007 445,000 Composition Roof 4,270 5 $500 Deductible 110 1 Vinyl siding No
2011 230,000 Wood Shake Roof 2,660 4 $500- $1000 Deductible 130 2 Stucco siding No
1990 310,000 Tile Roof 2,880 4 $500 Deductible 450 5 Brick siding yes
2014 240,000 Membrane Roof 2,870 5 $5000 to $10,000 Deductible 550 12 Brick siding yes
1985 220,000 Wood Shake Roof 2,350 3 $1000-$2500 Deductible 300 6 Vinyl siding yes
1988 170,000 Slate Shingles Roof 2,340 5 $5000 to $10,000 Deductible 90 3 Vinyl siding No
1987 445,000 Wood Shake Roof 4,730 5 $2500-$5000 Deductible 450 3 Fiber-Cement Siding yes
1999 145,000 Wood Shake Roof 1,730 5 $2500-$5000 Deductible 30 1 Wood siding yes
2013 180,000 Tile Roof 1,750 5 $1000-$2500 Deductible 350 9 Vinyl siding yes
2010 420,000 Tile Roof 4,440 5 $1000-$2500 Deductible 110 1 Stone Siding No
1999 210,000 Wood Shake Roof 1,920 5 $1000-$2500 Deductible 330 8 Wood siding No
1983 255,000 Composition Roof 2,420 5 $1000-$2500 Deductible 80 1 Stucco siding yes
2008 315,000 Shingles Roof 3,260 4 $2500-$5000 Deductible 230 3 Stone Siding yes
1987 215,000 Tile Roof 1,990 5 $1000-$2500 Deductible 150 3 Brick siding No
2012 160,000 Asphalt Shingles Roof 2,070 4 $500- $1000 Deductible 490 12 Brick siding No