Coronado Insurance Rates:

Coronado, CA homeowners insurance is approximately $618 to $835, about $51-$69/month. Our in depth guide shows customers can save as much as $290 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Who could ask for more than to have one-stop shopping for insurance? i never question where to go when i get a new house, car, or any other insurance need.
Farmer's Insurance
Farmers insurance has increased rates many times since we've had them for our insurance. i think they are too expensive.
Travelers
Travelers has an exceptionally comprehensive home coverage for my policy that includes a wide ranging list of computer parts that i use for special editing.
State Farm
Depending on the extent of damages to my home - I feel as though it is fair - I would shop around but I hold all insurances through one company for ease
State Farm
The lack of the ability to get policy quotes on their website along with the ongoing skyrocketing policies. I understand issues with the market, in particular, high vehicle crashes in our area, but the fact that accident-free, multiline discount customers keep having major premium increases is ridiculous. That should be passed along to the high-risk customers.
Progressive
I don't hear from them in general at all. I like that since there is no good reason to communicate with me unless I have a claim.
Allstate
We haven't had to file a claim so I have no comment about the claiming process. Hopefully, it's as pleasant as the rest of our experiences!

Coronado, CA Homeowners Insurance By Home Value

Coronado, CA Home Value Total Homes % of Total Average Coronado, CA Homeowners Insurance
Less than $50,000 30 9.0% $14
$60,000 to $69,999 6 1.0% $43
$100,000 to $124,999 32 10.0% $72
$125,000 to $149,999 28 8.0% $94
$150,000 to $174,999 30 9.0% $116
$175,000 to $199,999 12 3.0% $130
$200,000 to $249,999 63 19.0% $159
$250,000 to $299,999 43 13.0% $196
$300,000 to $399,999 73 23.0% $247

Top Home Insurance Agents Near Coronado, CA

Home Insurance Company Near Coronado, CA Homeowners Insurance Agency Near Coronado, CA Address
Allstate Brian Konishi 3280 Main St Ste 7, San Diego, CA, 92113
State Farm Doug Karrel 3264 Rosecrans St, San Diego, CA, 92110-4837
State Farm Linda Newell 993 Lomas Santa Fe Dr Ste F, Solana Beach, CA, 92075-2135
Allstate Ron Tocki 8555 Aero Dr Ste 209, San Diego, CA, 92123
Travelers Sentinel Commercial Insurance Agency Llc 4365 EXECUTIVE DR STE 550, SAN DIEGO, CA, 92121

Coronado, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
National City city, California $77 $102 $153
Imperial Beach city, California $78 $104 $156
Chula Vista city, California $78 $104 $156

Coronado, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Coronado, CA1.8%9.2%
National City2.73%15.27%
Imperial Beach2.46%15.57%
Chula Vista2.03%13.01%

Coronado Renters Insurance as a Percentage of Rent

Coronado Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 56 1.0% $1181
$500 to $749 110 2.0% $1856
$750 to $999 271 6.0% $2606
$1,000 to $1,499 1,187 27.0% $3731
$1,500 or more 2,722 62.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Coronado For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewChubb/Federal661
150000250NewHorace Mann P & C324
150000500NewFirst American Ins313
150000500NewSafeco374
200000500NewPacific Specialty409
300000500NewNationwide511
1500005001-3 YearsHartford (Sentinel)503
2000005001-3 YearsOregon Mutual416
3000005001-3 YearsAAA (Interinsurance Exchange)531
3000005001-3 YearsOregon Mutual549
40000010001-3 YearsSafeco935
50000025001-3 YearsUnigard Group873
50000025001-3 YearsWestern Mutual/Residence691
75000025001-3 YearsHomesite1504
1500002504-6 YearsLiberty Ins Corp609
1500002504-6 YearsMAPFRE Group469
25000010004-6 YearsIDS Property Casualty573
40000010004-6 YearsCentury National808
50000025004-6 YearsHorace Mann609
25000010007-15 YearsMetropolitan Direct653
2500005007-15 YearsGeneral Ins637

Coronado, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Coronado Homeowner Insurance Premium Example $2,700$1,900
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,800$17,000
Net Savings to Coronado Home Owner from High Deductible Plan $800

Coronado, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Coronado, CA Home Replacement Value MORE than Home Value Coronado, CA Home Replacement Value LESS than Home Value
Replacement Value $1,220,000 $780,000
Insurance Premium based on Replacement Value $4,150 $2,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $220,000 Risk Exposure from Under Insuring Coverage is $220,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $750/year

Example Coronado Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceTravelers
Monthly Premium 73178216
Year Built 198219481994
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$600000-$700000More than 10000000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Coronado, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 905,000 Shingles Roof 2,400 3 $500 Deductible 480 2 Fiber-Cement Siding No
1947 1,490,000 Membrane Roof 3,390 4 $2500-$5000 Deductible 860 4 Stone Siding No
1945 1,365,000 Tile Roof 3,360 4 $2500-$5000 Deductible 1510 7 Wood siding yes
1980 555,000 Membrane Roof 1,040 2 $2500-$5000 Deductible 530 6 Stone Siding yes
1988 2,280,000 Composition Roof 4,270 5 > $10,000 Deductible 1090 9 Stucco siding No
1997 765,000 Asphalt Shingles Roof 1,470 2 $1000-$2500 Deductible 590 5 Stone Siding yes
1964 1,180,000 Wood Shake Roof 3,280 5 > $10,000 Deductible 820 8 Vinyl siding No
1963 620,000 Slate Shingles Roof 1,540 5 $500 Deductible 1510 10 Wood siding No
1947 1,490,000 Membrane Roof 3,700 5 $2500-$5000 Deductible 1880 9 Fiber-Cement Siding No
1940 905,000 Asphalt Shingles Roof 1,750 4 $1000-$2500 Deductible 2150 10 Vinyl siding No
1990 1,040,000 Shingles Roof 2,600 5 $5000 to $10,000 Deductible 1100 6 Brick siding No
1997 1,080,000 Metal Roof 2,860 4 $5000 to $10,000 Deductible 350 2 Stone Siding No
1992 815,000 Composition Roof 1,600 3 $2500-$5000 Deductible 300 2 Fiber-Cement Siding No
1963 1,050,000 Slate Shingles Roof 2,340 4 $1000-$2500 Deductible 600 3 Wood siding No
1945 790,000 Membrane Roof 2,170 3 $500- $1000 Deductible 590 3 Stone Siding yes
1964 810,000 Wood Shake Roof 1,630 4 $500- $1000 Deductible 320 2 Stone Siding No
1985 820,000 Slate Shingles Roof 2,240 3 $1000-$2500 Deductible 1200 10 Fiber-Cement Siding yes
1949 1,885,000 Shingles Roof 3,560 5 $1000-$2500 Deductible 1250 5 Stone Siding No
1942 500,000 Metal Roof 1,300 3 $1000-$2500 Deductible 900 8 Brick siding yes
1987 835,000 Composition Roof 2,280 3 $1000-$2500 Deductible 1300 7 Wood siding No
1983 750,000 Asphalt Shingles Roof 1,660 5 $500 Deductible 1670 10 Wood siding No
1960 705,000 Wood Shake Roof 1,790 2 $2500-$5000 Deductible 1020 10 Stucco siding No
1942 1,985,000 Composition Roof 4,090 5 $1000-$2500 Deductible 200 1 Stucco siding yes
1984 1,705,000 Composition Roof 3,610 5 $1000-$2500 Deductible 890 5 Wood siding No
1989 755,000 Membrane Roof 1,580 2 $5000 to $10,000 Deductible 530 5 Stone Siding yes
1994 545,000 Asphalt Shingles Roof 1,380 2 $2500-$5000 Deductible 90 1 Vinyl siding No
1995 1,290,000 Slate Shingles Roof 3,040 4 $1000-$2500 Deductible 1700 8 Stone Siding yes
1999 1,155,000 Composition Roof 2,230 4 $500 Deductible 400 2 Stone Siding yes
1995 480,000 Shingles Roof 1,130 2 $500- $1000 Deductible 90 1 Stucco siding yes
1981 450,000 Tile Roof 1,060 2 $5000 to $10,000 Deductible 1040 12 Brick siding yes
1984 1,300,000 Composition Roof 2,900 5 $1000-$2500 Deductible 770 4 Stone Siding No
1968 1,810,000 Asphalt Shingles Roof 4,570 5 $2500-$5000 Deductible 1090 7 Vinyl siding No
1998 2,085,000 Wood Shake Roof 3,930 5 $5000 to $10,000 Deductible 330 2 Wood siding yes
1942 925,000 Wood Shake Roof 1,880 4 > $10,000 Deductible 980 9 Fiber-Cement Siding No