Corning Insurance Rates:

Corning, NY homeowners insurance is roughly $498 to $673, about $41-$56/month. Our complete guide indicates shoppers can save as much as $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Corning, NY Homeowners Insurance By Home Value

Corning, NY Home Value Total Homes % of Total Average Corning, NY Homeowners Insurance
Less than $50,000 244 8.0% $157
$50,000 to $59,999 188 6.0% $339
$60,000 to $69,999 269 9.0% $421
$70,000 to $79,999 329 11.0% $485
$80,000 to $89,999 371 13.0% $549
$90,000 to $99,999 270 9.0% $614
$100,000 to $124,999 402 14.0% $713
$125,000 to $149,999 195 7.0% $889
$150,000 to $174,999 144 5.0% $1053
$175,000 to $199,999 89 3.0% $1216
$200,000 to $249,999 107 3.0% $1462
$250,000 to $299,999 50 1.0% $1790
$300,000 to $399,999 109 3.0% $2275

Top Home Insurance Agents Near Corning, NY

Home Insurance Company Near Corning, NY Homeowners Insurance Agency Near Corning, NY Address
Allstate Carl Vallely 2483 Corning Rd, Elmira, NY, 14903
Travelers E C Cooper Inc 115 E 4TH ST, WATKINS GLEN, NY, 14891
Travelers Shaw Agency Inc 23 Shether Street, Hammondsport, NY, 14840
Erie Somogy Insurance Agency 544 Elmira Street, Troy, PA, 16947
Travelers Swan & Sons-Morss Company Inc 55 E MARKET ST, CORNING, NY, 14830

Cost Of Homeowners Insurance By Street Near Corning, NY

Streets in Corning Area Homeowners Insurance Cost
Sharwill Pl, Ontario St, Lane St, Pritchard Ave, Moresque Ln, Erie Ln, W Spruce St, Dunbar St, 3rd St Exd, E 1st St$582
N Franklin St, Corning Blvd, Grannan Dr, Canisteo St Exd, Flint Ave, Warren St, Lexington St, Bissell Ave, Mill Ln, W Sycamore St$583
Oak Ln, W 1st St, Canisteo St, Strathmore Pl, W 2nd St, State Rte 225, E 5th St, Wardell St, Briarcliff Dr, Centerway Brg$583
Norman St, Sunset Dr, Princeton Ave, W Market St, Village Ter, W 3rd St, Commerce St, Roosevelt St, Florentia Ln W, Watkins Ave$585
Townsend Ave, Cutler Ave Exd, Winfield St, Davis St, Pershing St, Dwight Ave Exd, Crestwood Rd, Summit Ave, Argonne St, Center Way$584

Corning, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Corning$87 to $89
South Corning$87
Painted Post$88
Gang Mills$90

Corning, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Corning village, New York $73 $97 $146
Painted Post village, New York $73 $97 $146
Gang Mills CDP, New York $75 $100 $150

Corning, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Corning, NY4.2%9.8%
South Corning4.99%10.29%
Painted Post4.09%8.35%
Gang Mills2.9%7.96%

Corning Renters Insurance as a Percentage of Rent

Corning Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 1.0% $350
$200 to $299 175 7.0% $800
$300 to $499 284 12.0% $1250
$500 to $749 891 39.0% $1925
$750 to $999 581 25.0% $2675
$1,000 to $1,499 226 10.0% $3800
$1,500 or more 47 2.0% $5450

Corning, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Corning Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$7,500
Net Savings to Corning Home Owner from High Deductible Plan $1,200

Corning, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Corning, NY Home Replacement Value MORE than Home Value Corning, NY Home Replacement Value LESS than Home Value
Replacement Value $104,000 $62,500
Insurance Premium based on Replacement Value $850 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Corning Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceState Farm
Monthly Premium 9918667
Year Built 196119521985
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$350000-$400000$75000-$100000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Corning, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 175,000 Slate Shingles Roof 2,970 4 $5000 to $10,000 Deductible 890 9 Wood siding No
1960 155,000 Tile Roof 2,130 4 $500 Deductible 790 6 Stucco siding No
1983 90,000 Asphalt Shingles Roof 1,370 2 $1000-$2500 Deductible 500 8 Brick siding No
1966 240,000 Membrane Roof 3,340 4 $500- $1000 Deductible 2220 9 Wood siding yes
1954 120,000 Membrane Roof 2,180 4 $500- $1000 Deductible 340 4 Stone Siding yes
1980 210,000 Asphalt Shingles Roof 2,980 5 $500- $1000 Deductible 1980 12 Fiber-Cement Siding yes
1986 125,000 Asphalt Shingles Roof 2,170 4 $1000-$2500 Deductible 1240 12 Stucco siding No
1969 170,000 Wood Shake Roof 2,960 5 $2500-$5000 Deductible 780 8 Stucco siding yes
1981 95,000 Composition Roof 1,400 3 $500- $1000 Deductible 560 8 Fiber-Cement Siding yes
1964 240,000 Membrane Roof 4,320 5 $5000 to $10,000 Deductible 110 1 Fiber-Cement Siding yes
1959 90,000 Wood Shake Roof 1,340 3 $500 Deductible 520 8 Fiber-Cement Siding No
1965 185,000 Metal Roof 2,750 4 $2500-$5000 Deductible 1100 12 Stone Siding yes
1966 140,000 Wood Shake Roof 2,340 4 $1000-$2500 Deductible 370 4 Brick siding yes
1987 80,000 Asphalt Shingles Roof 1,520 2 $500- $1000 Deductible 210 3 Brick siding No
1958 115,000 Shingles Roof 1,860 3 $2500-$5000 Deductible 630 10 Wood siding yes
1986 100,000 Wood Shake Roof 1,650 5 $500 Deductible 1030 10 Fiber-Cement Siding No
1950 120,000 Wood Shake Roof 1,970 3 $1000-$2500 Deductible 320 4 Wood siding yes
1953 85,000 Asphalt Shingles Roof 1,620 4 $2500-$5000 Deductible 180 3 Brick siding yes
1981 295,000 Tile Roof 3,850 5 $1000-$2500 Deductible 1490 8 Brick siding yes
1969 235,000 Membrane Roof 3,600 5 $500 Deductible 500 3 Vinyl siding No
1967 200,000 Wood Shake Roof 2,970 5 $2500-$5000 Deductible 680 6 Brick siding yes
1945 160,000 Tile Roof 2,000 3 $2500-$5000 Deductible 1120 9 Wood siding yes
1967 105,000 Metal Roof 1,720 5 $2500-$5000 Deductible 670 12 Brick siding No
1943 165,000 Membrane Roof 2,550 4 $5000 to $10,000 Deductible 80 1 Stone Siding yes
1941 130,000 Asphalt Shingles Roof 2,250 3 $1000-$2500 Deductible 350 4 Wood siding No
1967 115,000 Metal Roof 1,680 2 $2500-$5000 Deductible 250 3 Fiber-Cement Siding yes
1967 150,000 Asphalt Shingles Roof 2,280 3 $5000 to $10,000 Deductible 260 4 Vinyl siding yes
1949 100,000 Membrane Roof 1,710 2 $2500-$5000 Deductible 50 1 Vinyl siding yes
1951 135,000 Tile Roof 2,070 5 $1000-$2500 Deductible 400 4 Vinyl siding yes
1946 185,000 Membrane Roof 3,450 5 $5000 to $10,000 Deductible 830 12 Stone Siding yes
1980 130,000 Slate Shingles Roof 2,070 3 $500- $1000 Deductible 730 10 Vinyl siding yes
1961 115,000 Shingles Roof 1,670 2 $1000-$2500 Deductible 340 5 Vinyl siding yes
1962 135,000 Slate Shingles Roof 1,930 5 $500 Deductible 640 7 Stone Siding No
1951 125,000 Wood Shake Roof 1,890 3 $500- $1000 Deductible 910 10 Wood siding No