Cordele Insurance Rates:

Cordele, GA homeowners insurance is nearly $731 to $999, about $60-$83/month. Our thorough guide reveals consumers can save upto $346 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that my home renter's insurance policy is very affordable. i pay less than $150 for the annual policy. this makes is very convenient for me.
Progressive
The customer service representatives are very unfriendly and short with you when asking a question, they are very uninformative and unhelpful.
Allstate
I love allstate because i have been using them for a long time also for my vehicle insurance. they are friendly and always explain everything in detail.
Farmer's Insurance
I think that farmers do well with working with the individual and not trying to oversell products that are not needed - that is a bonus for all homeowners, I think.
Travelers
As far as my home insurance with Traveler's, I don't have any "likes" about them. The policy is quite new (a few months old) and because of that, I have not had much contact or interaction with the company itself.
State Farm
I enjoy how State Farm has a very accessible website where I can check for new bundles as well as possible new discounts for my policy. The company is very easy to get a hold of when I need to contact them on their site.
Grange Insurance
I like that Grange is very straightforward with their policies and what they cost. It is very easy for me to access either my home or vehicle insurance policy through one website. I have had to call customer service in the past for minor corrections to the policy and they are very prompt and polite. I would not hesitate to recommend this insurance company to another customer.
Allstate
I like that they communicate well, have been helpful and polite. The website is easy to use. They are quick to respond to my concerns or questions.

Cordele, GA Homeowners Insurance By Home Value

Cordele, GA Home Value Total Homes % of Total Average Cordele, GA Homeowners Insurance
Less than $50,000 948 21.0% $216
$50,000 to $59,999 423 9.0% $449
$60,000 to $69,999 220 4.0% $562
$70,000 to $79,999 267 5.0% $648
$80,000 to $89,999 303 6.0% $735
$90,000 to $99,999 247 5.0% $821
$100,000 to $124,999 489 10.0% $951
$125,000 to $149,999 276 6.0% $1185
$150,000 to $174,999 338 7.0% $1401
$175,000 to $199,999 152 3.0% $1617
$200,000 to $249,999 256 5.0% $1946
$250,000 to $299,999 372 8.0% $2387
$300,000 to $399,999 205 4.0% $3027

Top Home Insurance Agents Near Cordele, GA

Home Insurance Company Near Cordele, GA Homeowners Insurance Agency Near Cordele, GA Address
NA The Hooks Agency 108 W Lamar St, Americus, GA, 31709
NA Williams Insurance Agency 105 E Kelly St, Sylvester, GA, 31791
Allstate Allen Ins Group 789 Hwy 96 Ste 2b, Fort Valley, GA, 31030
State Farm Jerome Hubbard Sr 431 Pine Ave, Albany, GA, 31701-2534
Nationwide Steve Allen Martin 207 S Grant St, Fitzgerald, GA, 31750-2904

Cost Of Homeowners Insurance By Street Near Cordele, GA

Streets in Cordele Area Homeowners Insurance Cost
Marshall Cir, Flint Dr, Lakeview Cir, Coney Rd S, Wildwood Dr, 1st St S, 13th St W, Aberdeen Cir, Hanna Rd, 15th St S$888
Davis Rd, Pine Acres Dr, Wiley Rd, Wolfs Thick Lndg, Slash Cir, Cannon Rd, Rowland Rd, 19th Ave W, 12th Ave W, Williford Crossing Rd S$849
Patriot Dr, David Ln, Camellia Dr, Wiliford Crossing Rd, Swann Dr E, Zion Hope Rd, Cedar Creek Rd N, 2nd Ave E, 11th Ave E, Coney Rd N$850
Clements Washhole Rd, Oriole St, 15th St, Scenic Rte, 22nd Ave W, 20th Ave W, Pearl St, Peachtree Ave, Oakatee Ct, E Dawn Ave$873
16th Ave E, Titshaw Rd, Terrace Pt, Tundee Ave, E 9th Ave, E 16th Ave, Dockweiler Rd N, 8th St N, Williford Crossing Rd N, 9th Ave E$853

Cordele, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cordele$128 to $130
Crisp County$129
Arabi$128
Vienna$127

Cordele, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crisp County, Georgia $108 $144 $216
Arabi CCD, Crisp County, Georgia $107 $143 $214
Vienna CCD, Dooly County, Georgia $106 $141 $212

Cordele, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cordele, GA7.0%21.5%
Crisp County7.04%22.15%
Arabi7.04%27.02%
Vienna8.1%21.34%

Cordele Renters Insurance as a Percentage of Rent

Cordele Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 123 3.0% $378
$200 to $299 245 7.0% $828
$300 to $499 671 21.0% $1278
$500 to $749 1,293 41.0% $1953
$750 to $999 676 21.0% $2703
$1,000 to $1,499 99 3.0% $3828

Average Cost Of Home Insurance By Company In Areas Nearby Cordele For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 frame Country Casualty Insurance Company $2322.81 $2059.17 $1711.20
$150,000 veneer Foremost Property And Casualty Insurance Company $1436 $1416 $1381
$150,000 veneer Foremost Signature Insurance Company $1961 $1936 N/A
$75,000 frame General Casualty Company Of Wisconsin N/A $460.00 $433.00
$100,000 frame Hanover Insurance Company $1481 $1156 $993
$75,000 frame Old Dominion Insurance Company $1198 $996 $866
$250,000 veneer Old Dominion Insurance Company $2482 $2062 $1910
$100,000 frame Pharmacists Mutual Insurance Company N/A $324 $292
$250,000 frame Praetorian Insurance Company N/A $1944 $1640
$400,000 frame The Travelers Home And Marine Insurance Company N/A N/A $5454

Cordele, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Cordele Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Cordele Home Owner from High Deductible Plan $600

Cordele, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cordele, GA Home Replacement Value MORE than Home Value Cordele, GA Home Replacement Value LESS than Home Value
Replacement Value $148,500 $85,500
Insurance Premium based on Replacement Value $850 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Cordele Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAmerican Family Insurance
Monthly Premium 594143
Year Built 198520052011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$100000-$125000$125000-$150000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cordele, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 185,000 Membrane Roof 2,700 4 $500 Deductible 180 2 Wood siding No
1988 160,000 Composition Roof 2,140 3 $500- $1000 Deductible 670 12 Vinyl siding yes
1973 160,000 Composition Roof 1,940 3 $500 Deductible 980 12 Brick siding No
1978 190,000 Wood Shake Roof 2,310 4 $2500-$5000 Deductible 430 9 Brick siding yes
1966 130,000 Composition Roof 2,270 3 $500 Deductible 220 4 Stucco siding No
1966 120,000 Wood Shake Roof 1,810 4 $2500-$5000 Deductible 330 9 Stucco siding yes
1994 85,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 90 4 Fiber-Cement Siding yes
1986 140,000 Asphalt Shingles Roof 2,340 3 $500 Deductible 400 10 Stucco siding yes
1990 175,000 Wood Shake Roof 2,390 3 $5000 to $10,000 Deductible 380 8 Fiber-Cement Siding No
1962 150,000 Metal Roof 2,120 3 $1000-$2500 Deductible 330 5 Wood siding No
1998 155,000 Slate Shingles Roof 2,680 4 $500 Deductible 320 5 Wood siding yes
2000 130,000 Asphalt Shingles Roof 1,700 4 $500 Deductible 50 1 Stucco siding yes
1972 115,000 Asphalt Shingles Roof 1,470 3 $1000-$2500 Deductible 120 3 Fiber-Cement Siding yes
2010 115,000 Wood Shake Roof 1,750 3 $1000-$2500 Deductible 350 8 Stone Siding yes
1979 100,000 Tile Roof 1,400 3 $500- $1000 Deductible 40 1 Wood siding No
1978 110,000 Shingles Roof 1,780 3 $500 Deductible 150 3 Stone Siding yes
1991 145,000 Slate Shingles Roof 2,440 4 $1000-$2500 Deductible 180 3 Fiber-Cement Siding yes
2000 145,000 Tile Roof 2,470 4 $500 Deductible 550 9 Fiber-Cement Siding No
1977 170,000 Shingles Roof 2,200 4 $5000 to $10,000 Deductible 200 5 Fiber-Cement Siding yes
2014 215,000 Slate Shingles Roof 3,020 4 $5000 to $10,000 Deductible 320 7 Brick siding yes
1992 115,000 Wood Shake Roof 1,650 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding No
1960 130,000 Tile Roof 1,960 3 $1000-$2500 Deductible 270 8 Brick siding yes
1968 155,000 Asphalt Shingles Roof 2,540 4 $500 Deductible 630 10 Stucco siding yes
2008 130,000 Metal Roof 1,940 3 $500- $1000 Deductible 520 9 Stone Siding No