Coos Bay Insurance Rates:

Coos Bay, OR homeowners insurance is nearly $371 to $503, about $30-$41/month. Our detailed research shows customers can save upto $174 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Progressive offers a wide range of coverage for your home needs. it doesn't matter if you own a $100,000 home or a multi million dollar home they have you covered.
Nationwide
Our insurance company does charge more for insurance then some other companies they do
State Farm
There hasn't been anything else that is negative for me about my insurance company besides the fact that an office is so far away. state farm has been very good to me.

Coos Bay, OR Homeowners Insurance By Home Value

Coos Bay, OR Home Value Total Homes % of Total Average Coos Bay, OR Homeowners Insurance
Less than $50,000 617 8.0% $61
$50,000 to $59,999 104 1.0% $126
$60,000 to $69,999 126 1.0% $157
$70,000 to $79,999 223 3.0% $183
$80,000 to $89,999 186 2.0% $209
$90,000 to $99,999 188 2.0% $231
$100,000 to $124,999 525 7.0% $270
$125,000 to $149,999 725 10.0% $340
$150,000 to $174,999 1,030 14.0% $402
$175,000 to $199,999 843 11.0% $463
$200,000 to $249,999 1,372 19.0% $559
$250,000 to $299,999 579 8.0% $681
$300,000 to $399,999 647 9.0% $865

Top Home Insurance Agents Near Coos Bay, OR

Home Insurance Company Near Coos Bay, OR Homeowners Insurance Agency Near Coos Bay, OR Address
NA Coast Insurance Services, Inc 777 Maple St #1, Florence, OR, 97439
NA Juul Insurance Agency 1834 Mcpherson North Bend, North Bend, OR, 97459
Farmers Curt Pedersen Lutcf 780 NW Garden Valley Blvd Ste 110, Roseburg, OR, 97471
State Farm John Gibson 1892 Sherman Ave, North Bend, OR, 97459-3418
State Farm Mark Libby 150 E 3rd St, Coquille, OR, 97423-1815

Cost Of Homeowners Insurance By Street Near Coos Bay, OR

Streets in Coos Bay Area Homeowners Insurance Cost
Everett St, Brights Mill Rd, N Meadow Dr, S 1st St, 16th St, Anderson Ave, Harriet St, N Broadway, Main St, Edwards Ct$436
Ahill Rd, N 3rd Ct, Maryland St, 8th Ter, 16th Ave, 28th St, Edward Ave, Hackett Ln, 14th St, Redwood Ave$439
Harrison St, Delaware St, Dunn St, 15th St, N 10th St, Bruce Ln, Yocum Rd, E Johnson Ave, Lindberg Ave, S 17th St$428
High St, 25th St, Highland Ave, S Wall St, Michigan Ave, Sandcastle Ln, Village Pines Ct, Butler Rd, Tower St, 8th Loop$425
Old Wireless Ln, Scorpion Dr, Margaretta St, Empire-Coos Bay Hwy, Cameron Rd, N 11th St, Nutwood Ave, Cedar St, Garfield Ave, Waite Rd$439

Coos Bay, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Coos Bay$65 to $67
Barview$65
Bunker Hill$64
North Bend$66

Coos Bay, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Barview CDP, Oregon $65 $87 $131
Bunker Hill CDP, Oregon $65 $86 $129
North Bend city, Oregon $66 $88 $132

Coos Bay, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Coos Bay, OR2.8%9.4%
Barview3.27%10.51%
Bunker Hill3.15%10.21%
North Bend2.7%9.3%

Coos Bay Renters Insurance as a Percentage of Rent

Coos Bay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 60 1.0% $343
$200 to $299 187 3.0% $793
$300 to $499 657 13.0% $1243
$500 to $749 1,706 34.0% $1918
$750 to $999 1,231 25.0% $2668
$1,000 to $1,499 910 18.0% $3793
$1,500 or more 151 3.0% $5443

Coos Bay, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Coos Bay Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Coos Bay Home Owner from High Deductible Plan $600

Coos Bay, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Coos Bay, OR Home Replacement Value MORE than Home Value Coos Bay, OR Home Replacement Value LESS than Home Value
Replacement Value $224,500 $151,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Coos Bay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmerican Family InsuranceTravelers
Monthly Premium 233654
Year Built 200719421981
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Coos Bay, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 175,000 Metal Roof 1,500 3 $1000-$2500 Deductible 220 7 Wood siding No
1960 275,000 Asphalt Shingles Roof 3,320 4 $2500-$5000 Deductible 120 3 Fiber-Cement Siding yes
1969 115,000 Asphalt Shingles Roof 980 2 $500 Deductible 380 12 Brick siding yes
2000 255,000 Membrane Roof 2,120 3 $500 Deductible 270 6 Stone Siding yes
2003 250,000 Asphalt Shingles Roof 2,750 5 $500- $1000 Deductible 410 7 Wood siding yes
2000 195,000 Metal Roof 1,670 2 $500 Deductible 90 2 Wood siding yes
1964 355,000 Membrane Roof 3,520 5 $500 Deductible 100 1 Wood siding yes
1940 125,000 Asphalt Shingles Roof 1,510 2 $2500-$5000 Deductible 150 7 Brick siding yes
1985 385,000 Slate Shingles Roof 3,280 5 $500- $1000 Deductible 70 1 Vinyl siding No
2009 545,000 Membrane Roof 4,590 5 $500- $1000 Deductible 130 1 Stone Siding No
1966 280,000 Tile Roof 2,370 4 > $10,000 Deductible 430 12 Stone Siding yes
1989 210,000 Membrane Roof 2,560 4 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1980 170,000 Metal Roof 1,650 2 $500 Deductible 270 7 Brick siding yes