Cooper City Insurance Rates:

Cooper City, FL homeowners insurance is nearly $1,060 to $1,445, about $88-$120/month. Our complete analysis indicates shoppers can save as much as $501 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like farmers homeowners policy because the price doesn't change its a low fixed rate and they let us know if they find better deals for us to make the price even lower. and it covers so much.
Progressive
Their pricing has typically been a little bit higher than other comparable insurance companies when comparing similar coverage options between them.
Usaa
They offer multiple service discounts as well as loyalty discounts. if you have a car and home insurance you can get a discount on both.
Citizens Property Insurance
Citizens Insurance Company has always been fairly upfront about any upcoming changes or prices that were changing or addendums to my policy.
Usaa
I like the values of the company and I like the customer service and I like the price too.
State Farm
As far as I can tell, they offer what I need without bothering me about selling me extras. I like to not have to think about it.
Usaa
We have been happy with them though have not really had to use them very much,

Cooper City, FL Homeowners Insurance By Home Value

Cooper City, FL Home Value Total Homes % of Total Average Cooper City, FL Homeowners Insurance
Less than $50,000 89 1.0% $100
$100,000 to $124,999 115 1.0% $451
$125,000 to $149,999 318 4.0% $563
$150,000 to $174,999 448 6.0% $664
$175,000 to $199,999 516 8.0% $764
$200,000 to $249,999 1,200 18.0% $927
$250,000 to $299,999 1,398 21.0% $1127
$300,000 to $399,999 2,270 35.0% $1440

Top Home Insurance Agents Near Cooper City, FL

Home Insurance Company Near Cooper City, FL Homeowners Insurance Agency Near Cooper City, FL Address
Travelers First Choice Insurance Services Inc 2324 N DIXIE HWY, HOLLYWOOD, FL, 33020
Travelers Mdw Insurance Group Inc 362 MINORCA AVE, CORAL GABLES, FL, 33134
State Farm S. Kristy Lopez 1001 Ives Dairy Rd Ste 101, Miami, FL, 33179-2501
Allstate Schultz Insurance Group Inc. 2877 S University Dr, Davie, FL, 33328
Liberty Mutual Independent Usi Insurance Services Llc. 8100 SOUTHWEST 10TH STREET, PLANTATION, FL, 33324

Cost Of Homeowners Insurance By Street Near Cooper City, FL

Streets in Cooper City Area Homeowners Insurance Cost
Camelot Ct, Chestnut Cir, Grove St, Tropicana Ave, SW 56th Pl, Nashville Dr, Natalies Cove Rd, Brighton Ln, SW 106th Ter, Featherstone Way$1,233
Jennifer Way, Portsmouth Ln, Stonecreek Cir N, SW 111th Ave, N Island Rd, Quito St, SW 114th Ave, Managua Ave, S Point Dr, Egret Way$1,251
Leeds Ln, SW 91st Ave, Rampart Way N, Knot Way, NW 85 Dr, Windover Way, SW 58th Pl, NW 39 St, Mainsail Dr, London St$1,246
Lenox Rd, Citrus Way, NW 37 Ct, SW 49th Manor, Lansing Ave, Sailboat Dr, SW 103rd Way, E Budd Dr, Appaloosa Trl, W Silverado Cir$1,245
Cloverdale Ct, SW 56th Manor, W Falcons Lea Dr, SW 63rd St, Paris St, Norfolk Ln, Port of Spain St, Spring Lake Dr, Bimini Ave, SW 113th Ave$1,331

Cooper City, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cooper City$186 to $188
Pembroke Pines$180
Davie$187
Southwest Ranches$216

Cooper City, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pembroke Pines city, Florida $180 $240 $360
Davie CCD, Broward County, Florida $188 $250 $375
Miramar-Pembroke Pines CCD, Broward County, Florida $180 $240 $360

Cooper City, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cooper City, FL4.5%13.7%
Pembroke Pines4.77%17.42%
Davie4.38%13.9%
Miramar-Pembroke Pines4.78%16.99%

Cooper City Renters Insurance as a Percentage of Rent

Cooper City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 29 2.0% $1890
$750 to $999 45 4.0% $2640
$1,000 to $1,499 328 30.0% $3765
$1,500 or more 691 63.0% $5415

Average Cost Of Home Insurance By Company In Areas Nearby Cooper City For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Federated National Insurance $5,446
150,000 27 NO Universal Insurance $6,883
150,000 27 YES Asi Preferred Insurance $3,334
150,000 27 YES Citizens Property Insurance $1,485
150,000 27 YES St. Johns Insurance $2,899
300,000 12 NA Federated National Insurance $3,490
300,000 12 NA Florida Farm Bureau Casualty Insurance $2,626
300,000 12 NA Security First Insurance $3,718
300,000 12 NA Tower Hill Signature Insurance $4,795

Cooper City, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Cooper City Homeowner Insurance Premium Example $6,000$5,000
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $25,200$24,200
Net Savings to Cooper City Home Owner from High Deductible Plan $1,000

Cooper City, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cooper City, FL Home Replacement Value MORE than Home Value Cooper City, FL Home Replacement Value LESS than Home Value
Replacement Value $356,000 $197,500
Insurance Premium based on Replacement Value $6,575 $3,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $76,500 Risk Exposure from Under Insuring Coverage is $82,000
Premium Impact Insurance cheaper by $1,500/year Insurance costlier by $1,425/year

Example Cooper City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersLiberty Mutual
Monthly Premium 617337435
Year Built 199520001989
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$300000-$350000$500000-$600000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Cooper City, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 245,000 Tile Roof 1,660 4 $500- $1000 Deductible 380 1 Vinyl siding yes
1981 430,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 2870 7 Brick siding yes
1989 270,000 Metal Roof 1,460 3 $1000-$2500 Deductible 1530 4 Wood siding No
1983 340,000 Slate Shingles Roof 1,890 3 > $10,000 Deductible 970 3 Vinyl siding No
1988 305,000 Membrane Roof 2,020 3 $500 Deductible 5300 10 Stucco siding yes
1980 230,000 Membrane Roof 1,310 3 $500 Deductible 460 1 Wood siding No
1995 345,000 Asphalt Shingles Roof 2,190 3 $500- $1000 Deductible 4980 9 Vinyl siding yes
2007 345,000 Composition Roof 2,170 5 > $10,000 Deductible 1760 7 Vinyl siding No
1995 355,000 Wood Shake Roof 2,190 3 $2500-$5000 Deductible 1560 5 Wood siding yes
2000 435,000 Membrane Roof 2,340 3 $5000 to $10,000 Deductible 4100 9 Stucco siding yes
1982 240,000 Slate Shingles Roof 1,690 4 $5000 to $10,000 Deductible 3010 10 Brick siding No
1985 280,000 Composition Roof 2,180 4 $1000-$2500 Deductible 3060 8 Wood siding yes
2003 255,000 Asphalt Shingles Roof 1,860 4 $500 Deductible 2340 6 Vinyl siding No
1997 555,000 Metal Roof 3,560 5 $500- $1000 Deductible 4900 6 Vinyl siding No
1981 380,000 Slate Shingles Roof 2,290 3 $5000 to $10,000 Deductible 840 2 Stucco siding yes
2004 350,000 Shingles Roof 2,460 4 $500- $1000 Deductible 6830 10 Wood siding No
1997 340,000 Tile Roof 2,180 5 $1000-$2500 Deductible 3780 8 Wood siding No
1980 290,000 Membrane Roof 2,150 3 > $10,000 Deductible 1930 9 Vinyl siding No
1999 555,000 Tile Roof 3,790 5 $2500-$5000 Deductible 870 1 Fiber-Cement Siding No
1984 285,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 4370 10 Fiber-Cement Siding yes
1981 260,000 Slate Shingles Roof 1,570 3 $500- $1000 Deductible 2770 7 Fiber-Cement Siding yes
1983 245,000 Tile Roof 1,340 3 $1000-$2500 Deductible 1250 4 Fiber-Cement Siding yes
2009 350,000 Composition Roof 2,420 5 $2500-$5000 Deductible 3680 8 Vinyl siding yes
1985 510,000 Asphalt Shingles Roof 3,170 4 $2500-$5000 Deductible 550 1 Stucco siding No
1994 375,000 Metal Roof 2,320 3 $1000-$2500 Deductible 6560 9 Fiber-Cement Siding No
2001 320,000 Metal Roof 2,250 5 $5000 to $10,000 Deductible 2550 10 Wood siding yes