Coon Rapids Insurance Rates:

Coon Rapids, MN homeowners insurance is approximately $869 to $1,178, about $72-$98/month. Our thorough research shows customers can save as much as $409 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I'd recommend it but only if someone asked.it's in the goldilocks sweet zone of not too cheap but not too expensive. I wouldn't strike up a conversation at a party with this topic like a jerk.
State Farm
I had Citizen's coverage, which ended after several hurricanes in a short time forced big changes in that company. My coverage was switched to UPI and I have stuck with them.
Farmer's Insurance
I would recommend Farmer's Insurance. Overall, there is only so much personalized service you can expect for this kind of insurance. It is a boring product that provides a boring service. We get what we pay for.
Farm Bureau
I would definitely recommend Farm Bureau for home owners insurance. Their very easy to work with and the representatives are wonderful.
Farm Bureau
I would highly recommend this company because of the value they offer as well as their exceptional customer service over the years. We have never had an issue getting a hold of an agent and getting help when we need it.
Liberty Mutual
It will take the money from my insurance and deduct it from the percentage due to policies. I like it very much.
Allstate
I honestly do not have much experience with my insurance company's customer service. The little experience that I have had would lead me to rate them with a 4. It is sometimes difficult to get to the right area.
Liberty Mutual
I like that my premium is rolled into my mortgage payment. it is convenient that i don't have an extra bill to keep track of and that i can always be certain that the bill is paid.
Farmer's Insurance
Our insurance agent is great at e-mailing us information about the community activities and updated insurance information to us in a monthly email.
First National Insurance
I do not like how low their policy amount is, they do not cover enough damages or property lost if you need it replaced. there are tons of "we don't cover" lists which makes you think what am i really paying for?
Liberty Mutual
I have not found anything I dislike about the company. I think the price of homeowners insurance is extremely high, but that is true of all companies and this company offered me the lowest.
American National Property And Casualty Company
They are small, which always makes me question the coverage but they are very competitive in their rates and their local agents provide excellent customer service.
State Farm
The communication is great. They are always keeping me informed of everything that is going on. Alerts are sent when bills are due or when changes to the policy are made.
First National Insurance
I like that I have coverage. The premium bill goes to the mortgage holder, and they pay directly out of my escrow account. So payments are automatic.
State Farm
From a home insurance perspective we have no issues with our home owner insurance.
Farm Bureau
Farm Bureau has been a good insurance company. The customer service people are friendly and knowledgeable. The rates are fair and the terms are good.
Progressive
Overall, I have used the same company for years and in different locations. I have been happy with the service and price throughout.I would advise them to go with Progressive.

Coon Rapids, MN Homeowners Insurance By Home Value

Coon Rapids, MN Home Value Total Homes % of Total Average Coon Rapids, MN Homeowners Insurance
Less than $50,000 574 3.0% $132
$70,000 to $79,999 196 1.0% $419
$80,000 to $89,999 228 1.0% $470
$90,000 to $99,999 328 1.0% $521
$100,000 to $124,999 1,265 7.0% $613
$125,000 to $149,999 1,872 10.0% $767
$150,000 to $174,999 3,349 18.0% $900
$175,000 to $199,999 3,118 17.0% $1043
$200,000 to $249,999 4,198 23.0% $1258
$250,000 to $299,999 1,434 8.0% $1534
$300,000 to $399,999 881 4.0% $1953

Top Home Insurance Agents Near Coon Rapids, MN

Home Insurance Company Near Coon Rapids, MN Homeowners Insurance Agency Near Coon Rapids, MN Address
NA Malone Insurance Agency 624 Central Ave , Osseo, MN, 55369
NA Insurance Solutions Of Minnesota, Llc 9040 Quaday Ave Ne Ste 208 Elk River, Otsego, MN, 55330
Allstate John Bailey 17909 Highway 7, Minnetonka, MN, 55345
Liberty Mutual Independent North Risk Partners Llc 622 ROOSEVELT RD STE 240, SAINT CLOUD, MN, 56301
Allstate Tupy Insurance 111 E Main PO Box 26, New Prague, MN, 56071

Coon Rapids, MN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Coon Rapids, MN

Streets in Coon Rapids Area Homeowners Insurance Cost
Meadowood Curve NW, Dakotah St NW, 127th Ave, Drake St, Reisling Blvd NW, 127th Ln NW, 127th Ln NW, 129th Ln, 107th Ln NW, River Rapids Dr$1,049
111th Ln NW, 126th Cir, Reisling Blvd NW, 129th Cir, Washington Blvd NE, 126th Ave NW, Tamarack Cir, 112th Ave NW, 116th Ln NW, Aztec St$1,052
South St, 96th Ln NW, 117th Ln NW, 93rd Ln NW, Xeon Blvd NW, 114th Ave NW, 127th Cir NW, Eagle St, 127th Ave NW, Woodbine St$1,030
86th Ln NW, 104th Ln NW, Butternut St, 106th Ln, Holly Cir NW, B Loop, 123rd Cir NW, 123rd Ln NW, Bunker Praire Rd NW, 116th Ln NW$1,031
Avocet St, Orchid St, 122nd Ln NW, 125th Ln NW, 103rd Ln NW, 120th Ln NW, Arrowhead St, 116th 1/2 Ave NW, 130th Ln NW, Riverdale Dr NW$1,035

Coon Rapids, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Coon Rapids$153 to $155
Champlin$156
Anoka$153
Brooklyn Park$155

Coon Rapids, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Champlin city, Minnesota $156 $208 $312
Anoka city, Minnesota $153 $204 $306
Brooklyn Park city, Minnesota $155 $206 $309

Coon Rapids, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Coon Rapids, MN5.4%18.6%
Champlin5.04%17.38%
Anoka5.67%17.27%
Brooklyn Park4.97%17.3%

Coon Rapids Renters Insurance as a Percentage of Rent

Coon Rapids Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 1.0% $335
$200 to $299 101 1.0% $785
$300 to $499 276 5.0% $1235
$500 to $749 556 10.0% $1910
$750 to $999 1,879 35.0% $2660
$1,000 to $1,499 1,805 34.0% $3785
$1,500 or more 591 11.0% $5435

Coon Rapids, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Coon Rapids Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,500$12,000
Net Savings to Coon Rapids Home Owner from High Deductible Plan $1,500

Coon Rapids, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Coon Rapids, MN Home Replacement Value MORE than Home Value Coon Rapids, MN Home Replacement Value LESS than Home Value
Replacement Value $246,500 $163,000
Insurance Premium based on Replacement Value $2,000 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $200/year

Example Coon Rapids Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAmerican Family Insurance
Monthly Premium 70161251
Year Built 196119701980
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Coon Rapids, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 315,000 Slate Shingles Roof 2,880 5 $2500-$5000 Deductible 180 1 Brick siding No
2004 200,000 Shingles Roof 1,920 3 $1000-$2500 Deductible 580 4 Fiber-Cement Siding No
1963 165,000 Metal Roof 1,720 4 $1000-$2500 Deductible 510 5 Stone Siding No
2008 450,000 Metal Roof 4,610 5 $1000-$2500 Deductible 2610 10 Brick siding No
1973 425,000 Asphalt Shingles Roof 4,060 5 $2500-$5000 Deductible 150 1 Wood siding No
1966 295,000 Asphalt Shingles Roof 2,870 4 > $10,000 Deductible 1380 12 Stucco siding yes
1981 335,000 Wood Shake Roof 2,840 4 $2500-$5000 Deductible 310 2 Brick siding No
2004 505,000 Slate Shingles Roof 4,900 5 $5000 to $10,000 Deductible 710 3 Brick siding No
2009 475,000 Asphalt Shingles Roof 4,810 5 $500- $1000 Deductible 1300 6 Fiber-Cement Siding No
2004 305,000 Tile Roof 2,480 5 $1000-$2500 Deductible 680 4 Stone Siding No
1992 225,000 Wood Shake Roof 2,290 5 > $10,000 Deductible 1200 12 Vinyl siding No
1967 165,000 Membrane Roof 1,730 5 $1000-$2500 Deductible 400 5 Wood siding No
1975 175,000 Membrane Roof 1,600 5 $1000-$2500 Deductible 860 12 Wood siding No
1993 365,000 Wood Shake Roof 4,130 5 $500 Deductible 1150 6 Stucco siding No
1963 150,000 Asphalt Shingles Roof 1,610 4 $2500-$5000 Deductible 70 1 Vinyl siding yes
1978 210,000 Membrane Roof 2,370 4 > $10,000 Deductible 310 5 Fiber-Cement Siding No
1968 445,000 Shingles Roof 4,820 5 > $10,000 Deductible 1190 8 Stone Siding yes
1987 200,000 Membrane Roof 2,140 3 $5000 to $10,000 Deductible 560 6 Fiber-Cement Siding No
2003 280,000 Slate Shingles Roof 3,290 4 $2500-$5000 Deductible 920 6 Stucco siding No
1967 515,000 Tile Roof 4,710 5 $500- $1000 Deductible 910 3 Vinyl siding No
1965 295,000 Tile Roof 2,470 4 $500- $1000 Deductible 1530 9 Wood siding yes
1965 270,000 Metal Roof 2,990 5 $500 Deductible 350 2 Stucco siding No
1966 140,000 Asphalt Shingles Roof 1,640 4 $2500-$5000 Deductible 490 6 Fiber-Cement Siding No
1984 385,000 Shingles Roof 4,420 5 $500- $1000 Deductible 230 1 Stucco siding yes
1984 460,000 Shingles Roof 4,830 5 $500- $1000 Deductible 920 4 Vinyl siding No
1992 470,000 Membrane Roof 4,850 5 $500 Deductible 3370 10 Vinyl siding yes
2004 305,000 Slate Shingles Roof 2,710 4 $500- $1000 Deductible 1220 6 Brick siding No
1990 215,000 Shingles Roof 1,820 4 $500 Deductible 1320 8 Fiber-Cement Siding No
1962 190,000 Shingles Roof 1,790 3 $500 Deductible 920 7 Fiber-Cement Siding No
1992 105,000 Tile Roof 1,210 3 $1000-$2500 Deductible 280 4 Stone Siding No
1960 345,000 Composition Roof 3,230 5 $1000-$2500 Deductible 880 7 Stone Siding yes
2003 195,000 Composition Roof 1,640 3 $1000-$2500 Deductible 980 9 Vinyl siding No
1966 245,000 Shingles Roof 2,680 4 $500 Deductible 960 5 Vinyl siding yes
1974 220,000 Membrane Roof 2,200 4 $500 Deductible 1140 7 Stone Siding yes

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