Cookeville, TN homeowners insurance is nearly $692 to $944, about $57-$78/month. Our exhaustive analysis reveals consumers can save as much as $327 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cookeville, TN | Homeowners Insurance Agency Near Cookeville, TN | Address |
|---|---|---|
| Travelers | Don Scott Insurance Inc | 1102 W MAIN ST, LEBANON, TN, 37087 |
| State Farm | Elwood Ervin | 108 W Jackson St, Cookeville, TN, 38501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Putnam County, Tennessee | $121 | $161 | $242 |
| Algood city, Tennessee | $121 | $161 | $242 |
| Baxter town, Tennessee | $117 | $156 | $234 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cookeville, TN | 5.6% | 19.5% |
| Putnam County | 6.29% | 20.28% |
| Algood | 6.52% | 21.42% |
| Baxter | 7.48% | 20.48% |
| Cookeville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 141 | 2.0% | $348 |
| $200 to $299 | 144 | 2.0% | $798 |
| $300 to $499 | 1,702 | 26.0% | $1248 |
| $500 to $749 | 3,322 | 50.0% | $1923 |
| $750 to $999 | 881 | 13.0% | $2673 |
| $1,000 to $1,499 | 277 | 4.0% | $3798 |
| $1,500 or more | 76 | 1.0% | $5448 |
| Streets in Cookeville Area | Homeowners Insurance Cost |
|---|---|
| Brown Lane Rd, Carlisle Rd, Lake Valley Dr, Bybee Ave, Cooke St, Bill Smith Rd, S Smith Chapel Rd, Bars Mill Rd, Crowder Rd, Tolbert Dr | $792 |
| Masters Rd, McClellan Ct, Petite Dr, Vivian Dr, Terrace Hill Rd, Kendall Dr, Shipley St, Crowne Way, Long Lane Rd, S Cedar Ave | $795 |
| 2nd Ave S, W 12th St, Boyd Farris Rd, Vickers Ln, Mattson St, White Rd, Brown Ave, Randolph Rd, Bob Bullock Rd, Kyle Dr | $825 |
| Quail Dr, Honest Acres Rd, Benton Young Rd, Thomas Dr, Elm St, Eatonwood Ln, Gentry Ln, Mill Dr, Garden Ln, Wedgewood St | $792 |
| Allen Ave, Tucker Oaks Rd, E 10th St, Sumter Dr, Songbird Ln, Heather Ln, Cobblestone Dr, Walnut St, Ryan Cir, Muligan Ct | $824 |
| McClain Rd, Grandview Dr, Dellwood Ave, Candyland Cir, April Ln, Windsor Dr, Ridgetop Dr, Heathwood West Dr, Forest Cir, Thelma Rd | $821 |
| Sugartree Pt, Mountain View Dr, Stewart Cemetery Rd, Cooper Rd, Womens Quad Cir, Curtis Way, Lake View Dr, Gene Elrod Dr, Peach Orchard Rd, Buck Ave | $806 |
| N Hampton Dr, Goodwin Rd, W Paris St, Lacie Dr, Burgess Falls Rd, Pine Ave, Fairway Dr, Roy Luke Rd, Zachary Ln, Gaw St | $794 |
| Boatman Ln, Co Hwy 2216, S Washington Ave, W Whitehall Rd, Oak Hill Dr, Littleford Cove, Holder Ave, Bill Smith Rd, Ditty Rd, Empire Ave | $809 |
| Columbia St, Old Hawthorne Ln, Ridgedale Dr, E 14th St, Indian Trl, Wilshire Dr, Springboro Rd, Reeser Ln, River Bend Dr, Chattsworth Blvd | $824 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cookeville | $122 to $125 |
| Putnam County | $121 |
| Baxter | $117 |
| White County | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $3,700 |
| Yearly Cookeville Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,800 | $9,300 |
| Net Savings to Cookeville Home Owner from High Deductible Plan | $500 | |
| Scenario | Cookeville, TN Home Replacement Value MORE than Home Value | Cookeville, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $142,500 | $79,000 |
| Insurance Premium based on Replacement Value | $675 | $375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $32,500 | Risk Exposure from Under Insuring Coverage is $31,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $150/year |
| Insurance Company | Chubb Group of Insurance | Nationwide Insurance | Allstate |
| Monthly Premium | 41 | 154 | 183 |
| Year Built | 1971 | 2000 | 1988 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $300000-$350000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $500 Deductible |