Conroe Insurance Rates:

Conroe, TX homeowners insurance is approximately $879 to $1,195, about $73-$99/month. Our detailed guide reveals consumers can save as much as $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The premium and deductible are about the same as other companies. Fortunately, we haven't had to make a claim yet.
State Farm
with them for 30 years. had water damage 10 years ago and the customer rep was great took care of the problem in a short time and my rate did not go up
Liberty Mutual
I would definitely recommend my home insurance policy to all the people because of it's low premium value and lot of deductions it will provide.
Progressive
The convenience of having my home and auto in one place is a benefit. My coverage may not be as comprehensive as other companies for the same price, but I do get a multi-line discount.
Progressive
I would definitely recommend Progressive because the company appears to be all about the customers and ensuring they have the proper coverage
Allstate
I would recommend this company because I purchased the plan through a broker. She has been very good in giving me information and communicating with me. I feel like she did her homework
Progressive
The customer service has been great so far. They're easy to get in touch with since they're not a typical 8-5 business.
Geico
My premium and deductible for my policy is about average. I had issues in the pass which later got resolved.
Allstate
there has to be lot of things to be learn from Allstate
Esurance
Compared with other carriers I have used in the past, Esurance has been my preference. Convenience, ease of use, and never having to deal with a high pressure 'in your face' salesperson has impressed me.
Farmer's Insurance
Farmers policy offered everything i need to feel assured. All of the products i choose for my coverage are priced well.
Liberty Mutual
I would have to say the equipment breakdown is awesome! I have had other home insurance but do not remember ever having been offer the equipment breakdown. Actually, l didn't even know it was a thing.
Alfa Insurance
I can not comment on other home insurance policies. We have only every had the one policy. We are satisfied with it.
State Farm
I rate my home insurance customer service a '4'. The representative was efficient and offered all the possible discounts available for a bundle.
Farmer's Insurance
Farmer's Insurance reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast.
State Farm
I like the policy as well as the leniency on my bill and how much they will work with you if you are late on payments.
State Farm
One thing about state farm i do not like is their cost. it seems state farm is at least 20% higher than anyone else offering coverage in my area.
Allstate
I like my agent most of all, he's prompty and courteous. i like that all my policies are in one place and i don't have to deal with multiple agents
State Farm
The customer service with my local agent is probably the main reason that I stay with state farm instead of seriously shopping for a new rate. They are friendly and go out of their way to provide excellent customer service.
Horace Mann Educators Corporation
I do not like the customer service. I have not heard from my company since I created my bundle package. They have not checked back in with me.
State Farm
I like it because it is very fast and simple. It's not too dull. It’s very colorful.
State Farm
State Farm helped my husband and I when we had a house fire. They were very responsive and took care of everything for us in our time of need.
Allstate
Agents are unresponsive and lackadaisical. Have not yet experienced the claims process but am not optimistic.
Allstate
I would recommend them because their customer service is better than others I have had past experience with. They seem to go out of their way to please
Progressive
MY PREMIUMS ARE NOT TOO HIGH, BUT NOT AS LOW AS I'D LIKE. PART OF THAT MAY BE MY AGE. I REMEMBER WHEN EVERYTHING WAS CHEAPER.
Geico
I'd definitely recommend them, based on customer service, coverage and price. that said, I've never had to file a claim with them, and if I did that might change my response.

Conroe, TX Homeowners Insurance By Home Value

Conroe, TX Home Value Total Homes % of Total Average Conroe, TX Homeowners Insurance
Less than $50,000 1,268 13.0% $197
$50,000 to $59,999 316 3.0% $414
$60,000 to $69,999 131 1.0% $518
$70,000 to $79,999 312 3.0% $591
$80,000 to $89,999 746 8.0% $674
$90,000 to $99,999 599 6.0% $757
$100,000 to $124,999 1,339 14.0% $871
$125,000 to $149,999 1,131 12.0% $1099
$150,000 to $174,999 866 9.0% $1296
$175,000 to $199,999 536 5.0% $1493
$200,000 to $249,999 786 8.0% $1794
$250,000 to $299,999 590 6.0% $2198
$300,000 to $399,999 697 7.0% $2799

Top Home Insurance Agents Near Conroe, TX

Home Insurance Company Near Conroe, TX Homeowners Insurance Agency Near Conroe, TX Address
State Farm Erwin Mcgowan 1315 Lockwood Dr, Houston, TX, 77020-6616
State Farm Felicia Boudreaux 14901 State Hwy 249 Ste 105, Houston, TX, 77086-1630
State Farm Mack Barnhill 3706 W Davis, Conroe, TX, 77304-1836
Nationwide Martha Sue Harris 6768 Spencer Hwy Ste A-1, Pasadena, TX, 77505-1759
Allstate Sean Mertz 5311 FM 1960 Rd E Ste F, Humble, TX, 77346

Conroe, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Conroe, TX

Streets in Conroe Area Homeowners Insurance Cost
Memory Ln, Jadewing Ct, Lake View Dr, Courtland Green, Topaz Ct, Piper Ln, Mesquite Dr, Lulach Cir, Crownridge Dr, S Loop 336 E$1,066
Palestine St, Lakewood, Surrey Run Pl, Oak St, N Haversham Ct, Teaswood Dr, Rose Royal Dr, Hillwood Ln, Quiet Water Way, Greenridge Rd$1,126
Woodwind Dr, Willis County Line Rd, Kentucky Oaks Dr, Acreman Rd, Hunter St, Old Conroe Rd, Royal Terrell Dr, FM 2978 Rd, Village Hill Ln, Florian Ct$1,008
Brandi Ln, Crystal River, S Lake Shore Dr, Wilson Rd, Nugent St, E Stockbridge Landing Cir, Queens Ct, Merrimac Park, Verdant Valley Pl, Mohawk Bend$1,014
Stonefield St, Hurley Ln, League Line Rd, Osage Trl, Richardson Rd, Centaurus Ct, Sandra St, Box Elder Dr, Timberlane St, E Blue Lake Dr$1,097
Valley Mead Pl, Moss Bluff Ct, Songwood Trl, Teas Nursery Rd, Markham Grove Pl, Lake View Dr, Golden Oak, Waterview, Braxton Bragg Ln, Dawns Edge Dr$1,069
Carriage House Way, Vicksburg Ln, Glade Meadow Ln, Collier Rd, Evergreen Ln, Stone Creek Dr, Texas Star Ct, Underwood Pl, W Prairie Dawn Cir, Carriage Lamp Ln$1,062
Hansen Rd, Jackrabbit Ln, Downing Ct, Shadow Brook Dr, Forest Lake Ct, Longmire Rd, W Pines, Robindale Cir, Huckleberry Ln, Slick Rock Dr$1,118
Piney Shores Dr, Bloomsbury Ct, Farm-To-Market Road 105-2090 Cutoff, Breezy Pt, Twilight Pl, Bob White, Park Cir, Ramblewood Rd, Indian Wells Ln, Wick Willow Rd$1,063
Benjamin Dr, The Cliff, Wilkins Dr, S 2nd St, Weeping Willow Way, Nicholas Ct, Greenfield Dr, N Whistlers Bend Cir, Twin Oaks Dr, Russet Grove$1,093

Conroe, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Conroe$155 to $158
Montgomery County$158
Panorama Village$156
Cut and Shoot$153

Conroe, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montgomery County, Texas $158 $211 $317
Panorama Village city, Texas $157 $209 $314
Cut and Shoot city, Texas $153 $204 $306

Conroe, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Conroe, TX6.2%19.6%
Montgomery County5.46%17.6%
Panorama Village6.28%15.85%
Cut and Shoot6.75%22.16%

Conroe Renters Insurance as a Percentage of Rent

Conroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 98 1.0% $349
$200 to $299 464 4.0% $799
$300 to $499 544 5.0% $1249
$500 to $749 2,642 27.0% $1924
$750 to $999 2,956 31.0% $2674
$1,000 to $1,499 2,283 24.0% $3799
$1,500 or more 519 5.0% $5449

Conroe, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Conroe Homeowner Insurance Premium Example $2,100$1,700
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,700$17,500
Net Savings to Conroe Home Owner from High Deductible Plan $1,200

Conroe, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Conroe, TX Home Replacement Value MORE than Home Value Conroe, TX Home Replacement Value LESS than Home Value
Replacement Value $154,000 $121,500
Insurance Premium based on Replacement Value $1,250 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Conroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceUSAA group
Monthly Premium 2309184
Year Built 198119992013
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Conroe, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 120,000 Tile Roof 1,650 5 $500- $1000 Deductible 650 8 Stone Siding yes
1980 350,000 Metal Roof 4,380 5 $500- $1000 Deductible 790 3 Fiber-Cement Siding No
1999 120,000 Shingles Roof 1,360 3 $500 Deductible 280 4 Fiber-Cement Siding No
2002 140,000 Composition Roof 1,610 3 $500 Deductible 1000 9 Fiber-Cement Siding No
1989 210,000 Shingles Roof 2,630 4 $500- $1000 Deductible 840 5 Vinyl siding No
2005 115,000 Tile Roof 1,310 2 $500- $1000 Deductible 560 6 Vinyl siding yes
2001 180,000 Metal Roof 2,320 3 $5000 to $10,000 Deductible 470 5 Fiber-Cement Siding No
2004 105,000 Slate Shingles Roof 1,290 3 $2500-$5000 Deductible 550 9 Stucco siding yes
1998 130,000 Composition Roof 1,810 4 $2500-$5000 Deductible 600 7 Brick siding No
2012 185,000 Wood Shake Roof 2,430 4 $500- $1000 Deductible 90 1 Wood siding yes
2011 225,000 Metal Roof 2,320 4 > $10,000 Deductible 700 9 Wood siding No
1984 145,000 Wood Shake Roof 2,000 4 $1000-$2500 Deductible 340 3 Fiber-Cement Siding No
1992 185,000 Membrane Roof 2,370 4 $5000 to $10,000 Deductible 960 12 Stone Siding No
1996 175,000 Wood Shake Roof 1,840 3 $1000-$2500 Deductible 340 4 Fiber-Cement Siding No
2002 170,000 Membrane Roof 1,870 3 $500 Deductible 1060 7 Wood siding yes
1997 250,000 Tile Roof 2,870 5 $500 Deductible 1960 12 Stucco siding yes
1980 305,000 Asphalt Shingles Roof 3,160 4 $5000 to $10,000 Deductible 220 2 Vinyl siding yes
1999 205,000 Metal Roof 2,450 4 $2500-$5000 Deductible 1740 12 Wood siding yes
1994 190,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 240 2 Stucco siding yes
1989 210,000 Asphalt Shingles Roof 3,080 4 $500- $1000 Deductible 750 5 Wood siding No
1984 125,000 Metal Roof 1,370 2 $500- $1000 Deductible 370 5 Fiber-Cement Siding yes
1997 205,000 Membrane Roof 2,720 4 $5000 to $10,000 Deductible 220 2 Stone Siding No
1992 125,000 Tile Roof 1,790 2 $500- $1000 Deductible 290 3 Fiber-Cement Siding No
1982 200,000 Membrane Roof 2,450 4 $2500-$5000 Deductible 1030 10 Stone Siding No
1995 135,000 Composition Roof 1,500 3 $500- $1000 Deductible 940 9 Fiber-Cement Siding yes
1986 105,000 Asphalt Shingles Roof 1,450 2 $500- $1000 Deductible 290 6 Vinyl siding yes
1987 90,000 Asphalt Shingles Roof 910 2 $500- $1000 Deductible 920 12 Fiber-Cement Siding yes
2014 65,000 Asphalt Shingles Roof 910 2 $500 Deductible 50 1 Stucco siding yes
1989 295,000 Tile Roof 3,120 5 $500- $1000 Deductible 240 1 Brick siding No
2008 135,000 Metal Roof 1,490 3 $500- $1000 Deductible 1280 12 Brick siding No
1993 370,000 Wood Shake Roof 3,930 5 $5000 to $10,000 Deductible 2180 12 Wood siding yes
2006 110,000 Composition Roof 1,510 2 $1000-$2500 Deductible 280 4 Wood siding yes
1984 420,000 Wood Shake Roof 4,540 5 $500 Deductible 3850 12 Stone Siding yes
1996 140,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 300 4 Fiber-Cement Siding No

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