Conroe, TX homeowners insurance is approximately $879 to $1,195, about $73-$99/month. Our detailed guide reveals consumers can save as much as $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Conroe, TX Home Value | Total Homes | % of Total | Average Conroe, TX Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 1,268 | 13.0% | $197 |
$50,000 to $59,999 | 316 | 3.0% | $414 |
$60,000 to $69,999 | 131 | 1.0% | $518 |
$70,000 to $79,999 | 312 | 3.0% | $591 |
$80,000 to $89,999 | 746 | 8.0% | $674 |
$90,000 to $99,999 | 599 | 6.0% | $757 |
$100,000 to $124,999 | 1,339 | 14.0% | $871 |
$125,000 to $149,999 | 1,131 | 12.0% | $1099 |
$150,000 to $174,999 | 866 | 9.0% | $1296 |
$175,000 to $199,999 | 536 | 5.0% | $1493 |
$200,000 to $249,999 | 786 | 8.0% | $1794 |
$250,000 to $299,999 | 590 | 6.0% | $2198 |
$300,000 to $399,999 | 697 | 7.0% | $2799 |
Home Insurance Company Near Conroe, TX | Homeowners Insurance Agency Near Conroe, TX | Address |
---|---|---|
State Farm | Erwin Mcgowan | 1315 Lockwood Dr, Houston, TX, 77020-6616 |
State Farm | Felicia Boudreaux | 14901 State Hwy 249 Ste 105, Houston, TX, 77086-1630 |
State Farm | Mack Barnhill | 3706 W Davis, Conroe, TX, 77304-1836 |
Nationwide | Martha Sue Harris | 6768 Spencer Hwy Ste A-1, Pasadena, TX, 77505-1759 |
Allstate | Sean Mertz | 5311 FM 1960 Rd E Ste F, Humble, TX, 77346 |
Streets in Conroe Area | Homeowners Insurance Cost |
---|---|
Memory Ln, Jadewing Ct, Lake View Dr, Courtland Green, Topaz Ct, Piper Ln, Mesquite Dr, Lulach Cir, Crownridge Dr, S Loop 336 E | $1,066 |
Palestine St, Lakewood, Surrey Run Pl, Oak St, N Haversham Ct, Teaswood Dr, Rose Royal Dr, Hillwood Ln, Quiet Water Way, Greenridge Rd | $1,126 |
Woodwind Dr, Willis County Line Rd, Kentucky Oaks Dr, Acreman Rd, Hunter St, Old Conroe Rd, Royal Terrell Dr, FM 2978 Rd, Village Hill Ln, Florian Ct | $1,008 |
Brandi Ln, Crystal River, S Lake Shore Dr, Wilson Rd, Nugent St, E Stockbridge Landing Cir, Queens Ct, Merrimac Park, Verdant Valley Pl, Mohawk Bend | $1,014 |
Stonefield St, Hurley Ln, League Line Rd, Osage Trl, Richardson Rd, Centaurus Ct, Sandra St, Box Elder Dr, Timberlane St, E Blue Lake Dr | $1,097 |
Valley Mead Pl, Moss Bluff Ct, Songwood Trl, Teas Nursery Rd, Markham Grove Pl, Lake View Dr, Golden Oak, Waterview, Braxton Bragg Ln, Dawns Edge Dr | $1,069 |
Carriage House Way, Vicksburg Ln, Glade Meadow Ln, Collier Rd, Evergreen Ln, Stone Creek Dr, Texas Star Ct, Underwood Pl, W Prairie Dawn Cir, Carriage Lamp Ln | $1,062 |
Hansen Rd, Jackrabbit Ln, Downing Ct, Shadow Brook Dr, Forest Lake Ct, Longmire Rd, W Pines, Robindale Cir, Huckleberry Ln, Slick Rock Dr | $1,118 |
Piney Shores Dr, Bloomsbury Ct, Farm-To-Market Road 105-2090 Cutoff, Breezy Pt, Twilight Pl, Bob White, Park Cir, Ramblewood Rd, Indian Wells Ln, Wick Willow Rd | $1,063 |
Benjamin Dr, The Cliff, Wilkins Dr, S 2nd St, Weeping Willow Way, Nicholas Ct, Greenfield Dr, N Whistlers Bend Cir, Twin Oaks Dr, Russet Grove | $1,093 |
Place | Savings For Senior Occupied Homes |
---|---|
Conroe | $155 to $158 |
Montgomery County | $158 |
Panorama Village | $156 |
Cut and Shoot | $153 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Montgomery County, Texas | $158 | $211 | $317 |
Panorama Village city, Texas | $157 | $209 | $314 |
Cut and Shoot city, Texas | $153 | $204 | $306 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Conroe, TX | 6.2% | 19.6% |
Montgomery County | 5.46% | 17.6% |
Panorama Village | 6.28% | 15.85% |
Cut and Shoot | 6.75% | 22.16% |
Conroe Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 98 | 1.0% | $349 |
$200 to $299 | 464 | 4.0% | $799 |
$300 to $499 | 544 | 5.0% | $1249 |
$500 to $749 | 2,642 | 27.0% | $1924 |
$750 to $999 | 2,956 | 31.0% | $2674 |
$1,000 to $1,499 | 2,283 | 24.0% | $3799 |
$1,500 or more | 519 | 5.0% | $5449 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,900 | $3,900 |
Yearly Conroe Homeowner Insurance Premium Example | $2,100 | $1,700 |
Out of Pocket Expense During Claim | $1,900 | $3,900 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,700 | $17,500 |
Net Savings to Conroe Home Owner from High Deductible Plan | $1,200 |
Scenario | Conroe, TX Home Replacement Value MORE than Home Value | Conroe, TX Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $154,000 | $121,500 |
Insurance Premium based on Replacement Value | $1,250 | $1,000 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $15,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
Insurance Company | Travelers | Nationwide Insurance | USAA group |
Monthly Premium | 230 | 91 | 84 |
Year Built | 1981 | 1999 | 2013 |
Home Details | 5 Beds, 3 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
Coverage Amount | $300000-$350000 | $175000-$200000 | $150000-$175000 |
Deductible | $500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1999 | 120,000 | Tile Roof | 1,650 | 5 | $500- $1000 Deductible | 650 | 8 | Stone Siding | yes |
1980 | 350,000 | Metal Roof | 4,380 | 5 | $500- $1000 Deductible | 790 | 3 | Fiber-Cement Siding | No |
1999 | 120,000 | Shingles Roof | 1,360 | 3 | $500 Deductible | 280 | 4 | Fiber-Cement Siding | No |
2002 | 140,000 | Composition Roof | 1,610 | 3 | $500 Deductible | 1000 | 9 | Fiber-Cement Siding | No |
1989 | 210,000 | Shingles Roof | 2,630 | 4 | $500- $1000 Deductible | 840 | 5 | Vinyl siding | No |
2005 | 115,000 | Tile Roof | 1,310 | 2 | $500- $1000 Deductible | 560 | 6 | Vinyl siding | yes |
2001 | 180,000 | Metal Roof | 2,320 | 3 | $5000 to $10,000 Deductible | 470 | 5 | Fiber-Cement Siding | No |
2004 | 105,000 | Slate Shingles Roof | 1,290 | 3 | $2500-$5000 Deductible | 550 | 9 | Stucco siding | yes |
1998 | 130,000 | Composition Roof | 1,810 | 4 | $2500-$5000 Deductible | 600 | 7 | Brick siding | No |
2012 | 185,000 | Wood Shake Roof | 2,430 | 4 | $500- $1000 Deductible | 90 | 1 | Wood siding | yes |
2011 | 225,000 | Metal Roof | 2,320 | 4 | > $10,000 Deductible | 700 | 9 | Wood siding | No |
1984 | 145,000 | Wood Shake Roof | 2,000 | 4 | $1000-$2500 Deductible | 340 | 3 | Fiber-Cement Siding | No |
1992 | 185,000 | Membrane Roof | 2,370 | 4 | $5000 to $10,000 Deductible | 960 | 12 | Stone Siding | No |
1996 | 175,000 | Wood Shake Roof | 1,840 | 3 | $1000-$2500 Deductible | 340 | 4 | Fiber-Cement Siding | No |
2002 | 170,000 | Membrane Roof | 1,870 | 3 | $500 Deductible | 1060 | 7 | Wood siding | yes |
1997 | 250,000 | Tile Roof | 2,870 | 5 | $500 Deductible | 1960 | 12 | Stucco siding | yes |
1980 | 305,000 | Asphalt Shingles Roof | 3,160 | 4 | $5000 to $10,000 Deductible | 220 | 2 | Vinyl siding | yes |
1999 | 205,000 | Metal Roof | 2,450 | 4 | $2500-$5000 Deductible | 1740 | 12 | Wood siding | yes |
1994 | 190,000 | Shingles Roof | 2,130 | 3 | $1000-$2500 Deductible | 240 | 2 | Stucco siding | yes |
1989 | 210,000 | Asphalt Shingles Roof | 3,080 | 4 | $500- $1000 Deductible | 750 | 5 | Wood siding | No |
1984 | 125,000 | Metal Roof | 1,370 | 2 | $500- $1000 Deductible | 370 | 5 | Fiber-Cement Siding | yes |
1997 | 205,000 | Membrane Roof | 2,720 | 4 | $5000 to $10,000 Deductible | 220 | 2 | Stone Siding | No |
1992 | 125,000 | Tile Roof | 1,790 | 2 | $500- $1000 Deductible | 290 | 3 | Fiber-Cement Siding | No |
1982 | 200,000 | Membrane Roof | 2,450 | 4 | $2500-$5000 Deductible | 1030 | 10 | Stone Siding | No |
1995 | 135,000 | Composition Roof | 1,500 | 3 | $500- $1000 Deductible | 940 | 9 | Fiber-Cement Siding | yes |
1986 | 105,000 | Asphalt Shingles Roof | 1,450 | 2 | $500- $1000 Deductible | 290 | 6 | Vinyl siding | yes |
1987 | 90,000 | Asphalt Shingles Roof | 910 | 2 | $500- $1000 Deductible | 920 | 12 | Fiber-Cement Siding | yes |
2014 | 65,000 | Asphalt Shingles Roof | 910 | 2 | $500 Deductible | 50 | 1 | Stucco siding | yes |
1989 | 295,000 | Tile Roof | 3,120 | 5 | $500- $1000 Deductible | 240 | 1 | Brick siding | No |
2008 | 135,000 | Metal Roof | 1,490 | 3 | $500- $1000 Deductible | 1280 | 12 | Brick siding | No |
1993 | 370,000 | Wood Shake Roof | 3,930 | 5 | $5000 to $10,000 Deductible | 2180 | 12 | Wood siding | yes |
2006 | 110,000 | Composition Roof | 1,510 | 2 | $1000-$2500 Deductible | 280 | 4 | Wood siding | yes |
1984 | 420,000 | Wood Shake Roof | 4,540 | 5 | $500 Deductible | 3850 | 12 | Stone Siding | yes |
1996 | 140,000 | Wood Shake Roof | 1,650 | 3 | $2500-$5000 Deductible | 300 | 4 | Fiber-Cement Siding | No |