Concord Insurance Rates:

Concord, NC homeowners insurance is about $513 to $696, about $42-$58/month. Our extensive guide indicates shoppers can save upto $241 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They are a good company that will be there if I need them, I bundled with other policies to make everything a little more affordable. Everyone needs to have good insurance.
State Farm
I would recommend my insurance company. They are so friendly and knowledgeable. I also like that they are the lowest price in the area.
Erie Insurance
Thankfully, we have not needed to make a claim using our insurance policy. Our experience with this company is solely based on them cashing our checks and covering our home.
Liberty Mutual
It has been satisfactory. Rate on a scale of 3. They are out of my area and do not have very much contact with them.
State Farm
The agents that state farm has are always friendly and willing to work with you. they are very considerate and will help me with any of my questions.
Travelers
Their insurance app lets me monitor my payments each month and keep a balanced budget for my family and me.
Frontline Insurance
Frontline has wonderful communication both via mail and phone. our mortgage company sent us a letter last year that our insurance wasn't up to date, although we knew that it had been paid. the mortgage company needed a form from the insurance company. we called and did not have more than a 2 minute wait to speak to an actual person. they took care of the problem right away.
North Carolina Farm Bureau
I feel that the customer service of our insurance company is about the same as other insurance companies. When you want to speak to a representative, I find that most of the time they are out of the office and will have to call back.
Erie Insurance
I like that everything is seamless and I don't have to worry about dealing with them. The company has an intuitive website that I can visit if I have any basic questions about my coverage and costs.
Travelers
Other companies were going to charge double or triple for the same coverage and deductible. Nationwide was the only one that was affordable.
Progressive
yes recommend the loan.and useful to the loan of my personal family problems.
Travelers
I'm only recommending giving them the benefit of the doubt. They are about the same that is out there, and it is better to have something than not.
Allstate
I would recommend Allstate to anyone in the market for homeowner's insurance. This is an honest and reliable company that has been in the business for a very long time.

Concord, NC Homeowners Insurance By Home Value

Concord, NC Home Value Total Homes % of Total Average Concord, NC Homeowners Insurance
Less than $50,000 786 4.0% $84
$50,000 to $59,999 256 1.0% $181
$60,000 to $69,999 312 1.0% $229
$70,000 to $79,999 352 1.0% $265
$80,000 to $89,999 560 3.0% $295
$90,000 to $99,999 577 3.0% $332
$100,000 to $124,999 2,388 12.0% $386
$125,000 to $149,999 2,564 13.0% $483
$150,000 to $174,999 2,528 13.0% $573
$175,000 to $199,999 1,748 9.0% $664
$200,000 to $249,999 2,370 12.0% $797
$250,000 to $299,999 2,105 11.0% $972
$300,000 to $399,999 1,886 10.0% $1238

Top Home Insurance Agents Near Concord, NC

Home Insurance Company Near Concord, NC Homeowners Insurance Agency Near Concord, NC Address
Nationwide Brandon Price Insurance Agency Llc 129 N Pearl St, Pageland, SC, 29728
Liberty Mutual Independent Carolina Underwriters And Financial Group 2509 PLANTATION CENTER DR, MATTHEWS, NC, 28105
Liberty Mutual Independent Greenpoint Insurance Group Inc. 315 S Talbert Blvd, LEXINGTON, NC, 27292
State Farm Mary Beth Ballantine Chfc 1460 Dale Earnhardt Blvd, Kannapolis, NC, 28083
State Farm Tim Good 10128 Unv City Blvd, Charlotte, NC, 28213-3624

Concord, NC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Concord, NC

Streets in Concord Area Homeowners Insurance Cost
Freedom St SW, State Rd 1416, Union Cemetery Rd SW, Branch Ave, Champion Ln SW, Beverly Dr NE, Corey Ave SW, Dorland Ave SW, Rocky Trace Ct NW, Willow Ln NW$574
Propston St NW, Vee Ave SW, Peach Blossom Ct, Republic Ct NW, Rosegaye Ave SW, Vanderhorst Dr, Wood Duck Ct NW, Eastover Dr SE, Aaron Rd, Dunmore Ct SW$611
Copperfield Blvd NE, Old Lake Lynn Rd, Slumber Oaks Ct, Claw Ct, Willow Oak Ln, Short St SW, Havenbrook Way NW, Acorn Cir, Hospital St NE, Coliseum Ave$608
Edwards St, Waterwheel St SW, State Rd 2118, State Rd 2461, Apache Dr SE, Dr Floyd Rd, Wales Ct NW, Gladden Pl NW, State Rd 2429, Burrell Ave NW$599
Mistywood Ln, Harrison Dr NW, Hoover Ave NE, Coley St SW, Ledbury Ct NW, Trippett St NW, Christenbury Hall Ct NW, Asheford Green Ave NW, Fruitwood Ct, Kintyre Ct NW$636
Park Dr SW, Westgate Cir NW, Newhaven St NW, Virginia St SE, Judge Pl NW, Chaucer Pl NW, Sweet Gum St, State Rd 2473, Greenfield Cir NW, Clemson Ct$609
Shearwater Ave NW, Barbee Rd SW, Ashebrook Dr, Northchase Dr, Huddersfield Dr, Weyburn Dr NW, Dixie Dr, Amarillo Dr SW, Cardinal Pl SW, Westview Rd$585
Ravine Cir SE, Office Dr SW, Elkwood Ct, Shetland Pl NW, Eastover Cir SE, Cook St NW, Chadbury Dr NW, Waterstone Pl SW, Greenside Ct NW, Foxford Rd$600
Barbrick Ave SW, Thoroughbred Pl NW, Barber St, Hyde Park Dr NE, Still Oaks Ct NW, Barefoot Ln, Billings Pl, River Bend Rd, Tulip Ave SW, Shellbark Dr$594
Virginia St, Spider Dr NE, Apple Glen Dr, New Potato Dr, Tripolis St SE, Concord Chase Cir SW, Clifftonville Ave SW, Weddington Rd NW, Lofton Ct, Winton St$594

Concord, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Concord$90 to $92
Cabarrus County$90
Harrisburg$92
Kannapolis$88

Concord, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cabarrus County, North Carolina $90 $120 $180
Harrisburg town, North Carolina $92 $123 $185
Kannapolis city, North Carolina $89 $118 $177

Concord, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Concord, NC3.5%12.2%
Cabarrus County3.66%13.02%
Harrisburg3.29%12.35%
Kannapolis4.1%14.18%

Concord Renters Insurance as a Percentage of Rent

Concord Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 104 1.0% $325
$200 to $299 157 1.0% $775
$300 to $499 637 7.0% $1225
$500 to $749 2,818 33.0% $1900
$750 to $999 2,708 32.0% $2650
$1,000 to $1,499 1,596 19.0% $3775
$1,500 or more 374 4.0% $5425

Concord, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Concord Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,700$7,900
Net Savings to Concord Home Owner from High Deductible Plan $800

Concord, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Concord, NC Home Replacement Value MORE than Home Value Concord, NC Home Replacement Value LESS than Home Value
Replacement Value $329,000 $199,500
Insurance Premium based on Replacement Value $1,450 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $81,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $350/year

Example Concord Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 6212673
Year Built 200519992013
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Concord, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 270,000 Tile Roof 2,660 4 $500 Deductible 640 6 Brick siding yes
2006 365,000 Membrane Roof 3,340 4 $2500-$5000 Deductible 1210 12 Fiber-Cement Siding No
2014 185,000 Membrane Roof 1,940 3 $2500-$5000 Deductible 520 12 Brick siding No
2004 110,000 Shingles Roof 1,350 3 $2500-$5000 Deductible 280 9 Vinyl siding yes
1996 180,000 Membrane Roof 1,940 3 $500 Deductible 910 12 Wood siding No
2002 260,000 Wood Shake Roof 3,180 5 > $10,000 Deductible 220 4 Stone Siding yes
2001 485,000 Membrane Roof 4,860 5 $1000-$2500 Deductible 680 4 Wood siding yes
2005 135,000 Metal Roof 1,600 3 $1000-$2500 Deductible 30 1 Wood siding yes
1995 310,000 Metal Roof 3,010 4 $500- $1000 Deductible 700 8 Stone Siding yes
2010 180,000 Membrane Roof 1,870 4 $500- $1000 Deductible 500 7 Stucco siding yes
2012 220,000 Membrane Roof 2,210 5 $500- $1000 Deductible 430 5 Vinyl siding yes
2008 300,000 Tile Roof 2,850 4 $2500-$5000 Deductible 1280 12 Vinyl siding No
1999 270,000 Shingles Roof 2,330 4 > $10,000 Deductible 220 3 Wood siding yes
2005 285,000 Shingles Roof 2,800 5 $1000-$2500 Deductible 480 5 Stucco siding yes
2010 310,000 Slate Shingles Roof 2,650 4 $2500-$5000 Deductible 690 10 Stucco siding yes
2010 380,000 Composition Roof 3,220 4 $500- $1000 Deductible 970 8 Brick siding yes
1991 380,000 Membrane Roof 3,520 5 > $10,000 Deductible 730 12 Vinyl siding No
1991 220,000 Membrane Roof 2,090 4 $2500-$5000 Deductible 420 5 Brick siding No
2003 325,000 Membrane Roof 2,880 5 $500 Deductible 1020 7 Stone Siding No
1992 365,000 Metal Roof 3,270 4 > $10,000 Deductible 760 9 Wood siding yes
1997 175,000 Asphalt Shingles Roof 2,060 4 $1000-$2500 Deductible 320 5 Stucco siding No
2005 145,000 Membrane Roof 1,240 3 $1000-$2500 Deductible 820 12 Wood siding yes
1995 205,000 Shingles Roof 2,190 4 $1000-$2500 Deductible 500 7 Vinyl siding No
1995 255,000 Membrane Roof 2,300 3 $1000-$2500 Deductible 110 1 Stucco siding yes
2003 160,000 Membrane Roof 1,390 3 $1000-$2500 Deductible 580 8 Stone Siding yes
2005 530,000 Slate Shingles Roof 4,660 5 $5000 to $10,000 Deductible 1480 12 Stucco siding No
2001 175,000 Membrane Roof 1,710 4 $500- $1000 Deductible 290 5 Wood siding yes
1991 185,000 Wood Shake Roof 2,280 3 $500 Deductible 380 5 Wood siding yes
2013 435,000 Tile Roof 4,800 5 $2500-$5000 Deductible 1580 12 Vinyl siding yes
1995 195,000 Membrane Roof 1,840 4 $2500-$5000 Deductible 660 10 Stone Siding yes
1995 325,000 Asphalt Shingles Roof 4,030 5 $2500-$5000 Deductible 810 8 Wood siding yes
2002 175,000 Asphalt Shingles Roof 2,070 3 $5000 to $10,000 Deductible 230 5 Stone Siding No
2014 235,000 Asphalt Shingles Roof 2,070 3 $2500-$5000 Deductible 290 4 Vinyl siding yes

How To Make Your Concord, NC Home Insurnace Cheaper