Compton ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Compton, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Compton, CA is $1344. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Compton, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Compton, CA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $538 |
| $200,000 | $914 |
| $300,000 | $1,129 |
| $400,000 | $1,720 |
| $500,000 | $2,164 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Compton, CA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,378 |
| $1000 Deductible | $1,232 |
| $1500 Deductible | $1,163 |
| $2500 Deductible | $1,048 |
| $5000 Deductible | $887 |
| Home Insurance Company Near Compton, CA | Homeowners Insurance Agency Near Compton, CA | Address |
|---|---|---|
| Farmers | Jillian Walker | 10062 Commerce Ave, Tujunga, CA, 91042 |
| Travelers | Kb Home Insurance Agency Inc | 6351 OWENSMOUTH AVE STE 101, WOODLAND HILLS, CA, 91367 |
| NA | Associated Insurance Services, Inc. | 600 Hampshire Rd, Ste 150 Westlake Village, Thousand Oaks, CA, 91361 |
| Allstate | Douglas Clark | 9029 Reseda Blvd Ste 204, Northridge, CA, 91324 |
| Liberty Mutual Independent | Fia Insurance Services Inc | 99 S LAKE AVE STE 300, PASADENA, CA, 91101 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Carson city, California | $93 | $124 | $186 |
| West Rancho Dominguez CDP, California | $92 | $122 | $183 |
| East Rancho Dominguez CDP, California | $91 | $121 | $182 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Compton, CA | 2.6% | 13.6% |
| Carson | 2.35% | 13.33% |
| West Rancho Dominguez | 2.91% | 15.74% |
| East Rancho Dominguez | 2.96% | 11.2% |
| Compton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 884 | 2.0% | $791 |
| $300 to $499 | 1,017 | 3.0% | $1241 |
| $500 to $749 | 3,709 | 11.0% | $1916 |
| $750 to $999 | 7,987 | 25.0% | $2666 |
| $1,000 to $1,499 | 11,928 | 37.0% | $3791 |
| $1,500 or more | 6,061 | 19.0% | $5441 |
| Streets in Compton Area | Homeowners Insurance Cost |
|---|---|
| E Tichenor St, Apache Ln, Serra Dr, E Bliss St, Elva Ave, Enslow Dr, W Bennett St, Persimmon Dr, E 72nd St, Adobe Ln | $622 |
| S Perry St, Levinson St, S Anderson Ave, E Tucker St, Portola Way, E San Marcus St, E Madison St, E 211th St, Callahan Pl, E Airline Way | $600 |
| S Williams Ave, S Center Ave, E 162nd St, S Peralta Dr, E 249th St, E 238th Pl, Dagmar Ave, W Myrrh St, E Palmer St, E 157th St | $612 |
| W Wayside St, E Harcourt St, Alpine Ave, E Dolores St, N Compton Ave, W Tichenor St, N Wadsworth Ave, W Arlington St, W Spruce St, E Caldwell St | $605 |
| Stonecliff Ln, S Rancho Way, S Anzac Ave, Moneta Ave, Littleton St, E Stockton St, Petroleum Ave, Canova Ln, E Q St, Spruce Lake Dr | $611 |
| Traub Ave, E 121st St, W Spruce St, W Almond St, S Bullis Rd, S Cahita Ave, E Las Hermanas St, E Stockton Ave, N Pannes Ave, E Holborn Dr | $606 |
| Orangetree Dr, Dalfsen Ave, E Acoma Dr, S Lorella Ave, W Johnson St, S Pearl Ave, Bolsa St, N Largo Ave, E Elm St, S Evonda Ave | $612 |
| E Calbas St, Lorella Ave, W 227th Pl, Broadwell Ave, W Cocoa St, W Winona Ave, Colyer Ave, Belshaw Ave, W Clarion Dr, Kramer Dr | $628 |
| E Charron Pl, Lamberton Ave, N Water Way, S Reyes Ave, E Piru St, Morro Dr, Auto Dr S, E Washington St, Benwell Dr, Dunbrooke Ave | $604 |
| 234th Pl, N Sherer Pl, 235th St, Via Baron, Scottsdale S, W Reeve St, S Amantha Ave, W Spruce St, E Fernrock St, S Carlerik Ave | $603 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Compton | $92 to $94 |
| Carson | $93 |
| West Rancho Dominguez | $91 |
| East Rancho Dominguez | $90 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | Tokio Marine America | 251 |
| 150000 | 250 | 16-25 Years | California Casualty | 805 |
| 150000 | 500 | New | IDS Property Casualty | 427 |
| 150000 | 500 | 1-3 years | Safeco | 352 |
| 150000 | 500 | 4-6 Years | American Modern | 650 |
| 150000 | 500 | 4-6 Years | Mercury Ins Group | 337 |
| 150000 | 500 | 7-15 Years | Metropolitan Direct | 988 |
| 150000 | 500 | 7-15 Years | USAA | 501 |
| 150000 | 500 | 16-25 Years | AIG Prop Cas | 1083 |
| 150000 | 500 | 16-25 Years | Safeco | 409 |
| 150000 | 500 | 41-70 Years | General Ins | 411 |
| 200000 | 500 | 7-15 Years | American Reliable | 1028 |
| 200000 | 500 | 41-70 Years | Wawanesa | 552 |
| 250000 | 1000 | 1-3 Years | American Reliable | 1030 |
| 250000 | 1000 | 1-3 Years | CSE Safeguard | 515 |
| 250000 | 1000 | 4-6 Years | Universal North America | 643 |
| 250000 | 1000 | 26-40 Years | Oregon Mutual | 958 |
| 250000 | 1000 | 26-40 Years | Travelers | 762 |
| 250000 | 500 | 1-3 Years | Privilege Underwriters Exch | 2636 |
| 250000 | 500 | 1-3 Years | Travelers | 554 |
| 300000 | 500 | New | Oregon Mutual | 729 |
| 300000 | 500 | 1-3 Years | CSE Safeguard | 688 |
| 300000 | 500 | 4-6 Years | Hartford (Sentinel) | 946 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $3,300 |
| Yearly Compton Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $1,300 | $3,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,100 | $8,900 |
| Net Savings to Compton Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Compton, CA Home Replacement Value MORE than Home Value | Compton, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $297,000 | $195,000 |
| Insurance Premium based on Replacement Value | $700 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,500 | Risk Exposure from Under Insuring Coverage is $59,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Travelers | Allstate | Farmers Insurance |
| Monthly Premium | 38 | 97 | 52 |
| Year Built | 1950 | 1984 | 1979 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $400000-$500000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |