How Much Does Commack, NY Home Insurance Cost?
Commack, NY Average Homeowners Insurance Cost
$1,743.75
Homeowners Insurance Cost - Commack, NY
$471,300
Median Home Value - Commack, NY
Commack, NY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$20.92 | $1,722.83 |
| $1000 Deductible | -$185.19 | $1,558.56 |
| $1500 Deductible | -$276.56 | $1,467.19 |
| $2000 Deductible | -$411.87 | $1,331.88 |
| $2500 Deductible | -$491.74 | $1,252.01 |
Commack, NY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$349 | $1,395 |
| 30 year old | +$26 | $1,770 |
| 40 year old | +$45 | $1,789 |
| 50 year old | +$66 | $1,810 |
| Above 50 year old | +$84 | $1,827 |
Commack, NY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$174 | $1,569 |
| Superior | -$174 | $1,569 |
| Masonry | -$87 | $1,657 |
| Brick | -$87 | $1,657 |
| Hail Resistant Roof | -$35 | $1,709 |
Commack, NY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$35 | $1,779 |
| Swimming Pool With A Diving Board | +$87 | $1,831 |
| Swimming Pool With Slide | +$105 | $1,848 |
Commack, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $52 | $1,691 |
| Police Department | $17 | $1,726 |
Commack, NY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$732.375 | $2,476 |
| Filing a Second Liability Claim | +$662.625 | $2,406 |
| Filing a Second Theft Claim | +$662.625 | $2,406 |
| Filing a Second Water Claim | +$575.4375 | $2,319 |
| Filing a Fire Claim | +$348.75 | $2,093 |
| Filing a Liability Claim | +$331.3125 | $2,075 |
| Filing a Theft Claim | +$331.3125 | $2,075 |
| Filing a Water Claim | +$279.0 | $2,023 |
| Filing a Weather Claim | +$279.0 | $2,023 |