How To Make Your Commack, NY Home Insurance Cheaper
Commack, NY, homeowners insurance is about $1744. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Commack, NY Home Insurance Rates with the Suffolk County Average
| Place | Suffolk County Average: $1,677.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Commack, NY | $1,743.75 | 66.75 | 0.04 | 35,919 | 471,300 |
Cost of Commack, NY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Elwood | 494,100 | 21,505 | $1,188.4 |
| Central Islip | 254,900 | 6,808 | $979 |
| Old Bethpage | 570,000 | 17,274 | $1,198.9 |
| Sayville | 433,500 | 10,491 | $1,189.6 |
Homeowners Insurance Comparison for the Cheapest Premiums in Commack, NY
| Amica Mutual Insurance | USAA | Esurance | |
| Median Home Value ($) | 471,300 | 471,300 | 471,300 |
| Age of Home | Year 40 Old | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $1500,000 -$2000,000 | $500,000 -$749,999 | $400,000 -$499,999 |
| Total Premium ($) | $3,690.9 | $1,870.8 | $1,461.6 |
Cost of Commack, NY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 2000 | $750,000-$999,999 | 2,245.3 |
| Amica Mutual Insurance | 1000 | $1500,000-$2000,000 | 3,011.0 |
| Travelers | 1500 | $1500,000-$2000,000 | 2,849.1 |
| Nationwide | 500 | $150,000-$174,999 | 543.4 |
| Ameriprise | 2500 | $200,000-$249,999 | 530.4 |
| Homesite Insurance | 500 | $250,000-$299,999 | 1,033.1 |
| Allstate | 2500 | $250,000-$299,999 | 766.9 |
| Erie Insurance | 2500 | $175,000-$199,999 | 440.1 |
| Encompass Insurance | 500 | $500,000-$749,999 | 2,297.1 |
| Horace Mann Educators Corporation | 2000 | $500,000-$749,999 | 1,941.9 |