Commack, NY homeowners insurance is roughly $563 to $764, about $46-$63/month. Our all inclusive research shows customers can save as much as $265 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Commack, NY | Homeowners Insurance Agency Near Commack, NY | Address |
|---|---|---|
| Travelers | Carlos Ferrer Agency Inc | 58 THIRD ST, ELIZABETH, NJ, 7206 |
| Travelers | G & T Barto Agency Ltd | 337 KIMBALL AVENUE, YONKERS, NY, 10704 |
| Allstate | Herman Silberstein | 285 Division Ave, Brooklyn, NY, 11211 |
| Allstate | John Lepore | 11230 Beach Channel Dr, Rockaway Park, NY, 11694 |
| Allstate | Nick Montanaro | 948 White Plains Rd, Trumbull, CT, 6611 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Elwood CDP, New York | $101 | $134 | $201 |
| East Northport CDP, New York | $98 | $131 | $197 |
| Smithtown CDP, New York | $99 | $132 | $198 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Commack, NY | 1.8% | 5.5% |
| Elwood | 1.66% | 5.58% |
| East Northport | 1.96% | 5.48% |
| Smithtown | 1.73% | 5.53% |
| Commack Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 42 | 5.0% | $1889 |
| $750 to $999 | 56 | 7.0% | $2639 |
| $1,000 to $1,499 | 179 | 23.0% | $3764 |
| $1,500 or more | 478 | 63.0% | $5414 |
| Streets in Commack Area | Homeowners Insurance Cost |
|---|---|
| Poppy Ln, Stager Ln, Richlee Dr, Beechwood Ln, Melwood Dr, Quantuck Ct, Villa Ln, Rensselaer Dr, Harned Rd, Dora Ct | $660 |
| Tulip Ln, Shinnecock Ct, Fulton Blvd, Mall Dr, Rachel Ave, Terry Ln, Silo Rd, Norma St, Cornell Dr, Windward Ln | $661 |
| Wheatly Pl, Hedgerow Ln, Dunlop Ct, Wicks Dr, Dutchess Pl, Chassyl Rd, Wicks Path, Plumtree Ln, Ashlon Ln, Shaker Ridge Ln | $658 |
| Karin Ct, Audrey Ln, Coconut Dr, Galleine, Ott Pl, Maridon Ln, Yates Ave, Farmstead Rd, Pimlico Ct, Cobb Ln | $661 |
| Byre Pl, Seatuck Ct, Timothy Ct, Leslie Ct, Greg Ln, Ketay St, Barley Pl, Wiltshire Dr, Cornflower Ln, Elder Dr | $683 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Commack | $99 to $101 |
| Elwood | $100 |
| East Northport | $98 |
| Smithtown | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Commack Homeowner Insurance Premium Example | $8,300 | $7,800 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $67,400 | $66,400 |
| Net Savings to Commack Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Commack, NY Home Replacement Value MORE than Home Value | Commack, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $654,000 | $403,500 |
| Insurance Premium based on Replacement Value | $6,475 | $4,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $165,000 | Risk Exposure from Under Insuring Coverage is $85,500 |
| Premium Impact | Insurance cheaper by $850/year | Insurance costlier by $1,625/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | Allstate |
| Monthly Premium | 278 | 347 | 271 |
| Year Built | 1968 | 1971 | 1963 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $500000-$600000 | $600000-$700000 | $700000-$800000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |