Commack Insurance Rates:

Commack, NY homeowners insurance is roughly $563 to $764, about $46-$63/month. Our all inclusive research shows customers can save as much as $265 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Commack, NY: Customer-Reviewed Options

Top Home Insurance Agents Near Commack, NY

Home Insurance Company Near Commack, NY Homeowners Insurance Agency Near Commack, NY Address
Travelers Carlos Ferrer Agency Inc 58 THIRD ST, ELIZABETH, NJ, 7206
Travelers G & T Barto Agency Ltd 337 KIMBALL AVENUE, YONKERS, NY, 10704
Allstate Herman Silberstein 285 Division Ave, Brooklyn, NY, 11211
Allstate John Lepore 11230 Beach Channel Dr, Rockaway Park, NY, 11694
Allstate Nick Montanaro 948 White Plains Rd, Trumbull, CT, 6611

Commack, NY Home Insurance Agents for Top Companies


Commack, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elwood CDP, New York $101 $134 $201
East Northport CDP, New York $98 $131 $197
Smithtown CDP, New York $99 $132 $198


Commack, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Commack, NY1.8%5.5%
East Northport1.96%5.48%

Commack Renters Insurance as a Percentage of Rent

Commack Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 42 5.0% $1889
$750 to $999 56 7.0% $2639
$1,000 to $1,499 179 23.0% $3764
$1,500 or more 478 63.0% $5414

Cost Of Homeowners Insurance By Street Near Commack, NY

Streets in Commack Area Homeowners Insurance Cost
Poppy Ln, Stager Ln, Richlee Dr, Beechwood Ln, Melwood Dr, Quantuck Ct, Villa Ln, Rensselaer Dr, Harned Rd, Dora Ct$660
Tulip Ln, Shinnecock Ct, Fulton Blvd, Mall Dr, Rachel Ave, Terry Ln, Silo Rd, Norma St, Cornell Dr, Windward Ln$661
Wheatly Pl, Hedgerow Ln, Dunlop Ct, Wicks Dr, Dutchess Pl, Chassyl Rd, Wicks Path, Plumtree Ln, Ashlon Ln, Shaker Ridge Ln$658
Karin Ct, Audrey Ln, Coconut Dr, Galleine, Ott Pl, Maridon Ln, Yates Ave, Farmstead Rd, Pimlico Ct, Cobb Ln$661
Byre Pl, Seatuck Ct, Timothy Ct, Leslie Ct, Greg Ln, Ketay St, Barley Pl, Wiltshire Dr, Cornflower Ln, Elder Dr$683

Commack, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Commack$99 to $101
East Northport$98

Commack, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Commack Homeowner Insurance Premium Example $8,300$7,800
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $67,400$66,400
Net Savings to Commack Home Owner from High Deductible Plan $1,000


Commack, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Commack, NY Home Replacement Value MORE than Home Value Commack, NY Home Replacement Value LESS than Home Value
Replacement Value $654,000 $403,500
Insurance Premium based on Replacement Value $6,475 $4,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $165,000 Risk Exposure from Under Insuring Coverage is $85,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $1,625/year


Example Commack Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAllstate
Monthly Premium 278347271
Year Built 196819711963
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $500000-$600000$600000-$700000$700000-$800000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible