Columbus Insurance Rates:

Columbus, TX homeowners insurance is roughly $873 to $1,211, about $72-$100/month. Our complete analysis shows customers can save upto $416 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Columbus, TX Homeowners Insurance By Home Value

Columbus, TX Home Value Total Homes % of Total Average Columbus, TX Homeowners Insurance
Less than $50,000 500 19.0% $177
$50,000 to $59,999 35 1.0% $385
$60,000 to $69,999 194 7.0% $479
$70,000 to $79,999 88 3.0% $552
$80,000 to $89,999 181 6.0% $625
$90,000 to $99,999 114 4.0% $698
$100,000 to $124,999 230 8.0% $812
$125,000 to $149,999 144 5.0% $1021
$150,000 to $174,999 199 7.0% $1198
$175,000 to $199,999 262 9.0% $1385
$200,000 to $249,999 211 8.0% $1667
$250,000 to $299,999 187 7.0% $2042
$300,000 to $399,999 280 10.0% $2594

Top Home Insurance Agents Near Columbus, TX

Home Insurance Company Near Columbus, TX Homeowners Insurance Agency Near Columbus, TX Address
Travelers Wellmann Insurance Agency Inc 103 East Academy, Brenham, TX, 77833
NA Gold Insurance Agency 105 W Jackson St El Campo, El Campo, TX, 77437
Nationwide Christopher Lawrence Batten 127 W Colorado St STE A, La Grange, TX, 78945
Travelers Cinco Ranch Insurance Services 810 S MASON RD STE 140, KATY, TX, 77450
Allstate D. Zane Shepherd 158 W Fm 544 Ste 120, Spring, TX, 77379

Cost Of Homeowners Insurance By Street Near Columbus, TX

Streets in Columbus Area Homeowners Insurance Cost
Co Rd 105A, Yearwood Ln, State Hwy 71, Mossy Oaks Ln, Madden St, Fannin St, Hattermann Ln, Sunset Dr, Allen Rd, Co Rd 40$1,015
Belota Ln, Piper League Rd, Frelsburg Rd, Brad Rd, Alleyton Rd, Deer Run Rd, Abel Dr, Fritsch Rd, Skalitsky Ln, McCormick St$1,038
Jaken Rd, Bonham Ranch Rd, Austin St, May St, Co Rd 88, Milam St, Bowie St, Old Hwy 90, Tait St, Front St$1,024
Prairie St, Clayborne St, Ernest Henicke Ln, North St, Thelma St, I- 10, McElroy Rd, Hildebrandt Rd, FM 339, Henry St$1,019
Church Ln, Colorado St, Prairie St, S Hwy 71, Co Rd 268, Pieper League Rd, Burford St, Yearwood Rd, Private Rd, Zickuhr Rd$1,042

Columbus, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbus$153 to $158
Glidden$151
Colorado County$153
Industry$158

Columbus, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glidden CDP, Texas $152 $202 $303
Colorado County, Texas $153 $204 $306
Industry CCD, Austin County, Texas $158 $211 $317

Columbus, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbus, TX6.3%20.4%
Glidden5.81%19.45%
Colorado County6.74%21.78%
Industry6.72%20.83%

Columbus Renters Insurance as a Percentage of Rent

Columbus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $347
$200 to $299 27 4.0% $797
$300 to $499 227 36.0% $1247
$500 to $749 204 32.0% $1922
$750 to $999 109 17.0% $2672
$1,000 to $1,499 28 4.0% $3797
$1,500 or more 19 3.0% $5447

Columbus, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Columbus Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,500$11,500
Net Savings to Columbus Home Owner from High Deductible Plan $1,000

Columbus, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbus, TX Home Replacement Value MORE than Home Value Columbus, TX Home Replacement Value LESS than Home Value
Replacement Value $165,000 $127,500
Insurance Premium based on Replacement Value $1,400 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Columbus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersFarmers Insurance
Monthly Premium 19310167
Year Built 201119641989
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$175000-$200000$75000-$100000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Columbus, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 140,000 Wood Shake Roof 1,540 5 $2500-$5000 Deductible 130 2 Fiber-Cement Siding No
1951 245,000 Wood Shake Roof 2,560 5 $1000-$2500 Deductible 1160 7 Brick siding No
1966 170,000 Metal Roof 1,690 3 $1000-$2500 Deductible 690 5 Fiber-Cement Siding No
1981 305,000 Composition Roof 3,090 4 $2500-$5000 Deductible 1110 7 Fiber-Cement Siding yes
1985 275,000 Composition Roof 2,760 4 > $10,000 Deductible 840 10 Stucco siding No
1994 210,000 Tile Roof 2,250 3 $1000-$2500 Deductible 1390 9 Vinyl siding yes
2013 110,000 Tile Roof 1,430 2 $1000-$2500 Deductible 550 7 Stone Siding No
1992 320,000 Tile Roof 3,340 5 > $10,000 Deductible 740 5 Brick siding No
1948 390,000 Slate Shingles Roof 3,980 5 > $10,000 Deductible 750 5 Stucco siding yes
1960 165,000 Metal Roof 2,410 4 $1000-$2500 Deductible 1190 12 Wood siding yes
1977 465,000 Composition Roof 4,660 5 $500- $1000 Deductible 430 1 Vinyl siding No
1995 130,000 Tile Roof 1,460 2 $500- $1000 Deductible 280 4 Wood siding yes
1954 165,000 Asphalt Shingles Roof 1,680 2 $5000 to $10,000 Deductible 110 2 Vinyl siding yes
2012 155,000 Shingles Roof 2,130 4 $500- $1000 Deductible 210 2 Stone Siding yes
1992 125,000 Membrane Roof 1,570 3 $500 Deductible 320 4 Brick siding No
1948 250,000 Shingles Roof 2,680 4 > $10,000 Deductible 440 4 Wood siding No
1975 135,000 Composition Roof 1,780 2 $500 Deductible 1150 12 Wood siding No
1974 140,000 Slate Shingles Roof 1,380 3 $500 Deductible 1620 12 Vinyl siding No
2009 150,000 Tile Roof 1,620 2 $500- $1000 Deductible 610 8 Stucco siding yes
1985 160,000 Wood Shake Roof 2,070 4 $2500-$5000 Deductible 130 2 Vinyl siding No
2010 155,000 Membrane Roof 1,950 5 $1000-$2500 Deductible 140 1 Fiber-Cement Siding No
2001 200,000 Metal Roof 2,130 3 $1000-$2500 Deductible 920 6 Stucco siding yes
1984 255,000 Asphalt Shingles Roof 3,170 4 $1000-$2500 Deductible 480 4 Stone Siding yes
2002 225,000 Wood Shake Roof 2,330 3 $1000-$2500 Deductible 2020 12 Vinyl siding yes
1966 190,000 Metal Roof 1,990 3 $500 Deductible 850 5 Wood siding No
1952 225,000 Slate Shingles Roof 2,540 5 $5000 to $10,000 Deductible 1440 12 Fiber-Cement Siding yes
1949 130,000 Shingles Roof 1,360 2 $2500-$5000 Deductible 810 8 Stone Siding No
1978 195,000 Asphalt Shingles Roof 1,920 3 $2500-$5000 Deductible 750 8 Brick siding yes