Columbus, OH - Data on Home Insurance Quotes, Rates & Agents

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Columbus, OH Home Values & Insurance Rates

Columbus, OH Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,867 5.0% $127
$50,000 to $59,999 4,169 2.0% $269
$60,000 to $69,999 5,573 3.0% $340
$70,000 to $79,999 7,258 4.0% $389
$80,000 to $89,999 10,056 6.0% $446
$90,000 to $99,999 9,566 6.0% $496
$100,000 to $124,999 23,722 15.0% $574
$125,000 to $149,999 22,530 14.0% $716
$150,000 to $174,999 20,937 13.0% $850
$175,000 to $199,999 13,167 8.0% $978
$200,000 to $249,999 15,684 10.0% $1184
$250,000 to $299,999 6,006 3.0% $1446
$300,000 to $399,999 4,591 3.0% $1836

Top Home Insurance Agents Near Columbus, OH

Home Insurance Company Near Columbus, OH Homeowners Insurance Agency Near Columbus, OH Address
NA Phelps Financial Services Inc. 659 Park Meadow Rd Ste H, Westerville, OH, 43081
NA Sterling Insurance Group Ltd. 4218 Indianola Ave, Columbus, OH, 43214
NA Tri Wood Ins Agency Inc 1000 Georgesville Rd, Columbus, OH, 43228
Nationwide David Stanley & Assoc Inc 341 Norton Rd, Columbus, OH, 43228-1730
State Farm Tim Workman 1590 Coshocton Ave Unit A, Mount Vernon, OH, 43050-1559

Estimated Home Insurance By Street Area Near Columbus, OH

Columbus Area Estimated House Insurance
Garrett St, Elmwood Dr, Lofton Cir, Arrowtip Ln, Baywood Dr, Carano Way, E Lincoln Ave, Barrhill Dr, Scenic View Cir, Kastlekove Dr$714
Rock Dove Rd, Delta St, Mira St, Twp Hwy 89, Rowland Ave, Hammond St, Greentree Dr, Greentree Ct, Shortcut Rd, Parkhurst Dr$699
Grove Hill Dr, N Sandusky St, Co Rd 220, Olenbrook Dr, Cambrian Commons Dr, Lewis St, Gemini Pkwy, Southbluff Dr, Meadcrest Ct, Woodwind Dr$735
Adara Dr, N Sandusky St, Bristol Commons Pl, Sirius St, Kingsbury Rd, Co Rd 91, Colonial Commons Dr, Sedona Ct, Turnhart Pl, S Washington St$744
Lago Ln, E Winter St, Scottwood Ct, Wynstone Dr, Eaton St, Pulsar Pl, Caldwell Dr, McElhinny Ln, Stockard Loop, Sanville Dr$741

Savings on home insurance for senior occupied homes

PlaceSavings
Columbus$106 to $108
Franklin County$108
Grandview Heights$116
Bexley$118

Columbus, OH Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbus, OH4.4%12.9%
Franklin County4.14%11.7%
Grandview Heights3.17%9.33%
Bexley3.06%8.54%

Columbus Renters Insurance as a Percentage of Rent

Columbus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 3,332 2.0% $342
$200 to $299 4,077 2.0% $792
$300 to $499 11,061 6.0% $1242
$500 to $749 52,127 31.0% $1917
$750 to $999 56,037 33.0% $2667
$1,000 to $1,499 32,249 19.0% $3792
$1,500 or more 6,740 4.0% $5442

Columbus, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
43224 $92,900 $690
43207 $91,800 $690
43227 $90,500 $690
43203 $87,100 $680
43223 $80,800 $690
43211 $63,000 $680
43222 $60,300 $670
43220 $255,100 $800
43212 $248,100 $780
43215 $242,500 $800
43214 $206,100 $760
43201 $200,600 $760
43202 $176,100 $750
43240 $173,000 $740
43231 $133,800 $720
43229 $128,300 $710
43205 $126,400 $710
43206 $110,800 $710
43204 $106,200 $700
43232 $106,000 $700

Columbus, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Columbus Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Columbus Home Owner from High Deductible Plan $600

Columbus, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbus, OH Home Replacement Value MORE than Home Value Columbus, OH Home Replacement Value LESS than Home Value
Replacement Value $184,000 $139,000
Insurance Premium based on Replacement Value $650 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Columbus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateChubb Group of Insurance
Monthly Premium 372873
Year Built 194920111972
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Columbus, OH Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Franklin County, Ohio $90 $120 $180
Grandview Heights city, Ohio $97 $129 $194
Bexley city, Ohio $99 $131 $197

Sample Home Insurance Rates for Columbus, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 220,000 Slate Shingles Roof 2,320 4 $5000 to $10,000 Deductible 390 9 Stucco siding yes
1947 300,000 Slate Shingles Roof 3,180 4 $1000-$2500 Deductible 190 2 Stone Siding yes
1982 130,000 Tile Roof 1,670 2 $500 Deductible 370 9 Brick siding yes
2013 405,000 Membrane Roof 4,220 5 $1000-$2500 Deductible 630 5 Vinyl siding No
1984 260,000 Metal Roof 3,260 4 $5000 to $10,000 Deductible 290 6 Vinyl siding yes
1985 155,000 Asphalt Shingles Roof 1,540 2 $500 Deductible 340 7 Fiber-Cement Siding yes
1968 115,000 Tile Roof 1,710 3 $500- $1000 Deductible 210 7 Brick siding No
1930 120,000 Metal Roof 2,288 4 $2500-$5000 Deductible 170 3 Stucco siding yes