Columbiana Insurance Rates:

Columbiana, OH homeowners insurance is roughly $597 to $819, about $49-$68/month. Our thorough analysis shows customers can save upto $283 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Columbiana, OH Homeowners Insurance By Home Value

Columbiana, OH Home Value Total Homes % of Total Average Columbiana, OH Homeowners Insurance
Less than $50,000 178 11.0% $127
$50,000 to $59,999 61 3.0% $276
$60,000 to $69,999 28 1.0% $339
$70,000 to $79,999 72 4.0% $396
$80,000 to $89,999 116 7.0% $446
$90,000 to $99,999 81 5.0% $502
$100,000 to $124,999 201 12.0% $580
$125,000 to $149,999 222 13.0% $729
$150,000 to $174,999 287 17.0% $863
$175,000 to $199,999 41 2.0% $991
$200,000 to $249,999 157 9.0% $1196
$250,000 to $299,999 78 4.0% $1458
$300,000 to $399,999 87 5.0% $1854

Top Home Insurance Agents Near Columbiana, OH

Home Insurance Company Near Columbiana, OH Homeowners Insurance Agency Near Columbiana, OH Address
Erie Weber Insurance Agency 8001 Rowan Rd Ste 217 Cranberry Township, Cranberry Township, PA, 16066
Erie Armstrong Insurance Agency Inc. 111 W Beaver Street, Mercer, PA, 16137
Travelers Financial Assurance Services Llc 3875 MERCEDES PL UNIT 5, CANFIELD, OH, 44406
Travelers K & R Insurance Llc 2559 BRANDT SCHOOL RD STE 101, WEXFORD, PA, 15090
Travelers Mcconnell Agency Inc 960 W STATE STREET STE 220, ALLIANCE, OH, 44601

Cost Of Homeowners Insurance By Street Near Columbiana, OH

Streets in Columbiana Area Homeowners Insurance Cost
Allendale Ave, Waynewood Dr, Albright Alley II, Beeson Mill Rd, Old North St, Allen Ave, Waddel St, Linda's Way, W Metz Rd, W Friend St$683
Twp Hwy 923, Vine St, W High St, Albright Alley I, Herbster St, N Main St, Twp Hwy 938, Howard St, Petersburg Unity Rd, Stonehaven Dr$704
Village Park Dr, W Park Ave, Waterford Rd, Cornerstone Dr, Chestnut St, N Main St, State Line Rd, E Park Ave, Canterbury Ct, W North Ave$704
Cricket Ln, Sponseller Rd, Park Pl, Stocking St, S County Rd, Pueblo Ln, Stoy St, Fork Rd, Twp Hwy 1012, Twp Hwy 857$683
Co Hwy 431, Timber Run St, Carrie Rd, Dickson Rd, Dogwood Cir, Bears Bend, Twp Hwy 941, N West St, Twp Hwy 937, W Park Ave$705

Columbiana, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbiana$105 to $107
New Waterford$103
Beaver$110
Leetonia$101

Columbiana, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Waterford village, Ohio $103 $137 $206
Beaver township, Mahoning County, Ohio $110 $147 $221
Leetonia village, Ohio $101 $135 $203

Columbiana, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbiana, OH5.0%13.5%
New Waterford5.67%14.38%
Beaver3.9%13.17%
Leetonia5.93%16.79%

Columbiana Renters Insurance as a Percentage of Rent

Columbiana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 2.0% $793
$300 to $499 308 31.0% $1243
$500 to $749 381 38.0% $1918
$750 to $999 174 17.0% $2668
$1,000 to $1,499 86 8.0% $3793

Columbiana, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Columbiana Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Columbiana Home Owner from High Deductible Plan $600

Columbiana, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbiana, OH Home Replacement Value MORE than Home Value Columbiana, OH Home Replacement Value LESS than Home Value
Replacement Value $177,000 $116,000
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Columbiana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 933562
Year Built 197419831947
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $300000-$350000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Columbiana, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 95,000 Composition Roof 1,390 3 $500 Deductible 240 7 Vinyl siding No
2006 150,000 Slate Shingles Roof 1,650 2 $2500-$5000 Deductible 230 8 Wood siding No
2006 115,000 Metal Roof 1,220 3 $500- $1000 Deductible 120 4 Vinyl siding No
1973 285,000 Asphalt Shingles Roof 3,290 4 $500 Deductible 1000 10 Wood siding yes
2004 215,000 Asphalt Shingles Roof 2,900 5 $2500-$5000 Deductible 50 1 Stone Siding No
2002 120,000 Metal Roof 1,280 3 $500 Deductible 110 3 Stone Siding yes
2004 280,000 Asphalt Shingles Roof 3,160 4 $1000-$2500 Deductible 1000 12 Stone Siding No
1986 195,000 Slate Shingles Roof 2,030 3 $5000 to $10,000 Deductible 480 10 Stone Siding yes
1980 200,000 Slate Shingles Roof 2,330 4 $1000-$2500 Deductible 580 8 Stucco siding yes
2007 460,000 Membrane Roof 4,890 5 $1000-$2500 Deductible 1360 10 Brick siding No
1946 135,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 400 12 Wood siding yes
1972 120,000 Metal Roof 1,730 3 $2500-$5000 Deductible 180 6 Stone Siding yes
2007 130,000 Membrane Roof 1,730 3 $1000-$2500 Deductible 360 7 Stone Siding yes
1947 120,000 Shingles Roof 1,230 2 $2500-$5000 Deductible 50 2 Wood siding yes
2009 245,000 Metal Roof 3,260 4 $1000-$2500 Deductible 360 5 Stone Siding yes
2007 100,000 Metal Roof 1,060 2 $2500-$5000 Deductible 160 7 Brick siding yes
1971 205,000 Asphalt Shingles Roof 2,180 4 $1000-$2500 Deductible 700 12 Stucco siding No
1976 270,000 Wood Shake Roof 3,040 4 > $10,000 Deductible 460 7 Fiber-Cement Siding No
1940 110,000 Composition Roof 1,190 2 $500- $1000 Deductible 80 2 Vinyl siding No
1940 240,000 Asphalt Shingles Roof 2,770 5 $500- $1000 Deductible 550 7 Brick siding yes
1948 275,000 Tile Roof 3,110 4 $1000-$2500 Deductible 620 7 Brick siding yes
1941 175,000 Membrane Roof 2,320 3 $1000-$2500 Deductible 90 2 Wood siding yes
2008 295,000 Tile Roof 2,910 4 $500 Deductible 440 4 Stucco siding No
2010 145,000 Shingles Roof 1,730 3 $1000-$2500 Deductible 180 6 Brick siding yes
1944 375,000 Shingles Roof 4,330 5 $2500-$5000 Deductible 520 7 Stone Siding No
2014 150,000 Tile Roof 2,130 4 $5000 to $10,000 Deductible 50 2 Fiber-Cement Siding yes
1984 310,000 Wood Shake Roof 4,070 5 $5000 to $10,000 Deductible 500 9 Brick siding No
1947 130,000 Metal Roof 1,590 2 $2500-$5000 Deductible 60 2 Stucco siding yes