How Much Does Columbia, SC Home Insurance Cost?
Columbia, SC Average Homeowners Insurance Cost
$989
Homeowners Insurance Cost - Columbia, SC
$148,600
Median Home Value - Columbia, SC
Columbia, SC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.87 | $977.13 |
| $1000 Deductible | -$105.03 | $883.97 |
| $1500 Deductible | -$156.86 | $832.14 |
| $2000 Deductible | -$233.6 | $755.4 |
| $2500 Deductible | -$278.9 | $710.1 |
Columbia, SC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$227 | $762 |
| 30 year old | +$15 | $1,004 |
| 40 year old | +$26 | $1,015 |
| 50 year old | +$38 | $1,027 |
| Above 50 year old | +$47 | $1,036 |
Columbia, SC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$109 | $880 |
| Superior | -$89 | $900 |
| Masonry | -$49 | $940 |
| Brick | -$49 | $940 |
| Hail Resistant Roof | -$20 | $969 |
Columbia, SC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $1,009 |
| Swimming Pool With A Diving Board | +$40 | $1,029 |
| Swimming Pool With Slide | +$59 | $1,048 |
Columbia, SC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $30 | $959 |
| Police Department | $10 | $979 |
Columbia, SC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$415.38 | $1,404 |
| Filing a Second Liability Claim | +$375.82 | $1,365 |
| Filing a Second Theft Claim | +$375.82 | $1,365 |
| Filing a Second Water Claim | +$326.37 | $1,315 |
| Filing a Fire Claim | +$197.8 | $1,187 |
| Filing a Liability Claim | +$187.91 | $1,177 |
| Filing a Theft Claim | +$187.91 | $1,177 |
| Filing a Water Claim | +$158.24 | $1,147 |
| Filing a Weather Claim | +$158.24 | $1,147 |