How To Make Your Columbia, SC Home Insurance Cheaper
Columbia, SC, homeowners insurance is about $989. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Columbia, SC Home Insurance Rates with the Richland County Average
| Place | Richland County Average: $1,087.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Columbia, SC | $989.0 | -98.0 | -0.09 | 171,802 | 148,600 |
Cost of Columbia, SC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| West Columbia | 133,500 | 6,497 | $904 |
| South Congaree | 126,200 | 9,718 | $861 |
| Camp Ground | 161,700 | 17,393 | $1,058 |
| Blythewood | 200,700 | 17,402 | $1,238 |
Homeowners Insurance Comparison for the Cheapest Premiums in Columbia, SC
| Grange Insurance | Esurance | MAPFRE Insurance | |
| Median Home Value ($) | 148,600 | 148,600 | 148,600 |
| Age of Home | Above Year 50 | Year 30 Old | Year 50 Old |
| Home Coverage ($) | $750,000 -$999,999 | $1000,000 -$1499,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $6,133.5 | $5,910.8 | $6,685.9 |
Cost of Columbia, SC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Travelers | 500 | $400,000-$499,999 | 3,140.6 |
| MetLife | 2500 | $200,000-$249,999 | 898.6 |
| The Hartford | 500 | $1000,000-$1499,999 | 5,119.2 |
| Horace Mann Educators Corporation | 2000 | $100,000-$124,999 | 630.2 |
| Encompass Insurance | 2000 | $200,000-$249,999 | 1,023.4 |
| GEICO | 500 | $150,000-$174,999 | 993.1 |
| American National Property and Casualty Company | 2000 | $1000,000-$1499,999 | 4,327.5 |
| Universal Property & Casualty Insurance Company | 1000 | $1500,000-$2000,000 | 5,269.4 |
| Grange Insurance | 1500 | $200,000-$249,999 | 1,098.3 |
| Westfield Insurance | 2000 | $400,000-$499,999 | 2,654.9 |