Columbia Insurance Rates:

Columbia, PA homeowners insurance is about $595 to $808, about $49-$67/month. Our exhaustive research reveals consumers can save upto $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Columbia, PA Homeowners Insurance By Home Value

Columbia, PA Home Value Total Homes % of Total Average Columbia, PA Homeowners Insurance
Less than $50,000 84 3.0% $168
$50,000 to $59,999 125 5.0% $351
$60,000 to $69,999 188 7.0% $435
$70,000 to $79,999 288 11.0% $505
$80,000 to $89,999 156 6.0% $575
$90,000 to $99,999 321 13.0% $638
$100,000 to $124,999 545 22.0% $744
$125,000 to $149,999 211 8.0% $926
$150,000 to $174,999 213 8.0% $1102
$175,000 to $199,999 199 8.0% $1270
$200,000 to $249,999 74 3.0% $1523
$250,000 to $299,999 44 1.0% $1867

Top Home Insurance Agents Near Columbia, PA

Home Insurance Company Near Columbia, PA Homeowners Insurance Agency Near Columbia, PA Address
State Farm Dan Dougherty 5600 Kirkwood Hwy, Wilmington, DE, 19808-5004
Travelers Lebo Agency Inc 3741 PETERS MOUNTAIN ROAD, HALIFAX, PA, 17032
Travelers Reilly Insurance Llc 1029 SCENERY DR, HARRISBURG, PA, 17109
Erie Rohrbaugh Insurance Agency 190 Arsenal Road, York, PA, 17404
Travelers Specht Insurance Group Ltd 1800 E HIGH ST STE 200, POTTSTOWN, PA, 19464

Cost Of Homeowners Insurance By Street Near Columbia, PA

Streets in Columbia Area Homeowners Insurance Cost
Riverfront, N 2nd St, Ave H, Kinderhook Rd, Houston St, Ave F, Penn St, N 9th St, Bank Ave, N 3rd St$706
Ironville Pike, N Bank St, S 8th St, Plane St, S 5th St, N 13th St, I Ave, Commerce St, Ave P, Barber St$698
N 16th St, Gard Ct, S 9th St, S 6th St, S 11th St, Norwood Rd, Hilmar Cir, S 3rd St, Blunston St, Plane St$706
N 6th St, Staman Ln, Avenue W, Malt Ave, N 14th St, Pheasant Dr, Perry St, S 2nd St, Central Ave, Concord Ave$705
S 13th St, Chickies Hill Rd, Florence St, Ave Q, Stump Ave, Avenue N, I Ave, N 4th St, S 14th St, S 11th St$701

Columbia, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbia$104 to $107
West Hempfield$111
Wrightsville$106
Washington Boro$110

Columbia, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Hempfield township, Lancaster County, Pennsylvania $93 $123 $185
Wrightsville borough, Pennsylvania $89 $118 $177
Washington Boro CDP, Pennsylvania $92 $122 $183

Columbia, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbia, PA5.0%12.0%
West Hempfield3.95%12.93%
Wrightsville4.82%12.09%
Washington Boro4.18%14.15%

Columbia Renters Insurance as a Percentage of Rent

Columbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 121 7.0% $802
$300 to $499 179 11.0% $1252
$500 to $749 610 39.0% $1927
$750 to $999 416 26.0% $2677
$1,000 to $1,499 218 14.0% $3802

Columbia, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Columbia Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Columbia Home Owner from High Deductible Plan $600

Columbia, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia, PA Home Replacement Value MORE than Home Value Columbia, PA Home Replacement Value LESS than Home Value
Replacement Value $129,000 $89,500
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Columbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersNationwide Insurance
Monthly Premium 475335
Year Built 196119481947
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Columbia, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 105,000 Tile Roof 1,780 2 $500 Deductible 90 2 Fiber-Cement Siding yes
1945 245,000 Membrane Roof 3,250 4 > $10,000 Deductible 270 4 Brick siding yes
1968 180,000 Composition Roof 2,930 4 $1000-$2500 Deductible 450 6 Fiber-Cement Siding yes
1965 185,000 Composition Roof 2,130 5 $5000 to $10,000 Deductible 200 3 Stucco siding yes
1968 175,000 Asphalt Shingles Roof 2,340 3 $2500-$5000 Deductible 500 10 Stone Siding yes
1960 180,000 Membrane Roof 2,590 4 $500- $1000 Deductible 150 3 Vinyl siding No
1964 130,000 Asphalt Shingles Roof 1,690 3 $2500-$5000 Deductible 380 8 Stone Siding No
1940 130,000 Slate Shingles Roof 1,900 5 $2500-$5000 Deductible 330 7 Fiber-Cement Siding No
1968 135,000 Metal Roof 1,780 3 $1000-$2500 Deductible 330 10 Wood siding No
1968 115,000 Tile Roof 1,850 3 $2500-$5000 Deductible 220 9 Stucco siding No
1942 190,000 Asphalt Shingles Roof 2,220 5 $1000-$2500 Deductible 120 2 Stucco siding No
1945 400,000 Tile Roof 4,870 5 > $10,000 Deductible 490 7 Stucco siding No
1949 120,000 Tile Roof 1,760 3 $500- $1000 Deductible 260 9 Stucco siding No
1965 155,000 Composition Roof 2,080 5 $500 Deductible 230 3 Stone Siding yes
1967 115,000 Membrane Roof 1,320 2 $1000-$2500 Deductible 360 9 Stucco siding yes
1940 285,000 Slate Shingles Roof 4,870 5 $5000 to $10,000 Deductible 690 10 Wood siding yes
1966 80,000 Asphalt Shingles Roof 930 2 $2500-$5000 Deductible 310 9 Fiber-Cement Siding yes
1945 400,000 Wood Shake Roof 4,980 5 $500- $1000 Deductible 1960 12 Vinyl siding No
1968 100,000 Shingles Roof 1,730 2 $1000-$2500 Deductible 370 8 Brick siding No
1962 205,000 Wood Shake Roof 2,630 4 $1000-$2500 Deductible 650 8 Stone Siding No
1967 80,000 Slate Shingles Roof 1,360 2 $500- $1000 Deductible 20 1 Stucco siding No
1946 240,000 Membrane Roof 2,760 5 $2500-$5000 Deductible 780 8 Wood siding yes
1965 230,000 Tile Roof 3,080 5 $1000-$2500 Deductible 330 3 Stone Siding No
1945 235,000 Composition Roof 3,400 5 $2500-$5000 Deductible 760 12 Brick siding No
1949 65,000 Asphalt Shingles Roof 940 2 $500 Deductible 20 1 Brick siding yes
1948 120,000 Membrane Roof 1,640 2 $500 Deductible 390 9 Stone Siding No
1960 375,000 Tile Roof 4,580 5 $500- $1000 Deductible 620 5 Fiber-Cement Siding No
1961 175,000 Wood Shake Roof 2,170 5 $1000-$2500 Deductible 620 12 Stone Siding yes
1946 230,000 Shingles Roof 4,070 5 $5000 to $10,000 Deductible 190 3 Vinyl siding No
1967 75,000 Composition Roof 1,000 2 $2500-$5000 Deductible 240 10 Stucco siding No
1941 270,000 Tile Roof 4,580 5 $500 Deductible 140 1 Vinyl siding No
1968 245,000 Slate Shingles Roof 3,290 4 $500 Deductible 460 6 Fiber-Cement Siding No
1964 85,000 Membrane Roof 1,250 2 $500- $1000 Deductible 220 6 Stucco siding yes
1966 190,000 Composition Roof 2,880 4 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No