Columbia Insurance Rates:

Columbia, NC homeowners insurance is about $496 to $676, about $41-$56/month. Our extensive guide reveals consumers can save as much as $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Columbia, NC Homeowners Insurance By Home Value

Columbia, NC Home Value Total Homes % of Total Average Columbia, NC Homeowners Insurance
Less than $50,000 253 12.0% $123
$60,000 to $69,999 114 5.0% $334
$70,000 to $79,999 97 4.0% $380
$80,000 to $89,999 150 7.0% $433
$90,000 to $99,999 176 9.0% $486
$100,000 to $124,999 357 18.0% $562
$125,000 to $149,999 224 11.0% $703
$150,000 to $174,999 181 9.0% $832
$175,000 to $199,999 54 2.0% $961
$200,000 to $249,999 147 7.0% $1160
$250,000 to $299,999 158 8.0% $1418
$300,000 to $399,999 28 1.0% $1799

Top Home Insurance Agents Near Columbia, NC

Home Insurance Company Near Columbia, NC Homeowners Insurance Agency Near Columbia, NC Address
Liberty Mutual Independent Aon Risk Services Of The Carolinas 1100 REYNOLDS BLVD, WINSTON SALEM, NC, 27105
State Farm John Hughes 2425 Kildaire Farm Rd Ste 401, Cary, NC, 27518-8425
Allstate Mendi Lowe 1206 S Cox St, Asheboro, NC, 27203
State Farm Rick Babusiak 4960 Martin View Ln, Winston Salem, NC, 27104-5066
Travelers Worldwide Ins Net Inc-Md 4121 BEECHWOOD DR, GREENSBORO, NC, 27410

Cost Of Homeowners Insurance By Street Near Columbia, NC

Streets in Columbia Area Homeowners Insurance Cost
Craven Branch Rd, State Rd 2208, Williams Country Rd, Circle B Dr, Holder Farm Rd, Irvin Country Rd, State Rd 2612, Vincent Oaks Dr, Peace Forest Ln, State Rd 2627$591
Autumn Ridge Dr, Carriage Ln, State Rd 2695, State Rd 2453, Old 421 Rd, State Rd 2645, Roby Coe Rd, State Rd 2442, York Acres Dr, Dogwood Dr$584
Laughlin Rd Exd, Lorene Ave, Harold Meadow Rd Exd, Tippett Rd, State Rd 2522, Old Coleridge Rd, State Rd 2908, State Rd 2675, Grantville Ln, Sheron Country Dr$579
Rockow Rd, Andrews Rd, Canterbury Trl, State Rd 2131, Billy Brady Rd, Gospel Chapel Dr, Allredview Ave, W Lewis Ave, Post Oak Rd, Third B St$585
State Rd 2660, Browers Chapel Rd, State Rd 2656, Smith Adkins Rd Exd, Meredell Farm Rd, Clark St, State Rd 2400, State Hwy 22 S, Leonard Park St, State Rd 2240$588
State Rd 2235, State Rd 2456, Clarence York Rd, Corvette Ave, State Rd 2648, Williams St, Jennifer Dr, State Rd 2709, State Rd 2530, W Butler Ave$588
Enterprise St, Linnie Ct, State Rd 2140, State Rd 2408, Joe Branson Rd, Lackey Rd, State Rd 2102, Greeson Country Rd, Academy Rd Exd, Randolph St$600
Patricia Dr, June Trl, Haystack Ln, Cox Brothers Rd, Oakdale Ave, Cedar Brady Ln, Logan Ln, Comet Dr, Bethel Church Rd, W Frazier Ave$588
Maple Ridge Dr, State Rd 2884, Cottonwood Dr, W Swannanoa Ave, Cool Springs Church Rd, Browns Meadow Rd, State Rd 2628, State Rd 2616, State Rd 2106, Weatherly St$587
Alamance Line Dr, Patterson Grove Rd, Ramseur Julian Rd, State Rd 2696, Spinks Rd, Buie Ln, Deaton Langley Dr, Troy Smith Rd, Lambeth Mill Rd, Rocky Top Cir$590

Columbia, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbia$87 to $90
Ramseur$87
Liberty$88
Albright$90

Columbia, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ramseur town, North Carolina $87 $116 $174
Staley town, North Carolina $87 $116 $174
Liberty township, Randolph County, North Carolina $88 $117 $176

Columbia, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbia, NC4.4%15.1%
Ramseur4.54%13.45%
Staley5.3%18.61%
Liberty4.53%15.01%

Columbia Renters Insurance as a Percentage of Rent

Columbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 2.0% $332
$200 to $299 69 9.0% $782
$300 to $499 212 28.0% $1232
$500 to $749 289 38.0% $1907
$750 to $999 105 13.0% $2657
$1,000 to $1,499 55 7.0% $3782

Columbia, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Columbia Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Columbia Home Owner from High Deductible Plan $600

Columbia, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia, NC Home Replacement Value MORE than Home Value Columbia, NC Home Replacement Value LESS than Home Value
Replacement Value $142,500 $85,000
Insurance Premium based on Replacement Value $725 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Columbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 529062
Year Built 198419461969
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$150000-$175000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Columbia, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 105,000 Metal Roof 1,230 3 $500 Deductible 130 4 Brick siding No
1982 220,000 Wood Shake Roof 3,120 4 $500 Deductible 700 8 Fiber-Cement Siding yes
1975 150,000 Asphalt Shingles Roof 1,760 3 $500- $1000 Deductible 170 4 Stone Siding yes
1967 115,000 Membrane Roof 1,820 4 $1000-$2500 Deductible 80 2 Vinyl siding yes
1960 165,000 Membrane Roof 2,080 3 $1000-$2500 Deductible 660 12 Wood siding yes
1991 270,000 Slate Shingles Roof 3,010 4 > $10,000 Deductible 240 3 Fiber-Cement Siding No
1943 235,000 Composition Roof 3,380 4 > $10,000 Deductible 310 7 Wood siding No
1974 100,000 Shingles Roof 1,380 3 $500- $1000 Deductible 140 4 Fiber-Cement Siding No
1966 175,000 Composition Roof 2,380 4 $500 Deductible 780 12 Stucco siding yes
1998 190,000 Shingles Roof 2,380 4 $2500-$5000 Deductible 90 2 Stone Siding No
1987 110,000 Shingles Roof 1,670 4 $2500-$5000 Deductible 60 2 Stone Siding yes
1944 155,000 Asphalt Shingles Roof 2,210 3 $500 Deductible 300 4 Stone Siding No
1963 115,000 Membrane Roof 1,790 3 $500 Deductible 490 9 Stone Siding No
1940 130,000 Tile Roof 1,650 4 $2500-$5000 Deductible 130 3 Stucco siding yes
1941 115,000 Metal Roof 1,450 3 $500- $1000 Deductible 590 12 Fiber-Cement Siding No
1970 160,000 Membrane Roof 1,880 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1977 230,000 Tile Roof 2,630 4 $1000-$2500 Deductible 180 2 Fiber-Cement Siding No
2005 155,000 Slate Shingles Roof 2,020 3 $500- $1000 Deductible 160 3 Stone Siding No
2000 235,000 Asphalt Shingles Roof 3,310 4 $1000-$2500 Deductible 130 2 Fiber-Cement Siding No
2002 120,000 Membrane Roof 1,580 3 $1000-$2500 Deductible 30 1 Stone Siding No
1999 115,000 Shingles Roof 1,520 3 $1000-$2500 Deductible 100 2 Stone Siding yes
2007 195,000 Metal Roof 2,250 3 $500 Deductible 150 2 Wood siding No
1967 180,000 Slate Shingles Roof 2,790 4 $5000 to $10,000 Deductible 340 7 Wood siding yes
2004 210,000 Tile Roof 3,210 4 $5000 to $10,000 Deductible 320 9 Brick siding yes
1999 140,000 Composition Roof 1,830 4 $2500-$5000 Deductible 450 9 Stucco siding yes
1964 170,000 Membrane Roof 2,150 3 $2500-$5000 Deductible 170 3 Vinyl siding yes
2008 165,000 Wood Shake Roof 1,860 3 $500 Deductible 540 7 Brick siding No
1993 185,000 Metal Roof 2,120 4 $2500-$5000 Deductible 50 1 Vinyl siding No
1978 225,000 Shingles Roof 2,760 4 $500 Deductible 1260 12 Fiber-Cement Siding yes
1970 80,000 Slate Shingles Roof 1,220 3 $2500-$5000 Deductible 320 12 Brick siding yes