Columbia Heights Insurance Rates:

Columbia Heights, MN homeowners insurance is nearly $860 to $1,167, about $71-$97/month. Our thorough guide reveals consumers can save as much as $405 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Frontline
Good customer service lower premium good payment plan deductible is within the policy is affordable prompt statement sent out with enough time to submit payment.
American Integrity Insurance
Living where i do, it is important to have an insurance company you trust to be there for you, i am very concerned that i have picked the wrong company.
Aflac
I like that it is easy to contact my insurance company. if i need something handled, i have the ability to call them or email them or visit an agent in person at a local office.

Columbia Heights, MN Homeowners Insurance By Home Value

Columbia Heights, MN Home Value Total Homes % of Total Average Columbia Heights, MN Homeowners Insurance
Less than $50,000 166 3.0% $152
$60,000 to $69,999 79 1.0% $395
$80,000 to $89,999 90 1.0% $517
$90,000 to $99,999 213 3.0% $577
$100,000 to $124,999 713 13.0% $669
$125,000 to $149,999 709 13.0% $841
$150,000 to $174,999 1,214 22.0% $993
$175,000 to $199,999 938 17.0% $1145
$200,000 to $249,999 801 14.0% $1379
$250,000 to $299,999 317 5.0% $1683
$300,000 to $399,999 159 2.0% $2139

Top Home Insurance Agents Near Columbia Heights, MN

Home Insurance Company Near Columbia Heights, MN Homeowners Insurance Agency Near Columbia Heights, MN Address
State Farm Denise Aasen 5808 W 36th St Ste B, St Louis Park, MN, 55416-5108
Farmers Duane Palmer 1399 Geneva Ave N Ste 206, Oakdale, MN, 55128
Travelers Insurance By Design Llc 14041 BURNHAVEN DR STE 100, BURNSVILLE, MN, 55337
Farmers James Schmidt 277 Coon Rapids Blvd NW Ste 114, Coon Rapids, MN, 55433
Travelers Mcnamara Company 1330 HIGHWAY 96 EAST, SAINT PAUL, MN, 55110

Cost Of Homeowners Insurance By Street Near Columbia Heights, MN

Streets in Columbia Heights Area Homeowners Insurance Cost
43 1/2 Ave NE, Reservoir Blvd, 41st Ave NE, 42nd Ave NE, Polk Cir, Karen Ln NE, McLeod St NE, 50th Ave NE, 52nd Ave NE, 39 1/2 Ave NE$998
42 1/2 Ave NE, Buchanan Pl, 37th Ave NE, Polk Pl, Lookout Pl, Summit St, Mill St, 48th Ave NE, Molan Ter, 50th Ave NE$1,027
Maiden Ln, Orendorf Way NE, E Upland Crst, Hart Blvd, Innsbruck Pkwy W, Peters Pl, Madison Pl NE, Reservoir Blvd, Labelle St NE, 48th Ave NE$1,033
Matterhorn Dr NE, Sullivan Dr, Forest Dr, 49 1/2 Ave NE, Keyes St NE, 50 1/2 Ave NE, 42nd Ave NE, Benton Way, Upland Crst NE, 51st Ave NE$1,006
University Av Sev Rd, Hayes St NE, Gould Ave NE, 51st Ave NE, Cleveland St NE, 39th Ave NE, 38th Ave NE, Maureen Dr NE, Argonne Dr NE, Co Hwy 27$1,020

Columbia Heights, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbia Heights$151 to $154
Hilltop$138
New Brighton$157
St. Anthony$158

Columbia Heights, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hilltop city, Minnesota $116 $154 $231
New Brighton city, Minnesota $131 $174 $261
St. Anthony city (Hennepin and Ramsey Counties), Minnesota $132 $175 $263

Columbia Heights, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbia Heights, MN6.0%18.7%
Hilltop10.0%16.74%
New Brighton5.04%15.75%
St. Anthony5.0%14.9%

Columbia Heights Renters Insurance as a Percentage of Rent

Columbia Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $338
$200 to $299 116 4.0% $788
$300 to $499 110 4.0% $1238
$500 to $749 575 24.0% $1913
$750 to $999 602 25.0% $2663
$1,000 to $1,499 671 28.0% $3788
$1,500 or more 264 11.0% $5438

Columbia Heights, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Columbia Heights Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $4,600$4,100
Net Savings to Columbia Heights Home Owner from High Deductible Plan $500

Columbia Heights, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia Heights, MN Home Replacement Value MORE than Home Value Columbia Heights, MN Home Replacement Value LESS than Home Value
Replacement Value $249,500 $155,000
Insurance Premium based on Replacement Value $1,800 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $56,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Columbia Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAllstate
Monthly Premium 7376209
Year Built 197719611943
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Columbia Heights, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 175,000 Membrane Roof 1,700 3 $1000-$2500 Deductible 810 10 Wood siding yes
1963 150,000 Wood Shake Roof 1,770 2 $1000-$2500 Deductible 810 10 Fiber-Cement Siding yes
1940 325,000 Metal Roof 3,710 5 $5000 to $10,000 Deductible 1770 10 Vinyl siding No
1994 175,000 Wood Shake Roof 1,990 4 $500 Deductible 470 4 Vinyl siding yes
1995 265,000 Metal Roof 3,060 4 $500- $1000 Deductible 140 1 Fiber-Cement Siding yes
1973 255,000 Shingles Roof 2,210 5 $2500-$5000 Deductible 330 2 Fiber-Cement Siding yes
1997 505,000 Wood Shake Roof 4,310 5 $2500-$5000 Deductible 950 4 Vinyl siding No
1948 160,000 Membrane Roof 1,750 4 $500 Deductible 960 9 Stucco siding No
1977 300,000 Membrane Roof 2,980 4 $500- $1000 Deductible 620 4 Vinyl siding yes
1969 105,000 Membrane Roof 970 2 $1000-$2500 Deductible 140 2 Fiber-Cement Siding No
1991 245,000 Metal Roof 2,330 4 $1000-$2500 Deductible 530 3 Wood siding No
1961 320,000 Metal Roof 2,880 5 $500- $1000 Deductible 800 5 Brick siding No
1963 150,000 Membrane Roof 1,690 5 $1000-$2500 Deductible 580 6 Wood siding No