Columbia Falls Insurance Rates:

Columbia Falls, MT homeowners insurance is roughly $655 to $896, about $54-$74/month. Our in depth guide indicates shoppers can save as much as $310 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Columbia Falls, MT Homeowners Insurance By Home Value

Columbia Falls, MT Home Value Total Homes % of Total Average Columbia Falls, MT Homeowners Insurance
Less than $50,000 167 8.0% $100
$50,000 to $59,999 83 4.0% $217
$60,000 to $69,999 49 2.0% $271
$80,000 to $89,999 37 1.0% $356
$90,000 to $99,999 60 2.0% $395
$100,000 to $124,999 178 8.0% $457
$125,000 to $149,999 266 12.0% $573
$150,000 to $174,999 214 10.0% $682
$175,000 to $199,999 334 16.0% $782
$200,000 to $249,999 257 12.0% $945
$250,000 to $299,999 273 13.0% $1154
$300,000 to $399,999 145 7.0% $1472

Top Home Insurance Agents Near Columbia Falls, MT

Home Insurance Company Near Columbia Falls, MT Homeowners Insurance Agency Near Columbia Falls, MT Address
NA Leavitt Great West Insurance Services 724 2Nd Street E, Kalispell, MT, 59901
Farmers Frederic Wall 836 Holt Dr Ste 320, Bigfork, MT, 59911
Travelers Hub International Mountain States Limited 100 FINANCIAL DR STE 110, KALISPELL, MT, 59901
Travelers Northwoods Insurance 495 DEWEY AVE, EUREKA, MT, 59917
Liberty Mutual Independent Paynewest Insurance 255 Bridge St, BIGFORK, MT, 59911

Cost Of Homeowners Insurance By Street Near Columbia Falls, MT

Streets in Columbia Falls Area Homeowners Insurance Cost
Clydesdale Ln, Out of Bounds Trl, Salmon Ave, Natl Forest Develop Road 60E Rd, Coram School Ln, Platte Rd, N Fork Rd, Good Creek Rd, Salmon Cir, Eckeberry Dr$775
Stage Bend, Berne Rd, Bad Rock Dr, Hems Rd, Adobe Dr, Rogers Rd, N Lake McDonald Rd, Raven Ln, River Junction Rd, River Falls Dr$779
1st Street S W, Skyline Dr, S Fork Dr, Steeles Dr, Seville Ln, Painte Horse Dr, Homestake Trl, S 4th Ave, Bass Ave, Jada Ln$777
Columbia Falls Stage Rd, Hellman Rd, Roberts Rd, Gross Ln, 6th St N, Natl Forest Develop Road 38 Rd, Eckeberry Dr, Monte Vista Dr, Antler Bluff Ln, Kimberly Ln$782
Windacres Dr, Gregg Creek Rd, 5th Ave S, Neighborly Way, 7th St S, Balsam St, Monte Vista Dr, Martini Ln, Izaak Walton Rd, Parma Dr$770

Columbia Falls, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbia Falls$115 to $117
Olney$111
Whitefish$120
Glacier National Park$108

Columbia Falls, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Olney CDP, Montana $93 $123 $185
Whitefish CCD, Flathead County, Montana $101 $134 $201
Stryker CDP, Montana $93 $123 $185

Columbia Falls, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbia Falls, MT5.2%20.0%
Olney8.97%22.35%
Whitefish4.56%14.43%
West Glacier6.08%20.31%

Columbia Falls Renters Insurance as a Percentage of Rent

Columbia Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $796
$300 to $499 77 9.0% $1246
$500 to $749 230 27.0% $1921
$750 to $999 309 36.0% $2671
$1,000 to $1,499 206 24.0% $3796
$1,500 or more 17 2.0% $5446

Columbia Falls, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Columbia Falls Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,000$9,400
Net Savings to Columbia Falls Home Owner from High Deductible Plan $600

Columbia Falls, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia Falls, MT Home Replacement Value MORE than Home Value Columbia Falls, MT Home Replacement Value LESS than Home Value
Replacement Value $311,000 $224,500
Insurance Premium based on Replacement Value $1,700 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $56,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year

Example Columbia Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualGEICO Insurance
Monthly Premium 5582131
Year Built 198419962014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$300000-$350000$300000-$350000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Columbia Falls, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 295,000 Tile Roof 2,310 3 $5000 to $10,000 Deductible 400 4 Wood siding yes
1998 330,000 Tile Roof 2,930 4 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding yes
1980 195,000 Shingles Roof 1,620 3 $500- $1000 Deductible 240 3 Wood siding No
2001 280,000 Wood Shake Roof 3,310 4 > $10,000 Deductible 190 3 Wood siding No
1999 180,000 Membrane Roof 1,740 3 $500- $1000 Deductible 410 8 Vinyl siding yes
1986 360,000 Slate Shingles Roof 3,230 4 $2500-$5000 Deductible 660 7 Fiber-Cement Siding No
2011 185,000 Wood Shake Roof 1,780 3 $1000-$2500 Deductible 560 7 Brick siding yes
1998 185,000 Composition Roof 1,900 3 $5000 to $10,000 Deductible 320 6 Brick siding No
1995 140,000 Membrane Roof 1,300 3 $2500-$5000 Deductible 50 1 Wood siding No
2003 165,000 Wood Shake Roof 1,580 3 $1000-$2500 Deductible 340 6 Vinyl siding No
1992 195,000 Wood Shake Roof 1,950 4 $5000 to $10,000 Deductible 110 3 Brick siding No
1994 195,000 Shingles Roof 1,870 4 $500 Deductible 960 12 Stucco siding yes
2013 225,000 Metal Roof 2,030 3 $500 Deductible 470 5 Stucco siding No
2006 145,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 400 9 Brick siding No
2001 300,000 Asphalt Shingles Roof 3,010 4 $500 Deductible 890 9 Vinyl siding No
2013 155,000 Wood Shake Roof 1,420 3 $5000 to $10,000 Deductible 140 4 Wood siding No
2012 310,000 Wood Shake Roof 3,280 4 $500- $1000 Deductible 1080 9 Vinyl siding No
1995 225,000 Wood Shake Roof 2,390 3 > $10,000 Deductible 450 10 Wood siding No
2004 390,000 Composition Roof 3,080 4 $5000 to $10,000 Deductible 820 10 Brick siding yes
2011 215,000 Wood Shake Roof 1,950 4 $1000-$2500 Deductible 140 2 Fiber-Cement Siding No
2009 185,000 Composition Roof 1,980 3 $500 Deductible 780 10 Vinyl siding No
2004 195,000 Asphalt Shingles Roof 1,940 3 $500 Deductible 770 9 Vinyl siding yes
1980 275,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 690 6 Fiber-Cement Siding yes
2008 180,000 Asphalt Shingles Roof 1,860 4 $500- $1000 Deductible 560 6 Fiber-Cement Siding yes
1996 280,000 Metal Roof 2,370 3 $1000-$2500 Deductible 1250 12 Stone Siding yes
2011 130,000 Composition Roof 1,290 3 $500 Deductible 90 2 Fiber-Cement Siding No
2007 165,000 Composition Roof 1,370 3 $500 Deductible 430 7 Fiber-Cement Siding yes
2010 155,000 Asphalt Shingles Roof 1,480 3 $500 Deductible 390 6 Brick siding No
1999 305,000 Tile Roof 2,830 4 $2500-$5000 Deductible 660 8 Stucco siding No
1983 170,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 220 5 Vinyl siding yes
1986 210,000 Asphalt Shingles Roof 1,650 4 $500- $1000 Deductible 820 10 Fiber-Cement Siding yes
1985 255,000 Membrane Roof 2,220 3 > $10,000 Deductible 420 7 Fiber-Cement Siding No
1988 150,000 Asphalt Shingles Roof 1,690 4 $2500-$5000 Deductible 360 7 Brick siding No
2012 260,000 Composition Roof 2,050 4 > $10,000 Deductible 650 12 Vinyl siding yes