Columbia, CT homeowners insurance is nearly $733 to $1,001, about $61-$83/month. Our in depth research indicates shoppers can save as much as $346 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Columbia, CT | Homeowners Insurance Agency Near Columbia, CT | Address |
|---|---|---|
| Liberty Mutual Independent | Hub International New England Llc | 369 MAIN ST, SPENCER, MA, 1562 |
| Liberty Mutual | James O Stein Lutcf | 100 Midway Road, Cranston, RI, 2920 |
| Nationwide | John T. Lana | 1259 S Broad St, Wallingford, CT, 06492-1737 |
| Travelers | Keough Kirby Associates Inc | 68 CUMBERLAND ST PLZ CENTER, WOONSOCKET, RI, 2895 |
| Travelers | William H Mcclure Jr | 2361 BOSTON RD, WILBRAHAM, MA, 1095 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Andover town, Tolland County, Connecticut | $109 | $145 | $218 |
| Willimantic CDP, Connecticut | $104 | $138 | $207 |
| South Coventry CDP, Connecticut | $108 | $144 | $216 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Columbia, CT | 3.3% | 9.2% |
| Andover | 3.39% | 9.66% |
| Willimantic | 4.29% | 9.97% |
| South Coventry | 3.08% | 8.94% |
| Columbia Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 46 | 27.0% | $1910 |
| $1,000 to $1,499 | 61 | 35.0% | $3785 |
| $1,500 or more | 63 | 37.0% | $5435 |
| Streets in Columbia Area | Homeowners Insurance Cost |
|---|---|
| Sunrise Dr, Hilltop Ln, Cooper Hill Rd, Flanders Rd, Pine Ridge Rd, Lakeside Rd, Wickford Rd, Bears Den Way, State Hwy 87, Woodland Ter - 1 | $869 |
| Woodland Ter 1, Columbia Lndg, Dilaj Dr, Samuel Hill Rd, Parker Bridge Rd, Russmar Trl, Devonshire Ln, Hunt Rd, Brighton Ln, Lakewoods Ln | $865 |
| Jonathan Trumbull Hwy, Oakwood Ln, Lake View Park, Old Coventry Rd, Heritage Rd, Summit Rd, Scalise Dr, Chesbro Bridge Rd, Lakeview Park W, Basket Shop Rd | $868 |
| Chatham Ln, Leonard Bridge Rd, Lakeview Park, Brendi Trl, Gaulin Rd, River Valley Rd, Westgate Rd, Erdoni Rd, Willimantic Rd, Sadlon Rd | $862 |
| Roses Bridge Rd, Thompson Hill Rd, Doubleday Rd, Dover Ln, Middletown Rd, Mallard Pt, Pine St, Robinson Rd, Upper Woodland Ter, Yeomans Rd | $868 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Columbia | $129 to $132 |
| Andover | $131 |
| Willimantic | $124 |
| South Coventry | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $3,200 |
| Yearly Columbia Homeowner Insurance Premium Example | $3,800 | $3,400 |
| Out of Pocket Expense During Claim | $1,200 | $3,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $31,600 | $30,400 |
| Net Savings to Columbia Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Columbia, CT Home Replacement Value MORE than Home Value | Columbia, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $360,000 | $242,500 |
| Insurance Premium based on Replacement Value | $3,425 | $2,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,500 | Risk Exposure from Under Insuring Coverage is $81,000 |
| Premium Impact | Insurance cheaper by $775/year | Insurance costlier by $350/year |
| Insurance Company | Chubb Group of Insurance | Nationwide Insurance | Allstate |
| Monthly Premium | 104 | 522 | 323 |
| Year Built | 1970 | 2013 | 1994 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $500000-$600000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $1000-$2500 Deductible |