Columbia County Insurance Rates:

Columbia County, FL homeowners insurance is approximately $969 to $1,318, about $80-$109/month. Our exhaustive analysis reveals consumers can save as much as $457 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I love the convenience of the location and the location is safe as well. the sign is visible from the road.
State Farm
This company has a lot of different types of insurance available to look at so you can decide what you need.
Usaa
When a claim is submitted to the company they don't ask a lot of questions. i feel like other companies put you through the ringer to submit a claim.
Usaa
They are really good at getting back to you if you have an issue. They are really easy to reach via phone or email and they also have a way to chat with them online if you can't call them.
Stillwater Insurance Group
I have dealt with customer service a lot in the past year during the purchasing process of this home and it had always gone smoothly. Everything is always explained and never rushed. They are always polite and helpful. They don't make me feel stupid for asking for clarification on a subject.
Safeco Insurance
I like the company’s customer service and ease of use of their services which they have won awards for and also they are known for it, which is why I choose them.
Centauri Insurance
I have only had one claim before and everything was handled properly and in a fast timely manner. The representative was really helpful and knowledgeable.

Columbia County, FL Homeowners Insurance By Home Value

Columbia County, FL Home Value Total Homes % of Total Average Columbia County, FL Homeowners Insurance
Less than $50,000 2,257 14.0% $228
$50,000 to $59,999 1,027 6.0% $491
$60,000 to $69,999 704 4.0% $606
$70,000 to $79,999 878 5.0% $709
$80,000 to $89,999 935 5.0% $800
$90,000 to $99,999 702 4.0% $892
$100,000 to $124,999 2,175 13.0% $1029
$125,000 to $149,999 1,280 8.0% $1292
$150,000 to $174,999 1,987 12.0% $1532
$175,000 to $199,999 1,032 6.0% $1773
$200,000 to $249,999 1,165 7.0% $2127
$250,000 to $299,999 773 4.0% $2596
$300,000 to $399,999 860 5.0% $3306

Top Home Insurance Agents Near Columbia County, FL

Home Insurance Company Near Columbia County, FL Homeowners Insurance Agency Near Columbia County, FL Address
NA Odiorne Insurance Agency, Inc. 498 East Base St, Madison, FL, 32340
Allstate George Roberts Insurance 986 N Temple Ave, Starke, FL, 32091
State Farm Mark Mcgriff 1120 NW 13th St, Gainesville, FL, 32601-4136
Travelers Mcgriff Williams Ins Agcy Inc 3501 W UNIVERSITY AVE STE A, GAINESVILLE, FL, 32607
State Farm Nate Cruce 378 E Base St Ste 107, Madison, FL, 32340-2407

Cost Of Homeowners Insurance By Street Near Columbia County, FL

Streets in Columbia County Area Homeowners Insurance Cost
SW Groveland Ct, SW Hodges Way, SW Rattlesnake Gln, SW Bluff Dr, SW Horseshoe Loop, NE Poppy Way, Ascena Ave, SE Malloy Gln, Grant Rd, Co Rd 138$1,139
NE Clermont Way, Pine Haven Blvd, SE Hopeful Dr, SW Hickory Gln, SW Old Wire Rd, Tudor Glen, Perry St, McClinton Rd, Lightwood Rd, NW Georgia Ave$1,142
Quail Ridge Dr, SW Pepper Way, SE Leslie Wood Ln, SW McKinney St, Albert Rump Rd, SW Leisure Ct, SW Charlie Ln, SE Adams St, NW Florida Ave, NW Turner Ave$1,144
Nash Rd, Rocket Ct, NW Katie Gln, Pounds Hammock Rd, SW Fab Gln, SW Faith, Sangor Way, Lime Rd, Boston Rd, SW Crescent Pl$1,150
Pine View Cir, Garden Way Dr, N W Breeze Gln, SW Brim St, Connor Rd, NW Wallace Pl, SW Happy Jack Dr, Tim St, SW Sherlock Ter, SW Thasher Ln$1,141
Carolyn Ln, SW Chatman Glen, SW Hummingbird Glen, NW The Lords Way, NW Rivers Ln, SW Mulberry Dr, Avalon Ave, SW Carmine Way, SE Natalie Ter, NW Gerson Ln$1,143
W Thompson St, Divider Ter, SW Placid Ln, SW Strickland Gln, SE Rolling Hills Dr, SW Geranium Ln, SW Turtle Pl, Shadow Wood Dr, SW Boyette Ter, Gillen St$1,143
Heflin Ave, SW Rolling Meadows Gln, NW Sylvi Dr, N W Trotters Ln, NW Rhoden Glen, Tustenuggee Ave, SE Arapahoe Ln, NW Lands End Ct, SE Co Rd 252, N Davis St$1,179
NW Samme Ct, Colonial Dr, SW Centerville Ave, NE Hi Hat Pl, NW Union Park Rd, SW Kendrick Ct, SE Rogers Dr, N W Laster Way, NW Shana Way, SE Hubble Pl$1,164
SW Freedom Ct, Ormond Witt Rd, Arapahoe St, SW Backwoods Gln, Loblolly Pl, N Hernando St, State Hwy 252, SE Drum Loop, SE Putnam St, NW Lester Way$1,135

Columbia County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Columbia County$171 to $174
Five Points$170
Lake City$172
North Columbia$169

Columbia County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Five Points CDP, Florida $170 $226 $339
Watertown CDP, Florida $170 $227 $341
Lake City CCD, Columbia County, Florida $172 $229 $344

Columbia County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Columbia County, FL8.8%29.5%
Five Points6.98%48.71%
Watertown8.14%30.22%
Lake City8.79%28.2%

Columbia County Renters Insurance as a Percentage of Rent

Columbia County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 252 3.0% $794
$300 to $499 969 14.0% $1244
$500 to $749 2,085 32.0% $1919
$750 to $999 1,743 26.0% $2669
$1,000 to $1,499 1,161 17.0% $3794
$1,500 or more 222 3.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Columbia County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $1,541
150,000 27 NO Citizens Property Insurance $1,109
150,000 27 NO Southern Oak Insurance $1,236
150,000 27 YES Auto Club Insurance $1,593
150,000 27 YES Federated National Insurance $1,251
150,000 27 YES First Protective Insurance $877
150,000 27 YES Southern Oak Insurance $966
150,000 27 YES State Farm Florida Insurance $1,745
150,000 27 YES Stillwater Property And Casualty Insurance $1,059
150,000 27 YES Tower Hill Select Insurance $1,246
150,000 27 YES Universal Property & Casualty Insurance $611
300,000 12 NA American Integrity Insurance $1,798
300,000 12 NA American Traditions Insurance $1,364
300,000 12 NA Auto Club Insurance $2,057
300,000 12 NA Castle Key Indemnity Company Insurance $2,600
300,000 12 NA First Protective Insurance $1,573
300,000 12 NA State Farm Florida Insurance $2,860
300,000 12 NA Tower Hill Preferred Insurance $1,736
300,000 12 NA Tower Hill Select Insurance $1,595
300,000 12 NA Universal Insurance $2,430