Colorado Springs Insurance Rates:

Colorado Springs, CO homeowners insurance is nearly $747 to $1,009, about $62-$84/month. Our all inclusive guide shows customers can save as much as $351 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
You are able to set up a direct deposit online and you can see all of your payments quickly and paperless.
State Farm
Because i have been a customer of state farm for over 30 years, most of which are with my same agent, i wonder if he is still trying to keep my rate competitive, or if he just assumes i'll be a forever customer.
State Farm
I like our insurance company. they offer multi-policy discounts and our representative contacts us every few months to review our current policy and tries to get our rates down.

Colorado Springs, CO Homeowners Insurance By Home Value

Colorado Springs, CO Home Value Total Homes % of Total Average Colorado Springs, CO Homeowners Insurance
Less than $50,000 4,234 4.0% $96
$90,000 to $99,999 1,233 1.0% $386
$100,000 to $124,999 4,570 5.0% $447
$125,000 to $149,999 7,518 8.0% $561
$150,000 to $174,999 13,217 15.0% $667
$175,000 to $199,999 11,971 13.0% $763
$200,000 to $249,999 17,988 20.0% $921
$250,000 to $299,999 11,217 12.0% $1132
$300,000 to $399,999 13,699 15.0% $1439

Top Home Insurance Agents Near Colorado Springs, CO

Home Insurance Company Near Colorado Springs, CO Homeowners Insurance Agency Near Colorado Springs, CO Address
NA Align Group Ins Dba Don Bates Insurance 2407 W Colorado Avenue Colorado Springs, Colorado Springs, CO, 80904
State Farm Aaron Elkins 2037 Jerry Murphy Rd Ste 200, Pueblo, CO, 81001-1206
Liberty Mutual Melissa Mccusker 9135 S. Ridgeline Blvd. Suite 100, Highlands Ranch, CO, 80129
Travelers Tag-Allsource 27606 E BROADVIEW DR, KIOWA, CO, 80117
Liberty Mutual Independent Wells Fargo Ins Services Usa Inc 90 S CASCADE AVE 2ND FL, COLORADO SPRINGS, CO, 80903

Cost Of Homeowners Insurance By Street Near Colorado Springs, CO

Streets in Colorado Springs Area Homeowners Insurance Cost
Canonwood Rd, Soaring Eagle Dr, Tin Cup Ct, Aerotech Dr, W Moreno Ave, Silver Ponds Hts, Rebecca Ln, Pine Ave, Kittyhawk Rd, Saranac Dr$859
Classic Ct, Carved Ter, Sunset Rd, Rugely Ct, Cornerstone Dr, S Limit St, Hatch Cir, Rushford Pl, Secret Glen Grove, Payne Cir E$884
Stinson Dr, N Logging Rd, Kaiblo Trl, Whispering Ct, Oslo Ct, Vista Oaks Dr, Cabin Creek Dr, Cheyenne Blvd, E Espanola St, Bohleen Rd$885
Glen Rose Cir, Summit Ridge, Escapardo Ct, Cenotaph Way, Hawk Meadow Dr, Hercules Ct, Loyola Dr, Grosbeak Pt, Preserve Dr, Rally Ct$893
Sheiks Pl, Cortina Pl, Ridge Brook Ln, Newton Dr, Wood Lily Dr, Red Mesa Dr, Anitra Cir, Fountain Pl, Springs Ranch Dr, Ruskin Pl S$869
Loop Ln, Banberry Dr, Longs Peak Trl, Carnavon Pl, Fuller Rd, S Logan Ave, Crosslen Ln, Toscana Hts, Argus Blvd, Haven Ln$944
Spurlock Pl, S 22nd St, Robinson St, S 13th St, Milano Pt, Penobscot Ct, Range Creek Dr, N Limit St, Russett Oak Ct, Chickweed Dr$877
Picket Pl, Moccasin Pass Ct, Circle Rd, del Paz Dr, Irvington Ct, Villa Loma Dr, Colorado Tech Dr, Wildwood Dr, Farnham Royal Ct, Jay Hawk Ave$869
W Buena Ventura St, Grandview Pl, Crescent Ln, Little Nell Ct, Littlefork Ln, Mountain Pass Vw, Burns Rd, California Dr, Dancing Wolf Way, Pyramid Mountain Rd$918
Descanso Cir W, Nadine Dr, Greensboro S, Cherry Oak Dr, Leeside Vw, Valencia Cir, Cadillac Ave, Latrobe Ct, Loomis Ave, Tibbs Rd$876

Colorado Springs, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Colorado Springs$131 to $133
Cimarron Hills$129
Elsmere$131
Stratmoor$127

Colorado Springs, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cimarron Hills CDP, Colorado $108 $143 $215
Elsmere CCD, El Paso County, Colorado $110 $146 $219
Stratmoor CDP, Colorado $107 $142 $213

Colorado Springs, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Colorado Springs, CO4.8%19.6%
Cimarron Hills5.3%19.63%
Elsmere4.57%20.21%
Stratmoor5.7%21.28%

Colorado Springs Renters Insurance as a Percentage of Rent

Colorado Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,014 1.0% $800
$300 to $499 5,022 7.0% $1250
$500 to $749 19,429 29.0% $1925
$750 to $999 16,677 25.0% $2675
$1,000 to $1,499 16,582 25.0% $3800
$1,500 or more 5,741 8.0% $5450

Colorado Springs, CO Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
80908 $402,100 $940
80921 $378,600 $930
80919 $319,600 $930
80906 $309,200 $910
80920 $276,500 $910
80929 $275,000 $910
80930 $243,100 $890
80925 $222,900 $890
80922 $220,700 $890
80918 $216,700 $880
80904 $215,300 $880
80926 $200,000 $890
80917 $191,400 $870
80903 $187,300 $870
80907 $174,700 $870
80909 $167,900 $870
80905 $166,400 $870
80911 $166,200 $870
80915 $161,700 $870
80928 $148,500 $860
80916 $143,800 $860
80910 $139,500 $860

Average Cost Of Home Insurance By Company In Areas Nearby Colorado Springs For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 Federal Insurance Company $2,008
Masonry $500 Garrison Property And Casualty Insurance Company $1,503
Frame $500 Grange Insurance Association $1,151
Masonry $500 Ids Property Casualty $665
Masonry $500 Liberty Mutual Fire Insurance Company $1,788
Masonry $500 Shelter Mutual Insurance Company $1,747
Frame $500 The Cincinnati Insurance Company $1,355
Frame $500 Twin City Fire Insurance Company $2,059
Masonry $500 Usaa Casualty Insurance Company $1,377
Frame $500 United Services Automobile Association $1,544

Colorado Springs, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Colorado Springs Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Colorado Springs Home Owner from High Deductible Plan $600

Colorado Springs, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Colorado Springs, CO Home Replacement Value MORE than Home Value Colorado Springs, CO Home Replacement Value LESS than Home Value
Replacement Value $247,000 $162,000
Insurance Premium based on Replacement Value $1,175 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $54,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Colorado Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 12321066
Year Built 199519722012
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$500000-$600000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Colorado Springs, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 140,000 Metal Roof 1,410 2 $500- $1000 Deductible 280 5 Brick siding No
1992 130,000 Metal Roof 1,210 3 $2500-$5000 Deductible 160 4 Fiber-Cement Siding No
2007 415,000 Tile Roof 3,590 5 $1000-$2500 Deductible 1070 8 Brick siding yes
1996 350,000 Shingles Roof 3,110 5 $5000 to $10,000 Deductible 220 3 Stucco siding No
1998 285,000 Asphalt Shingles Roof 2,160 5 $1000-$2500 Deductible 240 2 Vinyl siding No
2009 150,000 Slate Shingles Roof 1,580 2 $500 Deductible 510 10 Stone Siding No
2003 245,000 Metal Roof 2,350 4 $500 Deductible 1240 12 Vinyl siding yes
1971 345,000 Membrane Roof 2,530 5 $500 Deductible 300 2 Fiber-Cement Siding No
1970 180,000 Wood Shake Roof 1,400 2 $500- $1000 Deductible 170 3 Stucco siding No
1967 440,000 Composition Roof 3,459 5 $2500-$5000 Deductible 270 1 Wood siding yes