Colorado City Insurance Rates:

Colorado City, TX homeowners insurance is about $842 to $1,148, about $70-$95/month. Our in depth guide shows customers can save upto $398 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Colorado City, TX Homeowners Insurance By Home Value

Colorado City, TX Home Value Total Homes % of Total Average Colorado City, TX Homeowners Insurance
Less than $50,000 612 43.0% $437
$50,000 to $59,999 133 9.0% $925
$60,000 to $69,999 281 20.0% $1144
$70,000 to $79,999 112 8.0% $1323
$80,000 to $89,999 64 4.0% $1492
$90,000 to $99,999 15 1.0% $1671
$100,000 to $124,999 44 3.0% $1940
$125,000 to $149,999 51 3.0% $2427
$150,000 to $174,999 23 1.0% $2865
$175,000 to $199,999 32 2.0% $3313
$250,000 to $299,999 25 1.0% $4865

Top Home Insurance Agents Near Colorado City, TX

Home Insurance Company Near Colorado City, TX Homeowners Insurance Agency Near Colorado City, TX Address
Travelers Dmi Agency 110 E BROADWAY, SWEETWATER, TX, 79556
Farmers Eric Escamilla 205 W 15th St, Big Spring, TX, 79720
Allstate Leslie Zant 408 E FM 700, Big Spring, TX, 79720
Allstate Rotan Insurance Agency Inc 117 N GARFIELD, ROTAN, TX, 79546
Travelers Sanford & Tatum Insurance Agency 1824 26TH ST, SNYDER, TX, 79549

Cost Of Homeowners Insurance By Street Near Colorado City, TX

Streets in Colorado City Area Homeowners Insurance Cost
12th St, State Hwy 208B Bus, E 11th St, Co Rd 311, FM 1983, Co Rd 452, Co Rd 113, W 12th St, E Co Rd 141, S Houston St$992
Sheppard St, Wallace St, Lake Co Rd 307, Co Rd 145, Co Rd 161, Front St, Austin St, Co Rd 111, Canyon Ave, Vine St$992
Co Rd 159, Delaney Cir, W 9th St, Co Rd 141, W 13th St, E 5th St, S Adams St, 16th St, W Co Rd 161, Co Rd 412$992
Cr 412, Peach St, Independencia St, Riverside Ave, Chestnut St, Co Rd 402, Wood St, N Austin St, Ranch Rd 1983, E 8th St$992
W Riverside Ave, Temple St, Hemphill St, E 18th St, Co Rd 155, 19th St, E I-20, N Co Rd 139, Short St, New St$991

Colorado City, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Colorado City$148 to $150
Lake Colorado City$150
Mitchell County$149
Loraine$147

Colorado City, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Colorado City CDP, Texas $125 $167 $250
Mitchell County, Texas $124 $165 $248
Loraine CCD, Mitchell County, Texas $123 $164 $246

Colorado City, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Colorado City, TX8.9%25.0%
Lake Colorado City7.23%25.93%
Mitchell County8.88%24.97%
Loraine9.4%26.8%

Colorado City Renters Insurance as a Percentage of Rent

Colorado City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 5.0% $363
$200 to $299 28 6.0% $813
$300 to $499 184 40.0% $1263
$500 to $749 196 43.0% $1938
$750 to $999 17 3.0% $2688

Colorado City, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Colorado City Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,600$6,100
Net Savings to Colorado City Home Owner from High Deductible Plan $500

Colorado City, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Colorado City, TX Home Replacement Value MORE than Home Value Colorado City, TX Home Replacement Value LESS than Home Value
Replacement Value $73,500 $43,500
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Colorado City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualUSAA group
Monthly Premium 727291
Year Built 194619841979
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$125000-$150000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Colorado City, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 110,000 Wood Shake Roof 2,330 4 $500 Deductible 820 12 Wood siding yes
1978 90,000 Shingles Roof 1,780 3 $500 Deductible 340 8 Vinyl siding yes
1966 95,000 Wood Shake Roof 1,690 4 $1000-$2500 Deductible 570 10 Wood siding yes
1988 135,000 Composition Roof 2,800 4 $500- $1000 Deductible 400 4 Wood siding yes
1978 180,000 Wood Shake Roof 3,030 4 $500- $1000 Deductible 1200 9 Brick siding No
1969 80,000 Wood Shake Roof 1,400 3 $1000-$2500 Deductible 300 9 Wood siding No
1971 105,000 Metal Roof 2,170 3 $2500-$5000 Deductible 600 9 Fiber-Cement Siding yes
1960 65,000 Metal Roof 1,220 3 $500 Deductible 50 1 Stucco siding No
1978 140,000 Metal Roof 2,470 4 $1000-$2500 Deductible 260 3 Wood siding yes
1976 130,000 Shingles Roof 2,850 4 $1000-$2500 Deductible 450 7 Vinyl siding yes
1941 80,000 Wood Shake Roof 1,850 4 $1000-$2500 Deductible 120 2 Fiber-Cement Siding yes
1978 95,000 Tile Roof 2,060 4 $500 Deductible 710 12 Vinyl siding yes
1987 200,000 Tile Roof 3,310 4 $1000-$2500 Deductible 1110 9 Wood siding yes
1979 70,000 Slate Shingles Roof 1,240 3 $500 Deductible 410 9 Brick siding yes
1949 90,000 Metal Roof 2,160 3 $2500-$5000 Deductible 270 7 Wood siding No
1971 175,000 Composition Roof 3,190 4 $1000-$2500 Deductible 730 10 Fiber-Cement Siding No
1972 110,000 Slate Shingles Roof 2,530 4 $2500-$5000 Deductible 270 7 Fiber-Cement Siding No
1975 80,000 Shingles Roof 1,660 4 $500 Deductible 220 3 Wood siding No
1941 120,000 Tile Roof 1,950 3 $2500-$5000 Deductible 530 9 Stucco siding yes
1974 120,000 Shingles Roof 2,160 4 $1000-$2500 Deductible 110 1 Stucco siding yes
1962 110,000 Wood Shake Roof 2,470 4 $500 Deductible 710 9 Stucco siding No
1945 140,000 Tile Roof 2,960 4 $500 Deductible 1180 12 Stucco siding No
1941 80,000 Wood Shake Roof 1,840 4 $1000-$2500 Deductible 130 2 Vinyl siding No
1975 135,000 Tile Roof 2,280 4 $2500-$5000 Deductible 430 7 Fiber-Cement Siding yes
1946 55,000 Tile Roof 1,230 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding No
1969 185,000 Asphalt Shingles Roof 3,010 4 $1000-$2500 Deductible 1230 10 Wood siding yes
1968 90,000 Tile Roof 1,950 3 $1000-$2500 Deductible 260 6 Brick siding No
1962 135,000 Composition Roof 3,150 4 $500 Deductible 990 9 Brick siding No
1974 140,000 Slate Shingles Roof 2,520 4 $1000-$2500 Deductible 780 8 Stucco siding No
1946 60,000 Slate Shingles Roof 1,490 3 $2500-$5000 Deductible 170 6 Wood siding No
1947 145,000 Wood Shake Roof 2,300 3 $500 Deductible 530 5 Brick siding No
1942 65,000 Membrane Roof 1,300 3 $500- $1000 Deductible 80 2 Stucco siding yes
1962 145,000 Membrane Roof 2,380 3 $2500-$5000 Deductible 70 1 Brick siding No
1975 70,000 Wood Shake Roof 1,280 3 $500 Deductible 100 2 Brick siding yes