Colonial Heights Insurance Rates:

Colonial Heights, VA homeowners insurance is roughly $616 to $836, about $51-$69/month. Our detailed analysis indicates shoppers can save upto $290 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Colonial Heights, VA Homeowners Insurance By Home Value

Colonial Heights, VA Home Value Total Homes % of Total Average Colonial Heights, VA Homeowners Insurance
Less than $50,000 127 2.0% $94
$80,000 to $89,999 86 1.0% $319
$90,000 to $99,999 88 1.0% $355
$100,000 to $124,999 456 10.0% $413
$125,000 to $149,999 493 10.0% $522
$150,000 to $174,999 658 14.0% $617
$175,000 to $199,999 630 13.0% $711
$200,000 to $249,999 1,091 24.0% $856
$250,000 to $299,999 554 12.0% $1045
$300,000 to $399,999 309 6.0% $1335

Top Home Insurance Agents Near Colonial Heights, VA

Home Insurance Company Near Colonial Heights, VA Homeowners Insurance Agency Near Colonial Heights, VA Address
NA Nash Insurance Agency Incorporated 212 S Main St, Blackstone, VA, 23824
Farmers Blanca Reyna Hoell 13675 Warwick Blvd Ste B, Newport News, VA, 23602
Travelers Iroquois Services Corporation 11202 BUCKHEAD CRT, MIDLOTHIAN, VA, 23113
Travelers Mid Atlantic Insurance Services Inc 1912 E BROAD ST, RICHMOND, VA, 23223
Travelers Premier Insurance Agency Ltd 2409 DOVERCOURT DR, MIDLOTHIAN, VA, 23113

Cost Of Homeowners Insurance By Street Near Colonial Heights, VA

Streets in Colonial Heights Area Homeowners Insurance Cost
Cabell Dr, Cottage Grove Ave, State Rte 625, Riverview Rd, Bruce Ave, Jackson Ave, Shade Tree Dr, School Ave, Hillside Ln, Temple Lake Dr$713
Newcastle Dr, Compton Rd, Dover Ln, Greenmeadow Dr, Springdale Ave, Wellington Rd, Pondola Ln, Ayrshire Rd, Wilson Ave, Bermuda Ave$725
Dunlop Pl, Maple Ln, Charlotte Ave, Ashley Pl, Huntington Rd, Cloverhill Ave, Chestnut Ave, Shade Tree Ct, Yacht Basin Dr, W Ellerslie Ave$738
Friar Ln, Hanover Ave, Old Brickhouse Ln, Ridgecrest Ln, Kennon Ct, Keswick Rd, Ashby Ave, Lyons Ave, Concord Ave, Flintlock Dr$736
Maple Grove Ave, Charles Ave, Brandywine Ct, Colonial Ct, F Ave, Bent Oaks Dr, Yorktown Dr, George Ave, Wicker Dr, Cedar Ln$722

Colonial Heights, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Colonial Heights$108 to $111
Ettrick$107
Petersburg$105
Fort Lee$106

Colonial Heights, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ettrick CDP, Virginia $89 $119 $178
Petersburg city, Virginia $88 $117 $176
Hopewell city, Virginia $89 $118 $177

Colonial Heights, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Colonial Heights, VA4.3%13.6%
Ettrick5.27%14.07%
Petersburg5.25%15.08%
Hopewell4.68%16.19%

Colonial Heights Renters Insurance as a Percentage of Rent

Colonial Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 2.0% $1243
$500 to $749 513 24.0% $1918
$750 to $999 813 38.0% $2668
$1,000 to $1,499 574 27.0% $3793
$1,500 or more 117 5.0% $5443

Colonial Heights, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Colonial Heights Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Colonial Heights Home Owner from High Deductible Plan $600

Colonial Heights, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Colonial Heights, VA Home Replacement Value MORE than Home Value Colonial Heights, VA Home Replacement Value LESS than Home Value
Replacement Value $172,000 $132,500
Insurance Premium based on Replacement Value $775 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Colonial Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceErie Insurance
Monthly Premium 666171
Year Built 196719871974
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Colonial Heights, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 280,000 Tile Roof 2,330 4 $2500-$5000 Deductible 730 10 Wood siding yes
1964 200,000 Metal Roof 1,860 5 $5000 to $10,000 Deductible 700 12 Wood siding No
1983 270,000 Tile Roof 2,270 3 $500 Deductible 780 10 Stucco siding No
1969 345,000 Slate Shingles Roof 2,940 4 $500 Deductible 500 4 Brick siding No
1976 270,000 Composition Roof 2,320 3 $5000 to $10,000 Deductible 370 7 Stucco siding No
1975 210,000 Asphalt Shingles Roof 1,710 5 > $10,000 Deductible 140 4 Stucco siding yes
1982 250,000 Shingles Roof 2,410 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1966 390,000 Shingles Roof 3,180 4 > $10,000 Deductible 220 2 Brick siding yes
1972 550,000 Asphalt Shingles Roof 4,760 5 $2500-$5000 Deductible 590 4 Wood siding No
1966 425,000 Membrane Roof 4,210 5 $5000 to $10,000 Deductible 1160 8 Wood siding No
1983 210,000 Asphalt Shingles Roof 1,750 4 > $10,000 Deductible 530 10 Stone Siding No
1966 290,000 Wood Shake Roof 3,050 5 $500 Deductible 260 2 Stone Siding No
1965 150,000 Metal Roof 1,610 3 $500- $1000 Deductible 750 10 Vinyl siding yes
1987 310,000 Shingles Roof 2,750 4 $1000-$2500 Deductible 400 4 Brick siding yes
1981 155,000 Metal Roof 1,550 3 $1000-$2500 Deductible 380 8 Brick siding No
1970 320,000 Slate Shingles Roof 3,350 5 > $10,000 Deductible 230 3 Wood siding yes
1988 380,000 Shingles Roof 3,390 4 $500 Deductible 1270 8 Brick siding yes
1976 405,000 Tile Roof 4,600 5 $1000-$2500 Deductible 1680 9 Stucco siding yes
1971 280,000 Tile Roof 2,230 5 > $10,000 Deductible 690 9 Wood siding yes
1981 435,000 Membrane Roof 4,700 5 $500 Deductible 700 4 Brick siding No
2009 210,000 Tile Roof 2,290 5 $500 Deductible 610 8 Vinyl siding yes
1968 270,000 Metal Roof 2,130 4 $500- $1000 Deductible 830 10 Wood siding yes
2007 370,000 Asphalt Shingles Roof 3,040 4 > $10,000 Deductible 750 7 Vinyl siding yes
1975 230,000 Shingles Roof 2,200 4 > $10,000 Deductible 320 9 Stone Siding yes
1971 165,000 Asphalt Shingles Roof 1,300 3 $500- $1000 Deductible 250 3 Vinyl siding No
1966 240,000 Metal Roof 2,030 5 $1000-$2500 Deductible 220 3 Fiber-Cement Siding No
2009 170,000 Metal Roof 1,380 3 $2500-$5000 Deductible 740 9 Vinyl siding No
1982 280,000 Metal Roof 2,940 4 > $10,000 Deductible 180 3 Brick siding No
2002 260,000 Shingles Roof 2,010 4 $500 Deductible 1270 10 Wood siding No
1979 350,000 Shingles Roof 3,010 4 $5000 to $10,000 Deductible 1480 12 Brick siding No
2009 375,000 Metal Roof 3,160 4 > $10,000 Deductible 60 1 Stone Siding yes
2003 180,000 Asphalt Shingles Roof 1,430 3 $500- $1000 Deductible 320 4 Wood siding No
1966 130,000 Shingles Roof 1,240 3 $500- $1000 Deductible 360 7 Brick siding No
1980 255,000 Slate Shingles Roof 2,310 3 $500- $1000 Deductible 980 10 Brick siding yes