Collinsville Insurance Rates:

Collinsville, AL homeowners insurance is nearly $777 to $1,061, about $64-$88/month. Our exhaustive analysis shows customers can save as much as $367 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Collinsville, AL Homeowners Insurance By Home Value

Collinsville, AL Home Value Total Homes % of Total Average Collinsville, AL Homeowners Insurance
Less than $50,000 388 37.0% $376
$50,000 to $59,999 144 13.0% $808
$60,000 to $69,999 71 6.0% $1001
$70,000 to $79,999 59 5.0% $1148
$80,000 to $89,999 37 3.0% $1304
$90,000 to $99,999 37 3.0% $1461
$100,000 to $124,999 74 7.0% $1690
$125,000 to $149,999 67 6.0% $2113
$150,000 to $174,999 83 8.0% $2499
$175,000 to $199,999 23 2.0% $2885
$200,000 to $249,999 31 3.0% $3473
$250,000 to $299,999 19 1.0% $4245

Top Home Insurance Agents Near Collinsville, AL

Home Insurance Company Near Collinsville, AL Homeowners Insurance Agency Near Collinsville, AL Address
NA Jones Insurance Agency 10 W 8Th Ave, Rome, GA, 30161
Farmers Barry Adams 111 3rd St SE, Fort Payne, AL, 35967
Travelers Garner & Glover Company 135 E EIGHTH AVE, ROME, GA, 30161
Travelers Mb Financial Services Inc 800 MARTIN ST S, PELL CITY, AL, 35128
State Farm Pam Roehl Cpcu 10513 Commerce Street, Summerville, GA, 30747-0309

Cost Of Homeowners Insurance By Street Near Collinsville, AL

Streets in Collinsville Area Homeowners Insurance Cost
Co Rd 822, Lasky Gap Rd, N Grand Ave, Co Rd 892, Co Rd 456, Co Rd 828, Co Rd 73, Church Dr, Co Rd 176, Dogwood Ln$922
State Rte 176, Co Rd 1935, W Main St, Pine Grove Rd, Co Rd 484, Church Ave, Co Rd 221, Co Rd 12, Watts Dr, Co Rd 860$923
Co Rd 6, Co Rd 864, Co Rd 850, K-C Ln, Co Rd 65, Richey Dr, Co Rd 923, Co Rd 862, Co Rd 83, Co Rd 481$917
Co Rd 853, Co Rd 861, Co Rd 858, Co Rd 209, Co Rd 51 N, Co Rd 848, Woodrow Ter, Co Rd 920, Co Rd 865, Co Rd 912$918
Spring St, Co Rd 852, Co Rd 86, N Valley Rd, Co Rd 51, Co Rd 857, Co Rd 22, Co Rd 200, Co Rd 919, Co Rd 32$916

Collinsville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Collinsville$136 to $138
Crossville$140
Lookout Mountain$141
Whitesboro$143

Collinsville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crossville CCD, DeKalb County, Alabama $140 $187 $281
Sand Rock town, Alabama $140 $187 $281
Lookout Mountain CCD, Etowah County, Alabama $142 $189 $284

Collinsville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Collinsville, AL9.1%22.0%
Crossville8.41%26.47%
Sand Rock8.23%27.14%
Lookout Mountain7.78%24.64%

Collinsville Renters Insurance as a Percentage of Rent

Collinsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 9.0% $378
$200 to $299 35 6.0% $828
$300 to $499 310 55.0% $1278
$500 to $749 100 17.0% $1953
$750 to $999 47 8.0% $2703
$1,000 to $1,499 7 1.0% $3828
$1,500 or more 8 1.0% $5478

Average Cost Of Home Insurance By Company In Areas Nearby Collinsville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 2394
$500 $150,000 American National General Ins Company 789
$500 $150,000 Armed Forces Insurance Exchange 833
$500 $150,000 Guideone Specialty Mutual Insurance Co 1325
$500 $150,000 Mid Century Ins Co 1750
$500 $150,000 United Services Automobile Association 1244
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Esurance Insurance Company 1600
$500 $300,000 United Services Automobile Association 1995

Collinsville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Collinsville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Collinsville Home Owner from High Deductible Plan $600

Collinsville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Collinsville, AL Home Replacement Value MORE than Home Value Collinsville, AL Home Replacement Value LESS than Home Value
Replacement Value $69,500 $51,000
Insurance Premium based on Replacement Value $275 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example Collinsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 273263
Year Built 200419921981
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Collinsville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 80,000 Metal Roof 1,310 3 $2500-$5000 Deductible 150 5 Brick siding No
2007 125,000 Wood Shake Roof 2,820 4 $1000-$2500 Deductible 110 3 Wood siding yes
1944 110,000 Asphalt Shingles Roof 2,520 4 $500 Deductible 390 7 Stone Siding yes
1993 165,000 Shingles Roof 3,210 4 $1000-$2500 Deductible 210 3 Brick siding No
2002 120,000 Shingles Roof 2,740 4 $1000-$2500 Deductible 320 10 Stone Siding yes
1980 90,000 Slate Shingles Roof 1,530 3 $1000-$2500 Deductible 90 3 Fiber-Cement Siding yes
1941 110,000 Wood Shake Roof 2,090 3 $2500-$5000 Deductible 380 10 Fiber-Cement Siding No
1985 140,000 Membrane Roof 2,340 4 $2500-$5000 Deductible 180 4 Brick siding No
2004 90,000 Metal Roof 2,190 5 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes
2007 125,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 70 2 Stucco siding yes
1998 105,000 Wood Shake Roof 1,820 5 $1000-$2500 Deductible 320 12 Brick siding No
1992 140,000 Wood Shake Roof 2,270 3 $500- $1000 Deductible 420 8 Stucco siding yes
1940 145,000 Composition Roof 2,350 3 $500- $1000 Deductible 140 3 Fiber-Cement Siding yes
1993 110,000 Composition Roof 1,860 4 $1000-$2500 Deductible 50 1 Wood siding yes
1984 90,000 Metal Roof 1,610 4 $500 Deductible 420 12 Wood siding No
1946 135,000 Tile Roof 2,960 4 $500 Deductible 550 10 Wood siding No
1946 135,000 Composition Roof 2,720 4 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
2002 90,000 Metal Roof 1,460 3 $2500-$5000 Deductible 200 7 Stone Siding yes
2004 70,000 Metal Roof 1,390 3 $500- $1000 Deductible 110 4 Stone Siding No
2009 230,000 Slate Shingles Roof 3,790 5 > $10,000 Deductible 110 2 Stucco siding No
1985 75,000 Tile Roof 1,720 4 $500 Deductible 150 5 Fiber-Cement Siding No
1995 95,000 Shingles Roof 2,040 4 $1000-$2500 Deductible 140 4 Wood siding yes
1980 180,000 Composition Roof 3,060 4 $500 Deductible 480 7 Vinyl siding yes
2005 165,000 Tile Roof 2,820 4 $1000-$2500 Deductible 190 5 Fiber-Cement Siding yes
1997 85,000 Asphalt Shingles Roof 1,620 3 $500 Deductible 260 6 Fiber-Cement Siding yes
1947 190,000 Wood Shake Roof 3,680 5 $2500-$5000 Deductible 450 8 Fiber-Cement Siding yes
2002 155,000 Composition Roof 2,780 4 $5000 to $10,000 Deductible 320 10 Stone Siding No
2008 90,000 Asphalt Shingles Roof 1,850 4 $500- $1000 Deductible 130 4 Wood siding No
1990 195,000 Asphalt Shingles Roof 4,400 5 $2500-$5000 Deductible 290 4 Fiber-Cement Siding No
1987 275,000 Shingles Roof 4,910 5 $2500-$5000 Deductible 980 12 Stone Siding No
1944 75,000 Slate Shingles Roof 1,690 3 $2500-$5000 Deductible 70 3 Fiber-Cement Siding No
1948 195,000 Slate Shingles Roof 3,080 5 $1000-$2500 Deductible 610 10 Stone Siding No
1988 225,000 Wood Shake Roof 3,550 5 > $10,000 Deductible 100 2 Brick siding yes
1942 100,000 Tile Roof 2,370 3 $2500-$5000 Deductible 470 12 Stucco siding yes