Collin County Insurance Rates:

Collin County, TX homeowners insurance is about $918 to $1,241, about $76-$103/month. Our extensive analysis reveals consumers can save as much as $431 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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How to Save on Homeowners Insurance Rates in Collin County, TX

There are many forms of insurance like health insurance, auto insurance, and home insurance. Homeowners insurance is one of the most prevalent types of insurance where the cost of the insurance will vary depending on certain factors. A few elements are the coverage type, deductible, house age, or the material used to build your home. According to the research conducted by VHome, the average insurance rate in Collin County, TX is $1982. There is no hidden fact that insurance companies don't offer special discounts, but understanding how they arrive at premium quotes can help you save a few bucks and balance your budget as per your requirements.

One such way of reducing your homeowners insurance rates in Collin County is by opting for a higher deductible. A deductible is the portion of coverage that the policyholder has to pay from his own pockets. Once the policyholder files a claim and meets their deductible, the insurance company pays the leftover balance up to their policy limit.

So, policyholders paying a high deductible of $2500 can avail of home insurance in Collin County for $1424. Likewise, Collin County homeowners paying a high deductible of $1500 and $2000 can avail of home insurance for $1668 and $1514, respectively. Below is the summary of home insurance costs for different deductibles in Collin County, TX.

How_to_Save_on_Homeowners_Insurance_Rates_in_Collin_County_TX

Apart from that, homeowners in Collin County who have a claims-free history with their home insurance company can receive discounts on their premiums. Homeowners with zero claim history can receive discounts on their premiums. The homeowners insurance rates in Collin County also depend on other factors, including the construction type. If fire resistive brick was used for your house, the premium would be less than Masonry and Brick. The premium charged for the house built with fire resistive brick is $1724.34, whereas the premium charged for masonry and brick is $1882.9. Therefore, the better the brick quality, the less the premium.

Other than that, the age of the home plays a significant role in determining the cost of home insurance. As homes age, so do the systems and materials that make up your home, making your home more vulnerable to property damage or structural problems. Homes 40 or 50 years old in Collin County, TX, pay a premium of $2033.532 and $2057.316, respectively. On the other hand, newly built homes are less prone to damage, and home insurance companies offer substantial discounts to newly constructed homes. For instance, newly built homes in Collin County can avail of lower insurance of $1446.86.

Collin County, TX Homeowners Insurance By Home Value

Collin County, TX Home Value Total Homes % of Total Average Collin County, TX Homeowners Insurance
Less than $50,000 4,895 2.0% $129
$80,000 to $89,999 2,159 1.0% $442
$90,000 to $99,999 2,980 1.0% $496
$100,000 to $124,999 10,317 5.0% $571
$125,000 to $149,999 19,522 11.0% $722
$150,000 to $174,999 28,037 15.0% $852
$175,000 to $199,999 22,772 12.0% $981
$200,000 to $249,999 34,683 19.0% $1186
$250,000 to $299,999 22,594 12.0% $1445
$300,000 to $399,999 23,022 13.0% $1834

Top Home Insurance Agents Near Collin County, TX

Home Insurance Company Near Collin County, TX Homeowners Insurance Agency Near Collin County, TX Address
NA Cline Wood Agency Inc 2301 E Lamar Blvd 2301 E Lamar Blvd, Arlington, TX, 76006
NA Southwest Assurance Group, Inc. 2350 Airport Fwy Ste 202, Bedford, TX, 76022
State Farm Clayton Brooks 1919 S Shiloh Rd Ste 215, Garland, TX, 75042-8200
Travelers Hotchkiss Insurance Agency Llc 4120 INTERNATIONAL PKWY SUITE 2000, CARROLLTON, TX, 75007
Liberty Mutual Patricia Guel 700 Highlander Blvd Ste 200, Arlington, TX, 76015

Collin County, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Collin County, TX

Streets in Collin County Area Homeowners Insurance Cost
Clove Ct, Co Rd 97, Canterbury Ter, Wareham Cir, E Cloyd St, Saw Dust Dr, Brentdale Ln, Huntington Rd, Comanche Dr, Bertrand Dr$1,065
Wimbledon Ct, Weeping Willow Dr, New Bedford Ln, Co Rd 957, Duchess Trl, Seaton Ct, E Jordan Rd, Overton Dr, Co Rd 502, Lakeland Dr$1,157
Graphic Pl, Bluffcreek Ln, Bluffmeadow Trl, Bardmore Pl, Birchwood Ln, Wyvonnes Way, Bradford Dr, Lasalle Dr, S Rike St, Melrose Dr$1,071
Aberdon Rd, Winding Hollow Ln, Kimble Dr, Skipper Dr, Braxton Ln, Edgefield Dr, Harlow Ct, del Cano Dr, FM 455, Moortown Dr$1,094
High Brook Dr, Poinciana Ln, Edgehollow Pl, Mission Ridge Rd, Misty Pond Dr, Lakedale Dr, Turnbridge Ct, Co Rd 594, Maitland Ln, Baird Dr$1,100
Saint Tropez Ct, Harmony Cir, N Timberlake Cir, Cumberland Ct, Co Rd 593, Gray Wolf Dr, Lexington Dr, Sycamore Dr, Santiago Trl, Mendota Dr$1,163
Denver Dr, White Rock Creek Dr, Glen Rose Dr, Round Tree Way, Saddle Dr, Sherman Ct, Co Rd 604, E Louisiana St, Azurite Trl, Starboard St$1,109
Midpark Ln, Wingren Dr, Rushden Ct, Wesson Dr, Scotland Dr, Kings Isle Dr, Wheatland Rd, Wembley Ct, Stringfellow Ln, Escondido Cove$1,088
Ashwood Ln, Malton Dr, Larkwood Cir, Windmill Ct, Riverdale Dr, Sandlin Dr, Plainview Dr, Shannon Ct, Prescott Dr, Ranchview Dr$1,158
Squaw Valley Dr, Pebble Ct, Shaker Run, Creek 1096, Mount Vernon Way, Palisades Creek Dr, Snowshill Dr, Quincy Ln, Stoneway Dr, Sonnet Trl$1,154

Collin County, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Collin County$161 to $164
New Hope$157
Lowry Crossing$158
Fairview$169

Collin County, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Hope town, Texas $131 $175 $262
Lowry Crossing city, Texas $132 $175 $263
Fairview town, Texas $141 $188 $282

Collin County, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Collin County, TX4.7%12.6%
New Hope5.69%13.29%
Lowry Crossing5.49%16.62%
Fairview3.57%10.5%

Collin County Renters Insurance as a Percentage of Rent

Collin County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,400 1.0% $1234
$500 to $749 10,588 12.0% $1909
$750 to $999 27,016 32.0% $2659
$1,000 to $1,499 30,518 36.0% $3784
$1,500 or more 13,610 16.0% $5434

Latest Home Insurance Reviews by Location

Dallas, TX

Allstate
The premium and deductible are affordable when compared to those of other insurance policy coverage
Read more Dallas home insurance reviews

Allen, TX

Allstate
I will definitely recommend this company since has a good customer service. They is agents that are always willing to work with you. Prices are also very affordable.
Read more Allen home insurance reviews

Richardson, TX

State Farm
I would recommend State Farm as a home insurance company because I have had them as my insurance provider (vehicle, home and personal items) since I was 16 years old.
Read more Richardson home insurance reviews

Carrollton, TX

Farmer's Insurance
My premium and deductibles are lower then before. Plus my mortgage company made the payment so I only pay my insurance with my mortgage
Read more Carrollton home insurance reviews

Garland, TX

Allstate
There service is better than compared to other company , so I recommend this home insurance
Read more Garland home insurance reviews

Wylie, TX

Geico
I have been using the same company for over twenty years. I have never submitted a claim so I have interaction with an agent. I pay them yearly so I assume they are backing.
Read more Wylie home insurance reviews

Plano, TX

Travelers
I am giving this a 1 because of my experience with the homeowner's insurance agent and because we had to fight so hard to get the company to pay out for damages. Even the manager ignored calls
Read more Plano home insurance reviews

Frisco, TX

Blue Cross Blue Shield
I have a lot of dental issues and we struggle to put the claims through most of the time
Read more Frisco home insurance reviews

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