Collegedale, TN homeowners insurance is roughly $692 to $963, about $57-$80/month. Our detailed analysis indicates shoppers can save as much as $330 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Collegedale, TN | Homeowners Insurance Agency Near Collegedale, TN | Address |
|---|---|---|
| Travelers | Phil Smartt Insurance | 6148 LEE HWY STE 206, CHATTANOOGA, TN, 37421 |
| Travelers | Singleton Insurance Agency | 3448 CLEVELAND HWY, DALTON, GA, 30721 |
| Farmers | Adriane Bailey | 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421 |
| State Farm | Bill Mckerley | 802 Ridgeway Ave, Signal Mtn, TN, 37377-3094 |
| Farmers | Brian Gass | 6441 Bonny Oaks Dr Ste B, Chattanooga, TN, 37416 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ooltewah CDP, Tennessee | $99 | $132 | $198 |
| Apison CDP, Tennessee | $106 | $141 | $211 |
| Harrison CDP, Tennessee | $101 | $135 | $202 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Collegedale, TN | 5.8% | 17.2% |
| Ooltewah | 5.31% | 28.09% |
| Apison | 5.45% | 17.47% |
| Harrison | 5.84% | 20.62% |
| Collegedale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 18 | 2.0% | $343 |
| $300 to $499 | 154 | 17.0% | $1243 |
| $500 to $749 | 318 | 36.0% | $1918 |
| $750 to $999 | 267 | 30.0% | $2668 |
| $1,000 to $1,499 | 52 | 6.0% | $3793 |
| $1,500 or more | 52 | 6.0% | $5443 |
| Streets in Collegedale Area | Homeowners Insurance Cost |
|---|---|
| Edgmon Dr, Aldee Ln, Apison Pike, Tyler Trl, Louise Ln, State Hwy 2151, Messinger Ln, Forsythia Way, Bell Mill Rd, Forest Dr | $865 |
| Lewis Rd, Ware Rd, Bull Pen Dr, Platinum Way, Lankford Ln, Regency Ct, Camp Rd, Sanabel Ln, Co Hwy 2201, Stratton Ln | $893 |
| Chiselwood Ln, Watkins Rd, Sandy Trl, Robinson Ln, Saddleback Cir, Ramona Dr, Landrum Dr, Phlox Ln, Reflection Ln, Saddler Ln | $873 |
| Sycamore Cove Ln, Hosta Ln, Gypsy Ln, Clipper Dr, Maplehurst Dr, Firetower Rd, Stillwater Ct, Bates Rd, Carriage Ln, Ooltewah Georgetown Rd | $859 |
| Thaxton Ln, Katie Kim Ln, Blair Rd, Idlewood Ln, Front Gate Cir, Artisan Cir, Callow Ln, Little Debbie Pkwy, Sourwood Ln, Old Lee Hwy | $867 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Collegedale | $122 to $126 |
| Ooltewah | $118 |
| Apison | $127 |
| Harrison | $121 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Collegedale Homeowner Insurance Premium Example | $1,600 | $1,200 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,500 | $12,300 |
| Net Savings to Collegedale Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Collegedale, TN Home Replacement Value MORE than Home Value | Collegedale, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $220,000 | $130,500 |
| Insurance Premium based on Replacement Value | $1,175 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $48,500 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | Erie Insurance | GEICO Insurance |
| Monthly Premium | 41 | 140 | 76 |
| Year Built | 2007 | 2010 | 1985 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $125000-$150000 | $300000-$350000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500 Deductible |