College Station Insurance Rates:

College Station, TX homeowners insurance is about $901 to $1,225, about $75-$102/month. Our comprehensive research reveals consumers can save upto $425 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State Farm is a large, established, well run company. I am skeptical about policies offered at a deep discount as essential coverages may be missing.
State Farm
I do not have an opinion on home insurance policies or premiums because I do not currently have a policy.
Travelers currently has better coverage and rates than some of the other insurance companies we came across. We previously had Farmer's and their rates were far too high.
Liberty Mutual
if you want to make sure your home is covered and that they will pay when a tragedy does happen, then you need to stay with liberty
Always very quick access to an agent on the 800 number to discuss policy, make changes and renew. Last year I did a quote with another carrier and my condo insurance premium was twice as high.
State Farm
I would recommend State Farm. The office feels like they care about me whenever I have a question. They have many local offices if I do need help.There rates are about the same as everyone else.
This company is like all others that I have came across when it involves the deductible. Coverage is the same as well.
State Farm
We saved money overall since we bundled home insurance and car insurance. We saved $200 total each month by making the change. The premiums are within reach and will not cost as much as before.
My experience is a level 5 because of how attentive the customer service team is. They always answer my calls and are eager to assist me.
State Auto
We have been with State Auto for years. Not that we've had many claims over the years, but when we have, the company has been quick to help.I do not have one negative thing to say!
The premiums and deductible of Allstate are much lower than other home owners insurance companies that we have dealt with over the past years.
the best insurance company in california to all home insurance finance dealers in perfect service customer to all services in home insurance.
State Farm
State Farm actually made sure the house is insured for more than the value in case something happens, I am able to rebuild it not just the same, but I will be able to make some changes to things I dont like as they are now.
Our experience with Allstate has not been great. They are terrible at replying to phone calls/emails. I have currently been waiting months for them to resolve my claim after a storm damaged my roof and it's leaking.
Policy offering is some what less compare to the other competitors.
State Farm
We have had to file a claim. we did so with no problems, but the agent was being let go and another agent was taking their place so our claim did not get filed until my husband called about what was taking so long.
Farmer's Insurance
In most cases, we feel as though our insurance covers our needs appropriately. we feel safe and secure knowing that if we were to suffer major loss our insurance would help guide us through. peace of mind is very important to our family.
Rvos Insurance
After recently beginning to refinance my home, i visited their website. i find it hard to manage and not easy to find information. it took me nearly five minutes to be able to find a contact phone number for their offices.
My insurance company always keeps me informed of whatever I need to know via email mostly. Whenever I have had to call with a question, they have answered it right away.
Alfa Insurance
The company has a mobile site that I use. I like the website because it is simple. There isn't a bunch of stuff to sort through. I don't like that I can't remove old policies off of it.
Alfa Insurance
I haven't experienced any difficulty with the website. My premiums are easy to handle online. I had one claim, and the online claim form was very simple to use.
I like the company because of the customer service and the easy to use web site and the rewards plan that is provided
My company has the best of all worlds. It has the superior selection, customer service, and efficiency. What else can you expect?
I believe that you cannot find a better company than First American. With that in mind, why not give them a good recommendation to others? I have!
Blue Cross Blue Shield
There is really no happy medium in Florida for homeowners insurance, since we are prone to hurricanes in certain areas the whole state is effected by whatever damage happens in any area of the state.
I would definitely recommend this company because they are easy to work with and offer great coverage for less. I have not had any issues with them at this point, but I also have not had to submit a claim. The upfront process is simple and can be done online.
State Farm
This company is very easy to deal with. You can contact them over the phone, in person, or even on line. You can pay online and explore options there as well.
I would recommend my home insurance company for their excellent customer service and also for providing really good deals and payment options.
Compare to other insurance with the same coverage, it has lower deducible with the better premium.
State Farm
They can link it with other kinds of insurance for a discount. They are large enough to offer many different ways to pay your premiums. They offer banking and credit services as well as home insurance.

College Station, TX Homeowners Insurance By Home Value

College Station, TX Home Value Total Homes % of Total Average College Station, TX Homeowners Insurance
Less than $50,000 334 3.0% $148
$70,000 to $79,999 117 1.0% $446
$90,000 to $99,999 253 2.0% $563
$100,000 to $124,999 713 6.0% $659
$125,000 to $149,999 1,797 16.0% $819
$150,000 to $174,999 2,171 20.0% $968
$175,000 to $199,999 1,507 13.0% $1117
$200,000 to $249,999 1,656 15.0% $1351
$250,000 to $299,999 973 8.0% $1649
$300,000 to $399,999 1,076 9.0% $2096

Top Home Insurance Agents Near College Station, TX

Home Insurance Company Near College Station, TX Homeowners Insurance Agency Near College Station, TX Address
NA Ameritex Insurance Group,Llc 9475 Kemp Rd. , College Station, TX, 77845
Allstate Anne Myers 21210 FM 2920 Rd Bldg 4, Hockley, TX, 77447
Farmers Carlos Diaz 28115 Autumn Ln Ste B, Pinehurst, TX, 77362
Allstate Larry Hallam 64 State Highway 75 N, Huntsville, TX, 77320
Travelers Professional Agencies Llc 440 FM 2821 W STE D, HUNTSVILLE, TX, 77320

College Station, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near College Station, TX

Streets in College Station Area Homeowners Insurance Cost
Cotrone Dix Ln, Corregidor Dr, Armistead St, Fields St, Sendera Ct, Whispering Rdg, Fairview Ave, College Ave, Harvest Dr, Ehlinger$1,050
Pikes Peak Ct, Willow Pond Ct, Steel Store Rd, Old San Antonio Rd, Fazzino Ln, Scrimshaw Ln, Mobiltown, Winecup Cir, Shellbournes Hill, Wingfall St$998
Providence Dr, E Placid Dr, Creagor Ln, Miana Ct, Fitzgerald Cir, Timber St, Arguello Dr, Summit St, Arrowhead Ct, Poplar St$1,008
H H Moore Farm Rd, Middleham Ave, Greenleaf Dr, Culpepper Dr, Copperfield Dr, Cheyenne Ct, Lisa Cir, Regal Row, Aster Dr, Freedom Blvd$1,054
Stasney St, Link St, Meadowbrook St, Bellerive Bend Dr, Whistling Straits Dr, Lometa Ln, Park Land Dr, Sara Dr, Southland St, Luza Ln$1,042
Tee Dr, Williams Creek Dr, Ledgestone Trl, Ashburn Ave, Chestnut Oak Cir, Burt St S, Decatur Dr, Orchid St, Montclair Ave, Alison Ave$1,057
Bandera Dr, Bright Creek, Homer Rice Rd, Bee Creek Dr, Night Rain Dr, Hondo Dr, Chisolm Trl, Allen Rd, Emerald Dove Ave, Leona Dr$1,025
Chadwick Ln, 1st St, Haley Pl, Park Haven Cir, Chakett Ct, Sioux Cir, Dallis Dr, Twin Hill Dr, Barak Ln, Old College Rd$1,042
Arhopulos Rd, Green Valley Dr, Sherwood Dr, Rocky Meadows Dr, Woodmeadow Dr, Cricket Pass, Thoroughbred Ridge, Sycamore Hills Ct, Westbrook Rd, Old Jersey St$1,064
S State Hwy 6, Starling Dr, Mountain Wind Ct, System Loop, Glenna Ct, Front Royal Dr, Camber Ct, Emerald Plz, Live Oak St, Lynn St$1,069

College Station, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
College Station$159 to $161
Brazos County$157
Bryan-College Station$154
South Brazos$160

College Station, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brazos County, Texas $131 $175 $262
Bryan-College Station CCD, Brazos County, Texas $129 $171 $257
South Brazos CCD, Brazos County, Texas $134 $179 $268

College Station, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
College Station, TX5.5%15.3%
Brazos County6.13%17.52%
Bryan-College Station6.82%18.07%
South Brazos5.31%15.19%

College Station Renters Insurance as a Percentage of Rent

College Station Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 611 2.0% $1239
$500 to $749 6,214 30.0% $1914
$750 to $999 6,050 29.0% $2664
$1,000 to $1,499 4,810 23.0% $3789
$1,500 or more 2,785 13.0% $5439

College Station, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly College Station Homeowner Insurance Premium Example $3,000$2,000
Out of Pocket Expense During Claim$800$7,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,800$23,800
Net Savings to College Station Home Owner from High Deductible Plan $1,000

College Station, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario College Station, TX Home Replacement Value MORE than Home Value College Station, TX Home Replacement Value LESS than Home Value
Replacement Value $159,500 $97,000
Insurance Premium based on Replacement Value $1,600 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $275/year

Example College Station Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceNationwide Insurance
Monthly Premium 14023197
Year Built 201020001980
Home Details 5 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for College Station, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 165,000 Composition Roof 1,560 3 $500- $1000 Deductible 1090 12 Vinyl siding No
1988 195,000 Metal Roof 1,610 2 $2500-$5000 Deductible 730 7 Wood siding No
1988 165,000 Membrane Roof 1,510 3 $500 Deductible 710 7 Vinyl siding No
2005 190,000 Shingles Roof 2,000 3 $500 Deductible 940 6 Wood siding No
1993 175,000 Composition Roof 2,100 3 $5000 to $10,000 Deductible 900 10 Vinyl siding yes
1993 210,000 Slate Shingles Roof 2,230 4 $500- $1000 Deductible 1400 12 Fiber-Cement Siding yes
1994 240,000 Shingles Roof 2,120 4 $500 Deductible 690 3 Wood siding No
1997 440,000 Metal Roof 3,770 5 $1000-$2500 Deductible 1780 7 Wood siding No
1986 100,000 Wood Shake Roof 1,040 2 $2500-$5000 Deductible 80 2 Wood siding yes
2014 170,000 Membrane Roof 1,400 2 $500 Deductible 620 6 Wood siding No
1983 160,000 Asphalt Shingles Roof 1,760 2 $500 Deductible 1320 10 Stone Siding yes
1982 105,000 Shingles Roof 960 2 $500 Deductible 90 1 Stone Siding No
1981 525,000 Tile Roof 4,260 5 $2500-$5000 Deductible 1180 4 Brick siding No
2010 265,000 Slate Shingles Roof 2,840 5 $500 Deductible 220 1 Stucco siding yes
2013 180,000 Shingles Roof 1,660 4 $5000 to $10,000 Deductible 160 2 Brick siding No
1981 265,000 Shingles Roof 3,170 4 $1000-$2500 Deductible 1580 8 Vinyl siding No
1985 90,000 Asphalt Shingles Roof 1,060 2 $2500-$5000 Deductible 80 2 Stucco siding yes
1992 190,000 Composition Roof 2,060 3 $500- $1000 Deductible 830 5 Stone Siding No
1997 115,000 Wood Shake Roof 1,230 3 $500- $1000 Deductible 210 3 Wood siding yes
1985 115,000 Tile Roof 1,100 2 $1000-$2500 Deductible 270 4 Brick siding yes
2001 190,000 Membrane Roof 1,540 3 $500 Deductible 1140 7 Stucco siding No
2011 160,000 Wood Shake Roof 1,480 2 $500 Deductible 1300 12 Brick siding yes
1992 200,000 Tile Roof 1,830 3 $5000 to $10,000 Deductible 720 10 Stucco siding No
1989 245,000 Wood Shake Roof 2,730 4 > $10,000 Deductible 210 2 Vinyl siding yes
2008 285,000 Asphalt Shingles Roof 2,460 4 $500 Deductible 200 1 Stucco siding yes
1989 160,000 Composition Roof 1,940 3 $500 Deductible 390 3 Fiber-Cement Siding yes
2004 155,000 Metal Roof 1,820 4 $500 Deductible 370 3 Wood siding yes
2011 165,000 Wood Shake Roof 1,340 2 $2500-$5000 Deductible 170 2 Vinyl siding yes
2003 500,000 Composition Roof 4,590 5 $2500-$5000 Deductible 2690 10 Vinyl siding No
1999 350,000 Metal Roof 3,050 4 > $10,000 Deductible 1070 8 Wood siding yes
1990 365,000 Shingles Roof 3,940 5 $5000 to $10,000 Deductible 160 1 Stucco siding No
2006 235,000 Membrane Roof 2,080 3 > $10,000 Deductible 660 8 Wood siding yes
1999 185,000 Shingles Roof 1,910 4 $500 Deductible 1210 10 Stone Siding yes
1993 280,000 Membrane Roof 2,560 4 $1000-$2500 Deductible 470 3 Vinyl siding yes

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