College Station Insurance Rates:

College Station, TX homeowners insurance is about $901 to $1,225, about $75-$102/month. Our comprehensive research reveals consumers can save upto $425 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Usaa
When a claim is submitted to the company they don't ask a lot of questions. i feel like other companies put you through the ringer to submit a claim.
State Farm Homeowners Insurance
We have had to file a claim. we did so with no problems, but the agent was being let go and another agent was taking their place so our claim did not get filed until my husband called about what was taking so long.
Farmer's Insurance
In most cases, we feel as though our insurance covers our needs appropriately. we feel safe and secure knowing that if we were to suffer major loss our insurance would help guide us through. peace of mind is very important to our family.

College Station, TX Homeowners Insurance By Home Value

College Station, TX Home Value Total Homes % of Total Average College Station, TX Homeowners Insurance
Less than $50,000 334 3.0% $148
$70,000 to $79,999 117 1.0% $446
$90,000 to $99,999 253 2.0% $563
$100,000 to $124,999 713 6.0% $659
$125,000 to $149,999 1,797 16.0% $819
$150,000 to $174,999 2,171 20.0% $968
$175,000 to $199,999 1,507 13.0% $1117
$200,000 to $249,999 1,656 15.0% $1351
$250,000 to $299,999 973 8.0% $1649
$300,000 to $399,999 1,076 9.0% $2096

Top Home Insurance Agents Near College Station, TX

Home Insurance Company Near College Station, TX Homeowners Insurance Agency Near College Station, TX Address
Allstate Larry Hallam 64 State Highway 75 N, Huntsville, TX, 77320
Travelers Professional Agencies Llc 440 FM 2821 W STE D, HUNTSVILLE, TX, 77320
NA Ameritex Insurance Group,Llc 9475 Kemp Rd. , College Station, TX, 77845
Allstate Anne Myers 21210 FM 2920 Rd Bldg 4, Hockley, TX, 77447
Farmers Carlos Diaz 28115 Autumn Ln Ste B, Pinehurst, TX, 77362

Cost Of Homeowners Insurance By Street Near College Station, TX

Streets in College Station Area Homeowners Insurance Cost
Cotrone Dix Ln, Corregidor Dr, Armistead St, Fields St, Sendera Ct, Whispering Rdg, Fairview Ave, College Ave, Harvest Dr, Ehlinger$1,050
Pikes Peak Ct, Willow Pond Ct, Steel Store Rd, Old San Antonio Rd, Fazzino Ln, Scrimshaw Ln, Mobiltown, Winecup Cir, Shellbournes Hill, Wingfall St$998
Providence Dr, E Placid Dr, Creagor Ln, Miana Ct, Fitzgerald Cir, Timber St, Arguello Dr, Summit St, Arrowhead Ct, Poplar St$1,008
H H Moore Farm Rd, Middleham Ave, Greenleaf Dr, Culpepper Dr, Copperfield Dr, Cheyenne Ct, Lisa Cir, Regal Row, Aster Dr, Freedom Blvd$1,054
Stasney St, Link St, Meadowbrook St, Bellerive Bend Dr, Whistling Straits Dr, Lometa Ln, Park Land Dr, Sara Dr, Southland St, Luza Ln$1,042
Tee Dr, Williams Creek Dr, Ledgestone Trl, Ashburn Ave, Chestnut Oak Cir, Burt St S, Decatur Dr, Orchid St, Montclair Ave, Alison Ave$1,057
Bandera Dr, Bright Creek, Homer Rice Rd, Bee Creek Dr, Night Rain Dr, Hondo Dr, Chisolm Trl, Allen Rd, Emerald Dove Ave, Leona Dr$1,025
Chadwick Ln, 1st St, Haley Pl, Park Haven Cir, Chakett Ct, Sioux Cir, Dallis Dr, Twin Hill Dr, Barak Ln, Old College Rd$1,042
Arhopulos Rd, Green Valley Dr, Sherwood Dr, Rocky Meadows Dr, Woodmeadow Dr, Cricket Pass, Thoroughbred Ridge, Sycamore Hills Ct, Westbrook Rd, Old Jersey St$1,064
S State Hwy 6, Starling Dr, Mountain Wind Ct, System Loop, Glenna Ct, Front Royal Dr, Camber Ct, Emerald Plz, Live Oak St, Lynn St$1,069

College Station, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
College Station$159 to $161
Brazos County$157
Bryan-College Station$154
South Brazos$160

College Station, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brazos County, Texas $131 $175 $262
Bryan-College Station CCD, Brazos County, Texas $129 $171 $257
South Brazos CCD, Brazos County, Texas $134 $179 $268

College Station, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
College Station, TX5.5%15.3%
Brazos County6.13%17.52%
Bryan-College Station6.82%18.07%
South Brazos5.31%15.19%

College Station Renters Insurance as a Percentage of Rent

College Station Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 611 2.0% $1239
$500 to $749 6,214 30.0% $1914
$750 to $999 6,050 29.0% $2664
$1,000 to $1,499 4,810 23.0% $3789
$1,500 or more 2,785 13.0% $5439

College Station, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$7,800
Yearly College Station Homeowner Insurance Premium Example $3,000$2,000
Out of Pocket Expense During Claim$800$7,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,800$23,800
Net Savings to College Station Home Owner from High Deductible Plan $1,000

College Station, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario College Station, TX Home Replacement Value MORE than Home Value College Station, TX Home Replacement Value LESS than Home Value
Replacement Value $159,500 $97,000
Insurance Premium based on Replacement Value $1,600 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $275/year

Example College Station Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceNationwide Insurance
Monthly Premium 14023197
Year Built 201020001980
Home Details 5 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for College Station, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 190,000 Membrane Roof 1,540 3 $500 Deductible 1140 7 Stucco siding No
2011 160,000 Wood Shake Roof 1,480 2 $500 Deductible 1300 12 Brick siding yes
1992 200,000 Tile Roof 1,830 3 $5000 to $10,000 Deductible 720 10 Stucco siding No
1989 245,000 Wood Shake Roof 2,730 4 > $10,000 Deductible 210 2 Vinyl siding yes
2008 285,000 Asphalt Shingles Roof 2,460 4 $500 Deductible 200 1 Stucco siding yes
1989 160,000 Composition Roof 1,940 3 $500 Deductible 390 3 Fiber-Cement Siding yes
2004 155,000 Metal Roof 1,820 4 $500 Deductible 370 3 Wood siding yes
2011 165,000 Wood Shake Roof 1,340 2 $2500-$5000 Deductible 170 2 Vinyl siding yes
2003 500,000 Composition Roof 4,590 5 $2500-$5000 Deductible 2690 10 Vinyl siding No
1999 350,000 Metal Roof 3,050 4 > $10,000 Deductible 1070 8 Wood siding yes
1990 365,000 Shingles Roof 3,940 5 $5000 to $10,000 Deductible 160 1 Stucco siding No
2006 235,000 Membrane Roof 2,080 3 > $10,000 Deductible 660 8 Wood siding yes
1999 185,000 Shingles Roof 1,910 4 $500 Deductible 1210 10 Stone Siding yes
1993 280,000 Membrane Roof 2,560 4 $1000-$2500 Deductible 470 3 Vinyl siding yes