College Park Insurance Rates:

College Park, MD homeowners insurance is roughly $602 to $822, about $50-$68/month. Our complete guide reveals consumers can save upto $284 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We do not have very many claims regarding tickets, accidents, etc..., i would like to see state farm offer more incentives to those customers that are accident/claim free.
Nationwide
Something good about this insurance company is they replace my items that have been lost or damaged from many causes.
Usaa
I think it's quite expensive for renter's insurance. it's competitive with other companies but the rate seems really high compared to other types of more risky insurance.
Usaa
The customer service is great. Anytime I have any question, I can call the representative and her or he is willing to help me.
State Farm
I LIKE THE COMPANY'S WEBSITE. IT GIVES MORE DETAIL. AND ALSO MANY OPPORTUNITY TO CLAIM. I SUGGEST MY FRIEND CLAIM IN THE INSURANCE.
Geico
The company as a whole is very easy to use and deal with. I've never had any trouble asking questions of representatives or navigating the mobile map. The app is very convenient and allows me to stay on top of things when needed.
Usaa
I like that you can leave messages on it but there is no accountability for someone to respond to you once a message is left with a viable answer. The responses from adjusters should be audited.
Usaa
I guess I don't like that they don't have a large internet presence. They don't have an app that I am aware of.

College Park, MD Homeowners Insurance By Home Value

College Park, MD Home Value Total Homes % of Total Average College Park, MD Homeowners Insurance
Less than $50,000 26 1.0% $56
$100,000 to $124,999 33 1.0% $256
$125,000 to $149,999 46 1.0% $320
$150,000 to $174,999 109 4.0% $377
$175,000 to $199,999 171 6.0% $434
$200,000 to $249,999 641 25.0% $519
$250,000 to $299,999 487 19.0% $640
$300,000 to $399,999 995 39.0% $811

Top Home Insurance Agents Near College Park, MD

Home Insurance Company Near College Park, MD Homeowners Insurance Agency Near College Park, MD Address
Allstate Abbey Olusanya 14207 Park Center Dr Unit 1, Laurel, MD, 20707
State Farm Eve Hamper 1118 Light St Ste A, Baltimore, MD, 21230-4141
Allstate Patrick Carmen Jr 3327 Superior Ln Ste 202, Bowie, MD, 20715
Allstate Paul Barbieri 21 Fort Evans Rd Ne Ste A, Leesburg, VA, 20176
Travelers The Avon-Dixon Agency Llc 202 PULLMAN CROSSING, GRASONVILLE, MD, 21638

Cost Of Homeowners Insurance By Street Near College Park, MD

Streets in College Park Area Homeowners Insurance Cost
Buck Lodge Ct, Lovell Dr, Evansdale Dr, Sweetbriar Dr, Mitchell Ave, Old Baltimore Pike, Cherokee St, 45th Ave, Trapper Ln, Hopkins Ave$725
50th Pl, Paint Branch Pkwy, Seminole Pl, Knoxville Dr, Wicomico Ave, Guilford Rd, Longhorn Dr, E Maple Ave, Broad Blvd, 34th Ave$728
Yates Rd, Garove St, 47th Pl, Underwood St, 50th Pl, Odessa Rd, Frances Dr, Narrangansett Pkwy, Buck Lodge Ter, Bryn Mawr Rd$703
Roanoke Pl, Hartford Ave, Wake Forest Dr, Foreston Rd, Battersea Dr, Kenny St, Pierce Ave, Marlbrough Ct, Branchville Rd, Carroll Ave$711
Creighton Dr, Howard Rd, Chansory Ln, Indigo Dr, Caverly Pl, Willow Ln, Palco Pl, Huron St, Montgomery Rd, Spruce Ave$708

College Park, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
College Park$106 to $109
Berwyn Heights$106
Adelphi$104
University Park$111

College Park, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berwyn Heights town, Maryland $106 $141 $212
Adelphi CDP, Maryland $104 $139 $209
University Park town, Maryland $112 $149 $224

College Park, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
College Park, MD2.7%9.0%
Berwyn Heights2.76%8.75%
Adelphi2.95%8.29%
University Park2.53%7.4%

College Park Renters Insurance as a Percentage of Rent

College Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 55 1.0% $329
$200 to $299 91 2.0% $779
$300 to $499 63 1.0% $1229
$500 to $749 270 8.0% $1904
$750 to $999 519 15.0% $2654
$1,000 to $1,499 914 27.0% $3779
$1,500 or more 1,461 43.0% $5429

Average Cost Of Home Insurance By Company In Areas Nearby College Park For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
410,000 1,000 Masonry 15 Garrison Property & Casualty Ins. Co. 1,606
360,000 500 Frame 25 Homesite Insurance Co. Of The Midwest 1,246
460,000 1,000 Frame 10 Horace Mann Insurance Co. 1,526
360,000 500 Frame 25 Lititz Mutual Insurance Co. 1,574
360,000 500 Frame 25 Metropolitan Group Property And Casualty 1,886
410,000 1,000 Masonry 15 Metropolitan Property And Casualty Ins. 1,958
310,000 500 Frame 35 Safeco Insurance Co. Of America 654
360,000 500 Frame 25 Safeco Insurance Co. Of America 497
360,000 500 Frame 25 Unitrin Auto & Home Insurance Co. 1,216
460,000 1,000 Frame 10 Universal Property & Casualty Ins. Co. 1,692

College Park, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly College Park Homeowner Insurance Premium Example $3,000$2,400
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,700$22,900
Net Savings to College Park Home Owner from High Deductible Plan $1,800

College Park, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario College Park, MD Home Replacement Value MORE than Home Value College Park, MD Home Replacement Value LESS than Home Value
Replacement Value $422,500 $291,000
Insurance Premium based on Replacement Value $1,950 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $76,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $250/year

Example College Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceAllstate
Monthly Premium 948677
Year Built 201019601951
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for College Park, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 255,000 Shingles Roof 1,600 3 > $10,000 Deductible 230 4 Vinyl siding yes
1961 295,000 Composition Roof 1,680 4 $500- $1000 Deductible 300 4 Stone Siding yes
2010 435,000 Composition Roof 3,030 4 $1000-$2500 Deductible 1170 7 Wood siding yes
1954 740,000 Metal Roof 4,590 5 > $10,000 Deductible 1020 6 Brick siding No
1943 195,000 Membrane Roof 1,350 2 $5000 to $10,000 Deductible 170 3 Wood siding No
1964 380,000 Tile Roof 2,030 3 $2500-$5000 Deductible 1310 12 Stone Siding No
1979 370,000 Asphalt Shingles Roof 2,420 4 $500- $1000 Deductible 950 8 Wood siding No
1941 410,000 Slate Shingles Roof 2,450 5 $500- $1000 Deductible 400 2 Brick siding yes
1973 340,000 Slate Shingles Roof 2,290 3 $5000 to $10,000 Deductible 950 8 Fiber-Cement Siding No
1945 220,000 Metal Roof 1,470 2 $500 Deductible 680 9 Stone Siding No
1962 235,000 Composition Roof 1,610 3 $1000-$2500 Deductible 190 3 Vinyl siding yes
1964 350,000 Slate Shingles Roof 2,240 3 > $10,000 Deductible 580 10 Wood siding No
1957 430,000 Metal Roof 2,900 4 $500 Deductible 1560 8 Vinyl siding yes
1969 670,000 Wood Shake Roof 3,880 5 $500 Deductible 3060 9 Brick siding yes
1969 580,000 Membrane Roof 4,140 5 $5000 to $10,000 Deductible 980 6 Fiber-Cement Siding No
1958 725,000 Composition Roof 4,460 5 > $10,000 Deductible 430 3 Stone Siding yes
1955 205,000 Composition Roof 1,530 2 $2500-$5000 Deductible 260 5 Stucco siding yes
1956 190,000 Metal Roof 1,520 2 $1000-$2500 Deductible 690 10 Vinyl siding yes
1961 245,000 Wood Shake Roof 1,530 2 $1000-$2500 Deductible 930 10 Vinyl siding yes
1955 220,000 Tile Roof 1,520 5 $5000 to $10,000 Deductible 350 5 Stucco siding No
1966 340,000 Asphalt Shingles Roof 1,990 3 $5000 to $10,000 Deductible 920 12 Fiber-Cement Siding No
1970 290,000 Slate Shingles Roof 2,010 4 $5000 to $10,000 Deductible 70 1 Stucco siding No
1973 385,000 Shingles Roof 2,730 4 $500 Deductible 150 1 Vinyl siding No
1955 400,000 Tile Roof 3,030 4 $1000-$2500 Deductible 660 5 Wood siding yes
1975 175,000 Slate Shingles Roof 1,270 3 $2500-$5000 Deductible 400 9 Fiber-Cement Siding No
1944 405,000 Shingles Roof 2,370 5 $500 Deductible 440 4 Stucco siding No
1966 515,000 Membrane Roof 3,470 5 $2500-$5000 Deductible 530 4 Fiber-Cement Siding No