Colesville Insurance Rates:

Colesville, NY homeowners insurance is approximately $499 to $682, about $41-$56/month. Our exhaustive analysis shows customers can save as much as $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Colesville, NY Homeowners Insurance By Home Value

Colesville, NY Home Value Total Homes % of Total Average Colesville, NY Homeowners Insurance
Less than $50,000 149 9.0% $123
$50,000 to $59,999 49 3.0% $259
$60,000 to $69,999 208 13.0% $324
$70,000 to $79,999 92 5.0% $371
$80,000 to $89,999 109 7.0% $424
$90,000 to $99,999 74 4.0% $472
$100,000 to $124,999 164 10.0% $548
$125,000 to $149,999 239 15.0% $684
$150,000 to $174,999 106 6.0% $814
$175,000 to $199,999 100 6.0% $938
$200,000 to $249,999 82 5.0% $1126
$250,000 to $299,999 80 5.0% $1380
$300,000 to $399,999 89 5.0% $1752

Top Home Insurance Agents Near Colesville, NY

Home Insurance Company Near Colesville, NY Homeowners Insurance Agency Near Colesville, NY Address
Travelers Bailey Place Insurance 5 SOUTH ST, DRYDEN, NY, 13053
Allstate Drickard Insurance 4 S Washington Ave Ste 1, Oxford, NY, 13830
Travelers Fitzsimmons Insurance Agency Inc 504 MAIN STREET, FOREST CITY, PA, 18421
State Farm Matt Harrington 15 Genesee St # B, Greene, NY, 13778-1246
Allstate Mike Preis Inc 39 LOWER MAIN ST, CALLICOON, NY, 12723

Cost Of Homeowners Insurance By Street Near Colesville, NY

Streets in Colesville Area Homeowners Insurance Cost
Kraff Rd, Maple, Hartz Rd, Roosevelt Pl, State Rte 7b, Old State Rd, Quinn Rd, Burgess Pl, Oak Hill Rd, Co Rd 217$588
Centervillage Loop Rd, Martin Hill Rd, Tobey Rd, Beartown Rd, Livingston Rd, Washington Pl, Chaffee St, Rubbers Flat Rd, Co Rd 541, Pease Rd$591
King Rd, Parkview Dr, Simpson Rd, Hawkins Rd, Hakes Cross Rd, Harpur Hill Rd, Holcomb Rd, Hickox Rd, Centerville Loop Rd, Yarns Rd$594
Golden Ln, Co Rd 68, Jefferson Pl, Death Valley Rd, Olin Rd, Chenango River Shore Rd, Pine Pl, Peck Rd, White Rd, E Windsor Rd$588
Hurlbert Rd, Shamrock Pl, Leo Demoyer Rd, Hillary Dr, Co Rd 540, Perch Pond Rd, Babcock Rd, Thorn Hill Rd, Tunnel Rd, Meade Rd$590

Colesville, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Colesville$87 to $89
Afton$87
Broome County$88
Chenango Bridge$89

Colesville, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Afton town, Chenango County, New York $87 $116 $174
Coventry town, Chenango County, New York $87 $116 $174
Fenton town, Broome County, New York $88 $117 $176

Colesville, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Colesville, NY3.9%10.8%
Afton4.24%14.4%
Coventry4.68%12.72%
Fenton3.96%11.07%

Colesville Renters Insurance as a Percentage of Rent

Colesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 20 9.0% $1248
$500 to $749 100 48.0% $1923
$750 to $999 64 31.0% $2673
$1,500 or more 21 10.0% $5448

Colesville, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Colesville Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,400$10,800
Net Savings to Colesville Home Owner from High Deductible Plan $600

Colesville, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Colesville, NY Home Replacement Value MORE than Home Value Colesville, NY Home Replacement Value LESS than Home Value
Replacement Value $136,500 $97,500
Insurance Premium based on Replacement Value $1,125 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Colesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceChubb Group of InsuranceGEICO Insurance
Monthly Premium 80118325
Year Built 199220112000
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Colesville, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 275,000 Wood Shake Roof 3,500 5 $500 Deductible 3190 10 Vinyl siding No
1984 300,000 Slate Shingles Roof 3,550 5 $2500-$5000 Deductible 1270 7 Stone Siding No
2010 245,000 Asphalt Shingles Roof 2,960 5 $500 Deductible 820 4 Stucco siding No
1941 140,000 Metal Roof 2,020 3 $500- $1000 Deductible 400 4 Vinyl siding No
2012 265,000 Membrane Roof 3,050 5 $500- $1000 Deductible 570 3 Vinyl siding No
1989 165,000 Metal Roof 2,240 3 $5000 to $10,000 Deductible 860 9 Fiber-Cement Siding No
1947 225,000 Tile Roof 3,000 4 $500 Deductible 880 5 Vinyl siding No
1981 145,000 Tile Roof 1,640 3 $1000-$2500 Deductible 510 5 Wood siding No
1946 180,000 Membrane Roof 2,210 4 $500 Deductible 680 4 Stucco siding yes
2014 240,000 Metal Roof 2,870 5 $500- $1000 Deductible 150 1 Vinyl siding No
1992 365,000 Asphalt Shingles Roof 4,870 5 $2500-$5000 Deductible 550 3 Stone Siding yes
1946 345,000 Metal Roof 4,520 5 $500- $1000 Deductible 690 3 Stone Siding yes
1986 190,000 Shingles Roof 2,240 3 $2500-$5000 Deductible 410 4 Stone Siding No
1996 160,000 Metal Roof 2,200 3 $2500-$5000 Deductible 220 2 Stucco siding yes
1948 145,000 Membrane Roof 2,080 3 $500 Deductible 220 2 Fiber-Cement Siding No
2006 155,000 Slate Shingles Roof 2,340 3 $5000 to $10,000 Deductible 360 5 Brick siding No
1995 190,000 Slate Shingles Roof 2,270 4 $500 Deductible 370 2 Stone Siding No
1940 145,000 Shingles Roof 2,310 3 $1000-$2500 Deductible 210 2 Fiber-Cement Siding No
1947 165,000 Wood Shake Roof 2,010 5 $500 Deductible 1680 12 Brick siding yes
2013 85,000 Tile Roof 1,260 3 $1000-$2500 Deductible 140 2 Stucco siding yes
2004 260,000 Shingles Roof 3,110 4 $500- $1000 Deductible 1660 8 Fiber-Cement Siding No
2006 105,000 Slate Shingles Roof 1,650 3 $500 Deductible 70 1 Vinyl siding yes
1945 150,000 Composition Roof 1,630 5 $500- $1000 Deductible 950 9 Stucco siding yes
1941 230,000 Asphalt Shingles Roof 2,830 5 $5000 to $10,000 Deductible 300 3 Fiber-Cement Siding No
2010 200,000 Slate Shingles Roof 2,490 5 $500 Deductible 370 2 Wood siding No
1941 405,000 Metal Roof 4,490 5 $1000-$2500 Deductible 3240 12 Wood siding No
2010 190,000 Tile Roof 2,220 3 $1000-$2500 Deductible 110 1 Fiber-Cement Siding yes
1990 180,000 Wood Shake Roof 2,200 4 $500 Deductible 1210 10 Fiber-Cement Siding yes
2007 140,000 Shingles Roof 1,710 5 $2500-$5000 Deductible 670 10 Fiber-Cement Siding yes
1980 270,000 Membrane Roof 3,300 4 > $10,000 Deductible 130 1 Vinyl siding No
2013 245,000 Slate Shingles Roof 3,330 4 > $10,000 Deductible 110 1 Vinyl siding No
1986 295,000 Metal Roof 3,820 5 $500 Deductible 790 3 Stucco siding No
1947 175,000 Tile Roof 2,490 5 $5000 to $10,000 Deductible 80 1 Wood siding yes
2006 310,000 Tile Roof 3,540 5 $2500-$5000 Deductible 2350 12 Stone Siding yes