Cold Springs, NV homeowners insurance is approximately $524 to $720, about $43-$60/month. Our detailed analysis shows customers can save as much as $248 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cold Springs, NV | Homeowners Insurance Agency Near Cold Springs, NV | Address |
|---|---|---|
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, RENO, NV, 89521 |
| State Farm | Don Chang | 3735 Lakeside Drive, Reno, NV, 89509-4856 |
| State Farm | Nancy Jones | 565 California Ave, Reno, NV, 89509-1449 |
| Travelers | Truckee Community Insurance Services | 12277 SOARING WAY STE 202, TRUCKEE, CA, 96161 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Valleys CCD, Washoe County, Nevada | $95 | $126 | $189 |
| Lemmon Valley CDP, Nevada | $94 | $125 | $188 |
| Golden Valley CDP, Nevada | $99 | $132 | $198 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cold Springs, NV | 3.3% | 12.1% |
| North Valleys | 3.23% | 12.84% |
| Lemmon Valley | 3.51% | 14.03% |
| Golden Valley | 2.62% | 10.25% |
| Cold Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 19 | 5.0% | $1933 |
| $750 to $999 | 75 | 22.0% | $2683 |
| $1,000 to $1,499 | 210 | 62.0% | $3808 |
| $1,500 or more | 30 | 8.0% | $5458 |
| Streets in Cold Springs Area | Homeowners Insurance Cost |
|---|---|
| Elk Ct, Silverleaf Ct, Aquamarine Ct, Davenport Ln, Javalina Ct, Honey Locust Ct, Roper Ct, Fontana Ct, Touraco Ct, Beechwood Ct | $633 |
| Moriah Dr, Bear River Ct, Vireo Ct, White Lakes Rd, Bordertown Rd, Bear Lake Dr, Siskin Ln, Ouzel Way, Jutewood Ct, Sapphire Canyon Ct | $628 |
| Casita Ct, Whippoorwill Ln, Aquamarine Dr, Hazelnut Dr, Fiesta Ct, Towhee Way, Spicer Lake Ct, US Highway 395 Frontage Rd N, Little Valley Rd, Garnet Pl | $619 |
| Peregrine Cir, Lake Hills Ct, Dove Cir, Georgetown Ct, Glen Lakes Ct, Sunbird Ln, Waxwing St, Thrush Ln, Dover Ct, US Hwy 395 N | $614 |
| Yearling Ct, Ranch Hand Dr, Toucan Ct, South Ave, Cedar Mountain Dr, Dyal Ct, Georgetown Dr, Pebble Ct, Grouse Way, la Casa Ct | $630 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cold Springs | $92 to $94 |
| North Valleys | $94 |
| Golden Valley | $99 |
| Verdi | $102 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $3,200 |
| Yearly Cold Springs Homeowner Insurance Premium Example | $1,200 | $700 |
| Out of Pocket Expense During Claim | $1,200 | $3,200 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $7,200 | $6,700 |
| Net Savings to Cold Springs Home Owner from High Deductible Plan | $500 | |
| Scenario | Cold Springs, NV Home Replacement Value MORE than Home Value | Cold Springs, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $191,000 | $111,000 |
| Insurance Premium based on Replacement Value | $1,050 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $45,500 | Risk Exposure from Under Insuring Coverage is $34,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $250/year |
| Insurance Company | Farmers Insurance | American Family Insurance | Allstate |
| Monthly Premium | 71 | 71 | 39 |
| Year Built | 2012 | 1994 | 1984 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $250000-$300000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |