Colchester, CT homeowners insurance is approximately $734 to $998, about $61-$83/month. Our complete analysis indicates shoppers can save upto $346 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Colchester, CT | Homeowners Insurance Agency Near Colchester, CT | Address |
|---|---|---|
| Travelers | Auburn Ins & Rlty Co Inc | 1119 RESERVOIR AVE STE A, CRANSTON, RI, 2910 |
| Travelers | Competitive Insurance Associates Llc | 400 SOUTH COUNTY TRAIL STE A, EXETER, RI, 2822 |
| Allstate | George Pastorok Iii | 519 Heritage Rd Ste 1D, Southbury, CT, 6488 |
| Travelers | Silva Agencies Inc | 40 SOUTH ST, WEST HARTFORD, CT, 6110 |
| Travelers | W J Burton Insurance Agency | ONE SHERMAN HILL RD, WOODBURY, CT, 6798 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Haddam town, Middlesex County, Connecticut | $131 | $175 | $263 |
| Salem town, New London County, Connecticut | $131 | $175 | $263 |
| Moodus CDP, Connecticut | $129 | $172 | $258 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Colchester, CT | 3.4% | 8.9% |
| East Haddam | 3.45% | 10.48% |
| Salem | 3.29% | 10.67% |
| Moodus | 3.23% | 11.5% |
| Colchester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 40 | 3.0% | $785 |
| $300 to $499 | 62 | 5.0% | $1235 |
| $500 to $749 | 169 | 15.0% | $1910 |
| $750 to $999 | 174 | 15.0% | $2660 |
| $1,000 to $1,499 | 478 | 43.0% | $3785 |
| $1,500 or more | 183 | 16.0% | $5435 |
| Streets in Colchester Area | Homeowners Insurance Cost |
|---|---|
| Vicki Ln, Lake Hayward Rd, Piekarz Rd, Fox Ridge Dr, Heatherwood Dr, Bull Hill Rd, Stagecoach Row, Pickerel Lake Rd, State Hwy 149, Waterhole Rd | $879 |
| Mill St, Colburn Dr, Parum Rd, Kramer Rd, Lake Hayward Rd, Levy Rd, Hunters Ct, Cardinal Rd, Shailor Hill Rd, Shugrue Rd | $872 |
| Westerly Ter, Amston Rd, Hayward Ave, State Hwy 616, Victoria Dr, Amston Rd, Usher Swamp Rd, Carrier Rd, East Ct, Gill St | $854 |
| Falls Cir, Hill Farms Rd, O Brien Rd, Cabin Rd, Fern Dr, Highwood Cir, Spice Bush Dr, Farm Gate Dr, Woodbine Rd, Linwood Cemetery Rd | $875 |
| Broadway St, Harvest Ln, Bush Rock Rd, Taintor Hill Rd, Upton Rd, Middletown Rd, Quail Rd, Freedom Way, Hall Kilbourne Rd, Esther Ln | $873 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Colchester | $129 to $132 |
| East Haddam | $131 |
| Moodus | $129 |
| Hebron | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $6,400 |
| Yearly Colchester Homeowner Insurance Premium Example | $3,100 | $2,100 |
| Out of Pocket Expense During Claim | $1,400 | $6,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $20,000 | $19,000 |
| Net Savings to Colchester Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Colchester, CT Home Replacement Value MORE than Home Value | Colchester, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $302,000 | $185,000 |
| Insurance Premium based on Replacement Value | $2,950 | $1,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $49,000 | Risk Exposure from Under Insuring Coverage is $68,000 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $475/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 186 | 446 | 208 |
| Year Built | 1949 | 2005 | 1974 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $200000-$250000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $500 Deductible |