Colbert Insurance Rates:

Colbert, OK homeowners insurance is about $1,184 to $1,626, about $98-$135/month. Our thorough guide indicates shoppers can save upto $562 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Colbert, OK Homeowners Insurance By Home Value

Colbert, OK Home Value Total Homes % of Total Average Colbert, OK Homeowners Insurance
Less than $50,000 616 39.0% $562
$50,000 to $59,999 152 9.0% $1194
$60,000 to $69,999 83 5.0% $1489
$70,000 to $79,999 59 3.0% $1714
$80,000 to $89,999 88 5.0% $1938
$90,000 to $99,999 32 2.0% $2163
$100,000 to $124,999 140 9.0% $2514
$125,000 to $149,999 34 2.0% $3147
$150,000 to $174,999 145 9.0% $3723
$175,000 to $199,999 52 3.0% $4285
$200,000 to $249,999 65 4.0% $5156
$250,000 to $299,999 49 3.0% $6308
$300,000 to $399,999 40 2.0% $8008

Top Home Insurance Agents Near Colbert, OK

Home Insurance Company Near Colbert, OK Homeowners Insurance Agency Near Colbert, OK Address
NA Ceva Benefits 1222 S Highway 377 , Pilot Point, TX, 76258
Allstate Barry L. Bowker 150 S Commerce St, Ardmore, OK, 73401
Farmers David Hawkins 1050 S Preston Rd Ste 118, Celina, TX, 75009
State Farm John Mark Baker 110 N Preston Rd Ste 40, Prosper, TX, 75078-8638
Farmers Nicholas Gartside 8901 Virginia Pkwy Ste 700, Mckinney, TX, 75071

Cost Of Homeowners Insurance By Street Near Colbert, OK

Streets in Colbert Area Homeowners Insurance Cost
Woody Trl, Sand Creek Rd, Umstead Ave, E2150 Rd, E2120 Rd, Hoot Loop Rd, Davidson St, Vernon, Bohannan, South St$1,398
Irvin St, Thousand Oak Dr, N Maupin St, S Franklin St, E McCarley Ave, E2164 Rd, Wren Rd, Circle Lake Dr, Sorrell Rd, Dogwood Ln$1,392
Ash St, Walden Rd, Maple Ave, Franklin Dr, Oakgrove Rd, Coleman Ave, Smith St, E2180 Rd, E2160 Rd, Platter Dike Rd$1,394
Platter Cutoff Rd, State Hwy 75A, W Snider Ave, Trout Rd, 1st Ave, Scissortail Rd, Cordell Rd, Meadowlark Rd, E Snider Ave, 6th St$1,393
Red River City Rd, E2175 Rd, Lake Dr, Thompson Ln, Hodge Rd, Butterfield, Dallas St, Highway Ave, Colbert St, Lakeview Dr$1,408

Colbert, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Colbert$208 to $212
Cartwright$208
Calera$215
Denison$151

Colbert, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cartwright CDP, Oklahoma $174 $232 $348
Calera town, Oklahoma $179 $239 $358
Achille town, Oklahoma $174 $231 $347

Colbert, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Colbert, OK13.4%38.6%
Cartwright15.27%34.34%
Calera13.78%33.03%
Achille17.35%53.84%

Colbert Renters Insurance as a Percentage of Rent

Colbert Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 4.0% $398
$300 to $499 71 16.0% $1298
$500 to $749 189 43.0% $1973
$750 to $999 149 34.0% $2723
$1,000 to $1,499 8 1.0% $3848

Colbert, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Colbert Homeowner Insurance Premium Example $4,700$3,900
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $34,000$32,400
Net Savings to Colbert Home Owner from High Deductible Plan $1,600

Colbert, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Colbert, OK Home Replacement Value MORE than Home Value Colbert, OK Home Replacement Value LESS than Home Value
Replacement Value $78,500 $50,000
Insurance Premium based on Replacement Value $3,275 $2,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $700/year Insurance costlier by $500/year

Example Colbert Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmNationwide Insurance
Monthly Premium 259533268
Year Built 201419991983
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Colbert, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 210,000 Asphalt Shingles Roof 3,280 4 > $10,000 Deductible 1170 3 Vinyl siding No
2012 95,000 Shingles Roof 1,970 3 $1000-$2500 Deductible 240 1 Wood siding yes
2008 150,000 Asphalt Shingles Roof 2,480 4 $500- $1000 Deductible 4320 9 Stone Siding No
2011 110,000 Membrane Roof 2,070 3 $500- $1000 Deductible 1940 8 Wood siding No
1998 115,000 Composition Roof 2,140 3 $500 Deductible 2520 8 Vinyl siding No
1994 125,000 Metal Roof 2,070 3 $2500-$5000 Deductible 290 1 Fiber-Cement Siding No
1989 85,000 Tile Roof 1,740 3 $2500-$5000 Deductible 700 4 Fiber-Cement Siding yes
1980 80,000 Composition Roof 1,810 4 $500- $1000 Deductible 2410 12 Stucco siding yes
1982 80,000 Wood Shake Roof 1,700 3 $500 Deductible 600 2 Wood siding No
2013 105,000 Tile Roof 2,300 3 $500- $1000 Deductible 1450 5 Stone Siding No
1982 80,000 Shingles Roof 1,820 4 $1000-$2500 Deductible 390 2 Brick siding yes
2013 125,000 Wood Shake Roof 2,050 3 $2500-$5000 Deductible 1750 6 Brick siding yes
2010 85,000 Composition Roof 1,510 3 $1000-$2500 Deductible 1240 6 Vinyl siding No
2014 100,000 Tile Roof 1,710 3 $2500-$5000 Deductible 770 4 Vinyl siding No
1982 90,000 Shingles Roof 1,620 3 $500 Deductible 1700 7 Vinyl siding No
2011 85,000 Asphalt Shingles Roof 1,620 4 $500- $1000 Deductible 2110 9 Fiber-Cement Siding yes
2013 115,000 Shingles Roof 2,610 4 $2500-$5000 Deductible 2440 10 Stone Siding No
1980 145,000 Membrane Roof 2,570 4 $2500-$5000 Deductible 1400 5 Vinyl siding No
1992 90,000 Asphalt Shingles Roof 1,960 3 $500 Deductible 750 3 Vinyl siding yes
2004 90,000 Tile Roof 1,870 4 $500 Deductible 210 1 Vinyl siding No
1980 75,000 Composition Roof 1,370 3 $2500-$5000 Deductible 1280 10 Brick siding yes
1987 90,000 Membrane Roof 1,990 4 $500 Deductible 3440 12 Stone Siding No
2001 125,000 Shingles Roof 2,420 4 $2500-$5000 Deductible 290 1 Brick siding yes
1999 120,000 Asphalt Shingles Roof 1,940 3 $2500-$5000 Deductible 570 2 Stucco siding No
2013 140,000 Shingles Roof 2,290 3 $500- $1000 Deductible 3910 12 Fiber-Cement Siding No
1991 140,000 Asphalt Shingles Roof 2,900 4 $500 Deductible 3020 9 Wood siding No
2011 65,000 Composition Roof 1,280 3 $1000-$2500 Deductible 1490 9 Stucco siding No
2010 120,000 Asphalt Shingles Roof 2,610 4 $1000-$2500 Deductible 3820 12 Stucco siding yes
2008 155,000 Wood Shake Roof 3,120 4 $500 Deductible 790 2 Fiber-Cement Siding No
2005 150,000 Composition Roof 2,440 4 $1000-$2500 Deductible 370 1 Wood siding No
2007 90,000 Membrane Roof 1,770 3 $2500-$5000 Deductible 1460 8 Stucco siding No