Cohasset Insurance Rates:

Cohasset, MA homeowners insurance is roughly $992 to $1,384, about $82-$115/month. Our thorough analysis shows customers can save upto $475 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cohasset, MA Homeowners Insurance By Home Value

Cohasset, MA Home Value Total Homes % of Total Average Cohasset, MA Homeowners Insurance
Less than $50,000 52 12.0% $35
$50,000 to $59,999 13 3.0% $71
$80,000 to $89,999 11 2.0% $130
$150,000 to $174,999 10 2.0% $249
$175,000 to $199,999 38 8.0% $285
$200,000 to $249,999 10 2.0% $344
$250,000 to $299,999 28 6.0% $427
$300,000 to $399,999 269 62.0% $534

Top Home Insurance Agents Near Cohasset, MA

Home Insurance Company Near Cohasset, MA Homeowners Insurance Agency Near Cohasset, MA Address
NA Doran Insurance Agency 33 Enterprise Place, Duxbury, MA, 2331
NA Ark Insurance Agency Inc 104 Main St, Stoneham, MA, 2180
Liberty Mutual Joanmarie Berry Lutcf 690 Canton Street Ste 300, Westwood, MA, 2090
Travelers John P Riley Insurance Agency 379 NEPONSET AVE, DORCHESTER, MA, 2122
Liberty Mutual Independent Linnane Insurance Agency 280 MAIN ST 101, NORTH READING, MA, 1864

Cost Of Homeowners Insurance By Street Near Cohasset, MA

Streets in Cohasset Area Homeowners Insurance Cost
Bates Ln, Ledge Way, River Rd, Chief Justice Cushing Hwy, Arrowwood St, Black Rock Rd, Hugh Strain Rd, Whitney Woods Ln, Howe Rd, Marion Way$1,177
Bancroft Way, Pond Ln, Riverview Dr, Ave C, Briarwood Ln, Linden Dr, Depot Ct, Beechwood St, Mendel Rd, Todd Ln$1,199
Hull St, Reservoir Rd, Powers Ln, Tower Ln, Doane St, Aaron River Rd, Sohier St, Rose Hill Ln, Wood Way, Ennis Ct$1,168
James Ln, Norfolk Ln, Mohawk Way, Howard Gleason Rd, Sheldon Rd, Norman Todd Rd, Bancroft Rd, Parkingway, Ripley Rd, Tupelo Rd$1,170
Grace Dr, Margin Ct, Old Pasture Rd, Forest Ave, Ox Pasture Ln, Diab Ln, Pleasant Ln, Holly Cir, Crocker Ln, Sanctuary Pond Rd$1,184

Cohasset, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cohasset$175 to $181
North Scituate$164
Hingham$172
Norwell$169

Cohasset, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Scituate CDP, Massachusetts $137 $182 $273
Scituate town, Plymouth County, Massachusetts $137 $183 $274
Hingham town, Plymouth County, Massachusetts $144 $191 $287

Cohasset, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cohasset, MA3.1%9.9%
North Scituate3.17%11.91%
Scituate3.32%11.01%
Hingham3.09%9.99%

Cohasset Renters Insurance as a Percentage of Rent

Cohasset Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 4.0% $734
$300 to $499 36 10.0% $1184
$500 to $749 15 4.0% $1859
$750 to $999 76 22.0% $2609
$1,000 to $1,499 91 26.0% $3734
$1,500 or more 107 31.0% $5384

Cohasset, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$8,500
Yearly Cohasset Homeowner Insurance Premium Example $6,200$4,600
Out of Pocket Expense During Claim$500$8,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $37,700$36,100
Net Savings to Cohasset Home Owner from High Deductible Plan $1,600

Cohasset, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cohasset, MA Home Replacement Value MORE than Home Value Cohasset, MA Home Replacement Value LESS than Home Value
Replacement Value $844,500 $654,500
Insurance Premium based on Replacement Value $7,600 $5,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $106,500 Risk Exposure from Under Insuring Coverage is $83,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $950/year

Example Cohasset Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 618673293
Year Built 196919731998
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount More than 10000000More than 10000000$700000-$800000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Cohasset, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 740,000 Tile Roof 2,360 4 $5000 to $10,000 Deductible 2030 6 Wood siding yes
1961 855,000 Membrane Roof 2,320 4 $1000-$2500 Deductible 870 2 Wood siding No
1976 1,095,000 Wood Shake Roof 3,840 5 $5000 to $10,000 Deductible 1230 3 Wood siding No
1968 830,000 Slate Shingles Roof 2,490 4 $2500-$5000 Deductible 860 3 Stone Siding yes
1995 1,750,000 Metal Roof 4,660 5 $500- $1000 Deductible 3560 6 Stone Siding yes
1962 1,035,000 Composition Roof 3,200 4 $500 Deductible 6150 9 Fiber-Cement Siding No
1974 865,000 Membrane Roof 2,180 5 $5000 to $10,000 Deductible 5640 12 Wood siding yes
1991 745,000 Slate Shingles Roof 2,050 5 $500- $1000 Deductible 1180 3 Wood siding No
1968 1,180,000 Wood Shake Roof 2,990 5 > $10,000 Deductible 1330 3 Brick siding No
1993 1,495,000 Wood Shake Roof 4,330 5 $5000 to $10,000 Deductible 1340 4 Wood siding yes
1997 835,000 Composition Roof 2,030 4 $500- $1000 Deductible 1560 3 Brick siding No
1996 885,000 Metal Roof 2,500 4 $5000 to $10,000 Deductible 410 1 Stone Siding yes
1994 805,000 Slate Shingles Roof 2,600 5 $500- $1000 Deductible 6220 12 Fiber-Cement Siding yes
1998 1,205,000 Wood Shake Roof 3,010 4 $2500-$5000 Deductible 2660 5 Brick siding yes
1964 1,065,000 Metal Roof 2,550 4 $500- $1000 Deductible 5150 7 Brick siding No
1994 1,150,000 Composition Roof 3,190 4 $5000 to $10,000 Deductible 4300 9 Wood siding yes
1998 950,000 Shingles Roof 3,060 5 $1000-$2500 Deductible 3400 6 Stucco siding yes
1997 1,200,000 Shingles Roof 3,060 5 > $10,000 Deductible 1450 5 Fiber-Cement Siding No
1972 920,000 Tile Roof 2,640 5 $2500-$5000 Deductible 1370 3 Stone Siding yes
1979 635,000 Metal Roof 1,720 5 $500- $1000 Deductible 3270 9 Fiber-Cement Siding yes
1978 1,195,000 Composition Roof 3,100 5 $5000 to $10,000 Deductible 2510 6 Fiber-Cement Siding No
1993 1,300,000 Metal Roof 3,610 5 $500- $1000 Deductible 5770 10 Vinyl siding No
1968 940,000 Slate Shingles Roof 2,920 4 $500 Deductible 3150 5 Stucco siding yes
1942 910,000 Membrane Roof 2,780 4 > $10,000 Deductible 3420 10 Vinyl siding yes
1963 975,000 Asphalt Shingles Roof 2,320 4 $1000-$2500 Deductible 1900 4 Wood siding No
1993 920,000 Metal Roof 2,310 5 $2500-$5000 Deductible 1270 4 Vinyl siding yes
1997 1,155,000 Slate Shingles Roof 2,910 4 $500- $1000 Deductible 4180 6 Stucco siding No
1994 1,485,000 Membrane Roof 3,640 5 $1000-$2500 Deductible 3050 5 Fiber-Cement Siding No
1974 685,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 1980 5 Brick siding yes
1964 1,450,000 Slate Shingles Roof 3,570 5 > $10,000 Deductible 2440 7 Wood siding yes
1977 900,000 Shingles Roof 2,930 4 > $10,000 Deductible 3700 8 Wood siding yes
1940 820,000 Tile Roof 2,000 4 $5000 to $10,000 Deductible 2310 8 Vinyl siding No
1999 1,555,000 Asphalt Shingles Roof 4,350 5 > $10,000 Deductible 3830 10 Stucco siding No
1973 585,000 Wood Shake Roof 1,890 4 $500 Deductible 840 2 Fiber-Cement Siding yes