Coachella Insurance Rates:

Coachella, CA homeowners insurance is about $502 to $681, about $41-$56/month. Our thorough analysis reveals consumers can save as much as $236 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
The customer service is great they respond quickly, they are helpful and friendly. They will answer any questions you have no matter how silly they are.
Safeco Insurance
They are always there when I need them and even in the middle of the night they have very knowledgeable people answering the phone

Coachella, CA Homeowners Insurance By Home Value

Coachella, CA Home Value Total Homes % of Total Average Coachella, CA Homeowners Insurance
Less than $50,000 279 4.0% $94
$50,000 to $59,999 80 1.0% $201
$70,000 to $79,999 200 3.0% $290
$80,000 to $89,999 361 6.0% $331
$90,000 to $99,999 201 3.0% $367
$100,000 to $124,999 1,039 17.0% $426
$125,000 to $149,999 771 13.0% $538
$150,000 to $174,999 1,053 18.0% $633
$175,000 to $199,999 593 10.0% $734
$200,000 to $249,999 585 10.0% $882
$250,000 to $299,999 404 6.0% $1077
$300,000 to $399,999 172 2.0% $1367

Top Home Insurance Agents Near Coachella, CA

Home Insurance Company Near Coachella, CA Homeowners Insurance Agency Near Coachella, CA Address
Travelers Desert View Insurance Agency 74040 HIGHWAY 111 STE L-228, PALM DESERT, CA, 92260
Allstate Max Johartchi 70390 Highway 111 Ste 104, Rancho Mirage, CA, 92270
Travelers Mills Insurance Services 44751 VILLAGE CT STE 100, PALM DESERT, CA, 92260
Travelers Palm Valley Insurance Services Inc 47040 WASHINGTON ST STE 3202, LA QUINTA, CA, 92253
State Farm Peggy Ames 44-740 Monterey Avenue, Palm Desert, CA, 92260-3326

Cost Of Homeowners Insurance By Street Near Coachella, CA

Streets in Coachella Area Homeowners Insurance Cost
Corte Soleado, Lincoln, Fiesta Rd, US Hwy 111, Pueblo Bonito Ave, Contento St, Dekens Ct, Rodrejo St, Naomi Ct, Monteloma$594
Palomar Ct, Elsworth Pl, Ave Cedrus, Crescent Way, Fiore, Midland Rd, Royal Ct, Mariana Ave, Cll Zamora, Cll Ocaso$592
Pinto Rd, Cinnabar Ln, Las Palmas St, Quail Mountain Ter, Prosecco Way, Tripoli Way, Cll Tecomaria, Pomelo Verano Dr, Exeter Ct, Romero St$592
Riunone Pl, Redondo Norte, Indio Springs Dr, Copperidge St, Azzura Way, Colibri Ct, Mary Ct, Ave Maria, Palowalla Rd, Gardenia$593
53rd Ave, Corte Bernardo, Cll Pizano, Regatta Ct, Malvacia Way, Lime Dr, Citrus Dr, Ferro Dr, Pepper Dr, Palazo St$585

Coachella, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Coachella$88 to $90
Thermal$85
Vista Santa Rosa$90
La Quinta$93

Coachella, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thermal CDP, California $71 $95 $142
Vista Santa Rosa CDP, California $75 $100 $150
Indio city, California $75 $100 $150

Coachella, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Coachella, CA3.4%12.4%
Thermal3.76%10.3%
Vista Santa Rosa3.83%10.21%
Indio2.63%9.9%

Coachella Renters Insurance as a Percentage of Rent

Coachella Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 189 6.0% $1254
$500 to $749 744 26.0% $1929
$750 to $999 1,057 37.0% $2679
$1,000 to $1,499 455 15.0% $3804
$1,500 or more 382 13.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Coachella For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewSafeco531
150000500NewLiberty Ins Corp517
200000500NewOregon Mutual482
2500001000NewAmerican Modern748
300000500NewStillwater Prop & Cas Co781
4000001000NewAmco896
4000001000NewStillwater Ins Co808
7500002500NewCSE Safeguard1229
1500005001-3 YearsHorace Mann P & C414
2000005001-3 YearsOregon Mutual548
2000005001-3 YearsPrivilege Underwriters Exch1054
2500005001-3 YearsChubb/Federal1264
2500005001-3 YearsUniversal North America534
50000010001-3 YearsAIG Prop Cas1724
50000010001-3 YearsIntegon/National1245
50000025001-3 YearsForemost Insurance1743
50000025001-3 YearsHorace Mann P & C1205
50000025001-3 YearsPrivilege Underwriters Exch1596
2000005004-6 YearsAmerican Reliable534
3000005004-6 YearsAmco1113
3000005004-6 YearsMetropolitan Direct1374
1500002507-15 YearsCalifornia Capital567
1500005007-15 YearsAmerican Reliable463

Coachella, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Coachella Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Coachella Home Owner from High Deductible Plan $600

Coachella, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Coachella, CA Home Replacement Value MORE than Home Value Coachella, CA Home Replacement Value LESS than Home Value
Replacement Value $155,000 $102,000
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Coachella Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 322844
Year Built 200719902011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$125000-$150000$200000-$250000
Deductible > $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Coachella, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 190,000 Composition Roof 2,060 3 $500- $1000 Deductible 300 7 Brick siding yes
2011 415,000 Tile Roof 4,920 5 $500- $1000 Deductible 1190 10 Vinyl siding No
2008 170,000 Tile Roof 1,880 3 $2500-$5000 Deductible 20 1 Wood siding No
2007 130,000 Slate Shingles Roof 1,470 3 $500 Deductible 100 3 Vinyl siding No
2007 270,000 Slate Shingles Roof 2,860 5 $500 Deductible 610 9 Stone Siding yes
2008 265,000 Membrane Roof 3,090 4 $500 Deductible 140 3 Fiber-Cement Siding yes
2014 125,000 Asphalt Shingles Roof 1,510 5 $2500-$5000 Deductible 20 1 Vinyl siding yes
1997 130,000 Wood Shake Roof 1,570 3 $500 Deductible 140 4 Brick siding yes
2013 180,000 Asphalt Shingles Roof 1,620 3 $5000 to $10,000 Deductible 430 12 Wood siding No
2002 380,000 Asphalt Shingles Roof 4,660 5 $5000 to $10,000 Deductible 110 2 Brick siding No
2014 210,000 Composition Roof 1,940 3 > $10,000 Deductible 350 12 Wood siding yes
1993 140,000 Shingles Roof 1,610 3 $2500-$5000 Deductible 220 10 Stone Siding yes
1992 200,000 Metal Roof 2,290 5 $1000-$2500 Deductible 320 7 Brick siding yes
2010 370,000 Composition Roof 4,170 5 $500- $1000 Deductible 800 9 Fiber-Cement Siding yes
2008 220,000 Asphalt Shingles Roof 2,540 4 $500 Deductible 210 5 Stucco siding No
1990 120,000 Tile Roof 1,630 3 $1000-$2500 Deductible 200 10 Vinyl siding No
2004 150,000 Slate Shingles Roof 1,750 3 $500- $1000 Deductible 170 4 Brick siding No