Clyde Insurance Rates:

Clyde, NC homeowners insurance is approximately $506 to $694, about $42-$57/month. Our in depth research reveals consumers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clyde, NC Homeowners Insurance By Home Value

Clyde, NC Home Value Total Homes % of Total Average Clyde, NC Homeowners Insurance
Less than $50,000 290 16.0% $90
$50,000 to $59,999 43 2.0% $198
$60,000 to $69,999 43 2.0% $246
$70,000 to $79,999 83 4.0% $282
$90,000 to $99,999 53 3.0% $360
$100,000 to $124,999 245 14.0% $414
$125,000 to $149,999 103 5.0% $522
$150,000 to $174,999 213 12.0% $618
$175,000 to $199,999 118 6.0% $714
$200,000 to $249,999 109 6.0% $858
$250,000 to $299,999 240 13.0% $1050
$300,000 to $399,999 183 10.0% $1332

Top Home Insurance Agents Near Clyde, NC

Home Insurance Company Near Clyde, NC Homeowners Insurance Agency Near Clyde, NC Address
NA Roberts & Phillips Insurance Agency, Inc. 680 W Us Highway 19E Byp , Burnsville, NC, 28714
NA The Griffin Agency 26 N Main St , Mars Hill, NC, 28754
Travelers Brank Insurance Agency 9 Georgia Ave, Weaverville, NC, 28787
Travelers Earl F Penny Ins Agency Inc 225 SIXTH AVE W, HENDERSONVILLE, NC, 28739
State Farm Lisa Crum 2195 E Andrew Jnson Hwy, Greeneville, TN, 37745-4374

Cost Of Homeowners Insurance By Street Near Clyde, NC

Streets in Clyde Area Homeowners Insurance Cost
Sunshine Ln, State Rd 1516, Hilliard Dr, Paragon Pkwy, Crestridge Dr, Robinson Rd, State Rd 1550, Ison St, Twinkle Star Dr, Frank St$589
Merrie Way, Blind Sams Cove, S Hill St, Jade St, Haywood Ave, State Rd 1120, Ransom Rd, State Rd 1539, State Rd 1565, Strickland Dr$619
Reservoir Rd, Hammock Dr, State Rd 1877, Ivanhoe Ct, State Rd 1523, Seagraves Ln, Pasadena St, Newland Pl, Riverview Dr, Dream Catcher Ridge$604
Charlie Mull Rd, Danielwood Ct, Happy Hollow Access Rd, State Rd 1821, Pippin Ln, Woodview Dr, Roxies Way, Goodwin Rd, Wall St, Sheppard St$593
Jule Noland Dr, Sunflower Dr, Shackford Hall Rd, State Rd 1114, Pride Mountain Rd, Benton Dr, State Rd 1823, Asheville Rd, Hummingbird Ln, Hy Vu Dr$590
Woolsey Hts, Nesbitt St, Sarah Ln, Chestnut Wood Dr, Cogburn Farm Rd, State Rd 1584, Cobblestone Dr, Old Orchard Rd, Cloverhill Rd, Howling Meadows Ln$593
Heritage Ct, Sierra Pt, King St, Tee Box Way, Scruggs Cir, Sunnybrook Trl, Old River Rd, State Rd 1800, Joshua Ln, Donaldson Pl$597
Fernwood Rd, State Rd 1810, Impala Dr, State Rd 1621, P J Dr, Holston Village Rd, Compromise Dr, Branscombe Rd, Misti Leigh Ln, Clark Ln$610
Grady Gibson Dr, Hoosier Ct, State Rd 1509, Haywood Office Pk, Clellie View Dr, Proud Merry Trl, Carolina Blvd, Magnolia Dr, Brookside St, Stamey Cove Rd$637
Yellowwood Rd, Kenai Trl, Harrell Dr, Froggy Bottom Trl, Davis Hill Rd, Keeter Rd, State Rd 1646, Bethany Pl, Through St, Moody Dr$607

Clyde, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clyde$89 to $92
West Canton$88
Lake Junaluska$94
Haywood County$90

Clyde, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Canton CDP, North Carolina $88 $117 $176
Lake Junaluska CDP, North Carolina $95 $126 $189
Canton town, North Carolina $89 $118 $177

Clyde, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clyde, NC4.8%14.8%
West Canton4.3%16.7%
Lake Junaluska4.03%14.26%
Canton4.64%13.59%

Clyde Renters Insurance as a Percentage of Rent

Clyde Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 163 17.0% $1227
$500 to $749 446 47.0% $1902
$750 to $999 153 16.0% $2652
$1,000 to $1,499 141 15.0% $3777
$1,500 or more 29 3.0% $5427

Clyde, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Clyde Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,300$10,100
Net Savings to Clyde Home Owner from High Deductible Plan $1,200

Clyde, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clyde, NC Home Replacement Value MORE than Home Value Clyde, NC Home Replacement Value LESS than Home Value
Replacement Value $193,000 $143,500
Insurance Premium based on Replacement Value $1,050 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Clyde Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 515150
Year Built 200619691973
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Clyde, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 150,000 Asphalt Shingles Roof 1,890 3 $5000 to $10,000 Deductible 490 10 Vinyl siding yes
1986 220,000 Asphalt Shingles Roof 2,030 4 $1000-$2500 Deductible 640 7 Wood siding No
2009 275,000 Metal Roof 2,530 4 $500 Deductible 830 7 Stucco siding yes
2010 175,000 Wood Shake Roof 2,280 4 $5000 to $10,000 Deductible 170 3 Vinyl siding No
2011 180,000 Shingles Roof 1,900 3 $500- $1000 Deductible 360 7 Wood siding yes
1978 300,000 Asphalt Shingles Roof 2,900 4 $1000-$2500 Deductible 170 2 Stucco siding yes
1998 355,000 Membrane Roof 3,360 4 $500- $1000 Deductible 1290 9 Wood siding No
1998 180,000 Composition Roof 2,040 3 $2500-$5000 Deductible 500 9 Brick siding yes
2007 180,000 Wood Shake Roof 1,620 3 $500- $1000 Deductible 200 3 Wood siding No
1963 125,000 Membrane Roof 1,590 3 $1000-$2500 Deductible 440 10 Stone Siding No
1978 200,000 Composition Roof 1,970 4 $2500-$5000 Deductible 370 6 Stone Siding No
2000 170,000 Membrane Roof 1,940 3 $500- $1000 Deductible 330 5 Vinyl siding yes
1999 130,000 Composition Roof 1,600 4 $2500-$5000 Deductible 500 9 Stone Siding yes
1992 235,000 Membrane Roof 2,520 4 $500 Deductible 740 12 Stone Siding yes
2003 170,000 Wood Shake Roof 1,620 4 $2500-$5000 Deductible 620 10 Vinyl siding No
1963 280,000 Metal Roof 3,180 4 $2500-$5000 Deductible 370 4 Stone Siding yes
2010 240,000 Wood Shake Roof 2,490 4 > $10,000 Deductible 360 7 Vinyl siding yes
2007 335,000 Asphalt Shingles Roof 3,300 4 > $10,000 Deductible 460 7 Brick siding yes
1964 280,000 Composition Roof 2,820 4 $500- $1000 Deductible 1390 12 Fiber-Cement Siding No
1991 200,000 Tile Roof 2,360 3 $500 Deductible 150 2 Wood siding yes
2006 270,000 Slate Shingles Roof 2,770 4 $1000-$2500 Deductible 110 1 Fiber-Cement Siding No
1971 185,000 Composition Roof 2,230 3 $5000 to $10,000 Deductible 380 9 Wood siding No
1984 230,000 Metal Roof 2,420 4 $500- $1000 Deductible 440 6 Stucco siding No
1995 190,000 Shingles Roof 1,690 4 $2500-$5000 Deductible 550 9 Wood siding yes
1973 135,000 Composition Roof 1,650 3 $2500-$5000 Deductible 220 5 Wood siding yes
2013 175,000 Metal Roof 2,240 3 $5000 to $10,000 Deductible 370 9 Brick siding No
1979 175,000 Shingles Roof 1,580 3 $5000 to $10,000 Deductible 470 12 Brick siding No
1987 250,000 Metal Roof 2,690 4 $5000 to $10,000 Deductible 630 8 Wood siding No
1962 225,000 Metal Roof 2,470 4 $1000-$2500 Deductible 170 2 Stone Siding No
1981 120,000 Metal Roof 1,280 3 $500 Deductible 100 2 Stucco siding yes
1977 205,000 Asphalt Shingles Roof 1,930 3 > $10,000 Deductible 260 6 Wood siding No
1975 190,000 Tile Roof 1,670 3 $2500-$5000 Deductible 600 10 Stucco siding No