Clute Insurance Rates:

Clute, TX homeowners insurance is approximately $850 to $1,158, about $70-$96/month. Our exhaustive analysis shows customers can save upto $401 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clute, TX Homeowners Insurance By Home Value

Clute, TX Home Value Total Homes % of Total Average Clute, TX Homeowners Insurance
Less than $50,000 480 24.0% $341
$50,000 to $59,999 232 11.0% $732
$60,000 to $69,999 237 12.0% $903
$70,000 to $79,999 132 6.0% $1044
$80,000 to $89,999 130 6.0% $1184
$90,000 to $99,999 59 3.0% $1325
$100,000 to $124,999 141 7.0% $1526
$125,000 to $149,999 166 8.0% $1917
$150,000 to $174,999 88 4.0% $2269
$175,000 to $199,999 99 5.0% $2610
$200,000 to $249,999 84 4.0% $3142
$250,000 to $299,999 62 3.0% $3845
$300,000 to $399,999 38 1.0% $4879

Top Home Insurance Agents Near Clute, TX

Home Insurance Company Near Clute, TX Homeowners Insurance Agency Near Clute, TX Address
NA Katzenellenbogen Jewelers Insurance Specialists 5550 N Braeswood Blvd #30, Houston, TX, 77096
NA Dolan Insurance 413 E. Nasa Rd 1, Webster, TX, 77598
Travelers Alireza Tosian 995 E NASA PKW, HOUSTON, TX, 77058
Travelers James Jason Means 822 W MAIN STREET, LEAGUE CITY, TX, 77573
State Farm Ron Donelson 4110 Bellaire Blvd, Houston, TX, 77025-1057

Cost Of Homeowners Insurance By Street Near Clute, TX

Streets in Clute Area Homeowners Insurance Cost
Willow Dr, Pompano Dr, Highland Park, Highland Park Ave, George St, Jolly Roger Dr, Caisson St, Monument Dr, Ayers Rd, Moffett Rd$1,006
Teal Dr, N Velasco Blvd, Timberwood Dr, Doubloon Dr, Bay Ave, Stratton Ridge Rd, White Cap Dr, Sweetleaf Ct, Co Rd 745, Blue Water Hwy$1,009
Lake St, Co Rd 503, Burch Cir, Angel Wing St, Luciana St, Nasturtium St, Jackson, Jeffers Rd, Roddy St, S Lazy Ln$1,010
Seashell Dr, Peppermint Ct, Co Rd 433, Allen Rd, Evergreen Church Rd, Co Rd 744, Glenwood St, Bayshore Dr, Southern Oaks Ct, Lakewood Dr$1,004
Sealy St, N Shanks St, Fort Velasco Dr, Tamanda Ln, Brazosport Blvd S, Shady Ln, Dixie Dr N, McKee St, Co Rd 257B, Stony Point Ct$1,030

Clute, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clute$149 to $151
Lake Jackson$156
Oyster Creek$148
Richwood$154

Clute, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Jackson city, Texas $156 $208 $312
Oyster Creek city, Texas $149 $198 $297
Richwood city, Texas $155 $206 $309

Clute, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clute, TX7.2%20.8%
Lake Jackson5.84%15.93%
Oyster Creek8.44%22.3%
Richwood5.71%18.01%

Clute Renters Insurance as a Percentage of Rent

Clute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 139 7.0% $1260
$500 to $749 706 39.0% $1935
$750 to $999 543 30.0% $2685
$1,000 to $1,499 380 21.0% $3810

Clute, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Clute Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Clute Home Owner from High Deductible Plan $600

Clute, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clute, TX Home Replacement Value MORE than Home Value Clute, TX Home Replacement Value LESS than Home Value
Replacement Value $208,500 $122,000
Insurance Premium based on Replacement Value $2,150 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $400/year

Example Clute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 325754
Year Built 198019941964
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Clute, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 70,000 Membrane Roof 1,040 2 $500 Deductible 250 5 Fiber-Cement Siding No
1986 160,000 Metal Roof 2,930 4 $500 Deductible 480 5 Wood siding yes
2008 145,000 Membrane Roof 2,340 3 $500 Deductible 980 8 Stucco siding No
1977 65,000 Shingles Roof 950 2 $2500-$5000 Deductible 330 9 Vinyl siding yes
2007 150,000 Tile Roof 2,970 4 $500- $1000 Deductible 320 3 Stone Siding yes
1972 115,000 Membrane Roof 1,790 2 $500 Deductible 770 9 Vinyl siding No
1995 105,000 Tile Roof 1,940 3 $500- $1000 Deductible 350 4 Stucco siding yes
1963 230,000 Metal Roof 3,380 4 > $10,000 Deductible 1090 12 Brick siding No
1964 100,000 Composition Roof 1,910 4 $500 Deductible 150 2 Stone Siding yes
1976 50,000 Slate Shingles Roof 990 2 $1000-$2500 Deductible 120 5 Stucco siding No
1996 185,000 Wood Shake Roof 2,630 4 $5000 to $10,000 Deductible 360 5 Fiber-Cement Siding No
1990 150,000 Shingles Roof 2,570 4 $2500-$5000 Deductible 300 4 Stucco siding yes
1960 95,000 Membrane Roof 1,620 2 $500 Deductible 430 5 Stone Siding yes
2012 70,000 Tile Roof 1,350 2 $2500-$5000 Deductible 420 8 Fiber-Cement Siding No
1963 100,000 Composition Roof 1,770 2 $500 Deductible 280 4 Stucco siding yes
2001 80,000 Metal Roof 1,520 3 $500- $1000 Deductible 390 7 Stucco siding yes
2004 85,000 Composition Roof 1,420 3 $2500-$5000 Deductible 290 6 Wood siding yes
2004 75,000 Shingles Roof 1,330 2 $500 Deductible 500 7 Brick siding No
1994 95,000 Asphalt Shingles Roof 1,800 2 $500 Deductible 670 8 Brick siding yes
2014 135,000 Metal Roof 2,320 4 $500- $1000 Deductible 1440 12 Fiber-Cement Siding No
2014 140,000 Tile Roof 2,210 4 $500 Deductible 1340 12 Wood siding No
1980 75,000 Shingles Roof 1,480 2 $1000-$2500 Deductible 440 8 Stone Siding No
2002 105,000 Membrane Roof 2,020 4 $1000-$2500 Deductible 360 6 Vinyl siding No
2006 155,000 Slate Shingles Roof 2,240 3 $5000 to $10,000 Deductible 370 5 Wood siding No
2012 60,000 Tile Roof 980 2 $1000-$2500 Deductible 40 1 Brick siding yes
2011 175,000 Tile Roof 2,840 4 $500- $1000 Deductible 530 5 Vinyl siding No
1960 70,000 Tile Roof 1,480 2 $1000-$2500 Deductible 180 4 Stone Siding yes
1975 90,000 Slate Shingles Roof 1,500 2 $1000-$2500 Deductible 310 8 Brick siding No
2003 135,000 Membrane Roof 1,980 4 $2500-$5000 Deductible 480 7 Stone Siding No
2010 95,000 Tile Roof 1,320 3 $1000-$2500 Deductible 200 3 Vinyl siding No