Clovis Insurance Rates:

Clovis, CA homeowners insurance is roughly $517 to $700, about $43-$58/month. Our complete guide indicates shoppers can save as much as $243 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
After doing extensive and time-consuming online research, i gleaned that state farm had the most reasonable rates for the most comprehensive coverage.
State Farm
As if now i am not making a steady income, so they're rates are a little high for me as of right now.
Allstate
I appreciate that there are many different options for me to choose from. it really let me customize my insurance to my current needs.

Clovis, CA Homeowners Insurance By Home Value

Clovis, CA Home Value Total Homes % of Total Average Clovis, CA Homeowners Insurance
Less than $50,000 778 4.0% $54
$100,000 to $124,999 615 3.0% $255
$125,000 to $149,999 770 4.0% $322
$150,000 to $174,999 1,922 10.0% $377
$175,000 to $199,999 1,448 8.0% $438
$200,000 to $249,999 3,612 20.0% $529
$250,000 to $299,999 3,396 19.0% $645
$300,000 to $399,999 4,491 25.0% $822

Top Home Insurance Agents Near Clovis, CA

Home Insurance Company Near Clovis, CA Homeowners Insurance Agency Near Clovis, CA Address
Farmers Chris Collier 903 Pollasky Ave, Clovis, CA, 93612
State Farm Jack Franks 964 Pollasky Ave, Clovis, CA, 93612-2269
Farmers Jesse Beltran 3467 W Shaw Ave Ste 100, Fresno, CA, 93711
Farmers Maria Mota 1932 W Sunnyside Ave, Visalia, CA, 93277
State Farm Steph Flores Peters 371 E Bullard Ave Ste 104, Fresno, CA, 93710-5217

Cost Of Homeowners Insurance By Street Near Clovis, CA

Streets in Clovis Area Homeowners Insurance Cost
Houston Ave, W Bedford, Rialto Ave, W Sierra, Megan Ave, N Judy Ave, Bellaire Way, N Harvard Ave, N Fancher Ln, N Leonard$615
Trenton Ln, N Traverse Ave, N Montana Ave, Applegate Ave, Kaweah, W Kelly Ave, Carolina Ave, N Halifax, Russell Ave, W el Paso Ave$613
N Jasmine, W Decatur, Burl Ave, Cherryfield Ave, Norwich Ave, Backowski Ave, W Richmond, Whittier Ave, Fordham, Purvis$616
Quincy, Miami Ave, Brookhaven Dr, Shirley Ave, Filbert, Windsor Ave, Caesar Ave, W Heritage, Morris Ave, N Air-Fresno Dr$601
Quincy, Miami Ct, Cindy, N Fancher Ave, Fir Ave, Lansing Ave, Karen Ave, N Ezie Ave, Cromwell, Waldby St$611

Clovis, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clovis$91 to $93
Tarpey Village$89
Fresno County$90
Fort Washington$97

Clovis, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tarpey Village CDP, California $74 $99 $148
Fresno County, California $75 $100 $150
Fresno CCD, Fresno County, California $75 $100 $150

Clovis, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clovis, CA2.6%10.0%
Tarpey Village3.34%13.73%
Fresno County3.04%12.25%
Fresno2.94%11.78%

Clovis Renters Insurance as a Percentage of Rent

Clovis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 223 1.0% $1245
$500 to $749 1,985 16.0% $1920
$750 to $999 3,584 29.0% $2670
$1,000 to $1,499 3,982 33.0% $3795
$1,500 or more 2,092 17.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Clovis For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewCalifornia Capital377
1500002504-6 YearsStillwater Prop & Cas Co634
15000025026-40 YearsHorace Mann471
15000025041-70 YearsHartford (Sentinel)766
1500005007-15 YearsUnigard Group627
15000050016-25 YearsHomesite811
15000050041-70 YearsCentury National1199
15000050041-70 YearsOregon Mutual724
15000050041-70 YearsTravelers465
200000500NewIDS Property Casualty511
2000005001-3 YearsGeneral Ins345
2000005001-3 YearsGrange496
2000005001-3 YearsPacific Specialty668
2000005007-15 YearsCalifornia Casualty787
2000005007-15 YearsTokio Marine America375
20000050016-25 YearsAmerican Modern715
20000050026-40 YearsHomesite888
20000050041-70 YearsMAPFRE Group717
2500001000NewOregon Mutual500
25000010001-3 YearsHorace Mann567
25000010001-3 YearsLiberty Ins Corp665
25000010004-6 YearsCalifornia Casualty644
25000010007-15 YearsPacific Specialty866

Clovis, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Clovis Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Clovis Home Owner from High Deductible Plan $600

Clovis, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clovis, CA Home Replacement Value MORE than Home Value Clovis, CA Home Replacement Value LESS than Home Value
Replacement Value $689,000 $465,500
Insurance Premium based on Replacement Value $1,800 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $155,000 Risk Exposure from Under Insuring Coverage is $68,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $425/year

Example Clovis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceGEICO Insurance
Monthly Premium 4155156
Year Built 199920132005
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$700000-$800000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Clovis, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 330,000 Wood Shake Roof 2,420 4 $2500-$5000 Deductible 190 4 Brick siding No
2007 250,000 Tile Roof 1,530 3 > $10,000 Deductible 190 6 Brick siding yes
1987 495,000 Slate Shingles Roof 4,050 5 $2500-$5000 Deductible 90 1 Stucco siding No
2008 730,000 Membrane Roof 4,520 5 > $10,000 Deductible 640 7 Stone Siding yes
2013 330,000 Shingles Roof 2,240 3 $5000 to $10,000 Deductible 590 9 Stucco siding yes
1987 320,000 Composition Roof 2,100 4 $5000 to $10,000 Deductible 450 9 Vinyl siding yes
1992 155,000 Composition Roof 1,380 3 $1000-$2500 Deductible 230 6 Fiber-Cement Siding No
1986 355,000 Tile Roof 2,800 4 > $10,000 Deductible 340 8 Stone Siding yes
2002 175,000 Composition Roof 1,490 3 $5000 to $10,000 Deductible 170 8 Stone Siding yes
1985 565,000 Asphalt Shingles Roof 4,000 5 $500 Deductible 720 8 Stone Siding No
2013 355,000 Shingles Roof 2,210 3 $2500-$5000 Deductible 70 1 Wood siding No
2001 290,000 Composition Roof 2,220 5 $5000 to $10,000 Deductible 280 6 Brick siding No
1983 295,000 Metal Roof 2,210 3 $500- $1000 Deductible 740 12 Stone Siding No
2008 335,000 Membrane Roof 2,113 3 $5000 to $10,000 Deductible 310 3 Stucco siding yes