Clovis, CA homeowners insurance is roughly $517 to $700, about $43-$58/month. Our complete guide indicates shoppers can save as much as $243 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Clovis, CA | Homeowners Insurance Agency Near Clovis, CA | Address |
|---|---|---|
| Farmers | Maria Mota | 1932 W Sunnyside Ave, Visalia, CA, 93277 |
| State Farm | Steph Flores Peters | 371 E Bullard Ave Ste 104, Fresno, CA, 93710-5217 |
| Farmers | Chris Collier | 903 Pollasky Ave, Clovis, CA, 93612 |
| State Farm | Jack Franks | 964 Pollasky Ave, Clovis, CA, 93612-2269 |
| Farmers | Jesse Beltran | 3467 W Shaw Ave Ste 100, Fresno, CA, 93711 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Tarpey Village CDP, California | $74 | $99 | $148 |
| Fresno County, California | $75 | $100 | $150 |
| Fresno CCD, Fresno County, California | $75 | $100 | $150 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Clovis, CA | 2.6% | 10.0% |
| Tarpey Village | 3.34% | 13.73% |
| Fresno County | 3.04% | 12.25% |
| Fresno | 2.94% | 11.78% |
| Clovis Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 223 | 1.0% | $1245 |
| $500 to $749 | 1,985 | 16.0% | $1920 |
| $750 to $999 | 3,584 | 29.0% | $2670 |
| $1,000 to $1,499 | 3,982 | 33.0% | $3795 |
| $1,500 or more | 2,092 | 17.0% | $5445 |
| Streets in Clovis Area | Homeowners Insurance Cost |
|---|---|
| Houston Ave, W Bedford, Rialto Ave, W Sierra, Megan Ave, N Judy Ave, Bellaire Way, N Harvard Ave, N Fancher Ln, N Leonard | $615 |
| Trenton Ln, N Traverse Ave, N Montana Ave, Applegate Ave, Kaweah, W Kelly Ave, Carolina Ave, N Halifax, Russell Ave, W el Paso Ave | $613 |
| N Jasmine, W Decatur, Burl Ave, Cherryfield Ave, Norwich Ave, Backowski Ave, W Richmond, Whittier Ave, Fordham, Purvis | $616 |
| Quincy, Miami Ave, Brookhaven Dr, Shirley Ave, Filbert, Windsor Ave, Caesar Ave, W Heritage, Morris Ave, N Air-Fresno Dr | $601 |
| Quincy, Miami Ct, Cindy, N Fancher Ave, Fir Ave, Lansing Ave, Karen Ave, N Ezie Ave, Cromwell, Waldby St | $611 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Clovis | $91 to $93 |
| Tarpey Village | $89 |
| Fresno County | $90 |
| Fort Washington | $97 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | California Capital | 377 |
| 150000 | 250 | 4-6 Years | Stillwater Prop & Cas Co | 634 |
| 150000 | 250 | 26-40 Years | Horace Mann | 471 |
| 150000 | 250 | 41-70 Years | Hartford (Sentinel) | 766 |
| 150000 | 500 | 7-15 Years | Unigard Group | 627 |
| 150000 | 500 | 16-25 Years | Homesite | 811 |
| 150000 | 500 | 41-70 Years | Century National | 1199 |
| 150000 | 500 | 41-70 Years | Oregon Mutual | 724 |
| 150000 | 500 | 41-70 Years | Travelers | 465 |
| 200000 | 500 | New | IDS Property Casualty | 511 |
| 200000 | 500 | 1-3 Years | General Ins | 345 |
| 200000 | 500 | 1-3 Years | Grange | 496 |
| 200000 | 500 | 1-3 Years | Pacific Specialty | 668 |
| 200000 | 500 | 7-15 Years | California Casualty | 787 |
| 200000 | 500 | 7-15 Years | Tokio Marine America | 375 |
| 200000 | 500 | 16-25 Years | American Modern | 715 |
| 200000 | 500 | 26-40 Years | Homesite | 888 |
| 200000 | 500 | 41-70 Years | MAPFRE Group | 717 |
| 250000 | 1000 | New | Oregon Mutual | 500 |
| 250000 | 1000 | 1-3 Years | Horace Mann | 567 |
| 250000 | 1000 | 1-3 Years | Liberty Ins Corp | 665 |
| 250000 | 1000 | 4-6 Years | California Casualty | 644 |
| 250000 | 1000 | 7-15 Years | Pacific Specialty | 866 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $3,100 |
| Yearly Clovis Homeowner Insurance Premium Example | $1,200 | $700 |
| Out of Pocket Expense During Claim | $1,100 | $3,100 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $7,100 | $6,600 |
| Net Savings to Clovis Home Owner from High Deductible Plan | $500 | |
| Scenario | Clovis, CA Home Replacement Value MORE than Home Value | Clovis, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $707,500 | $546,000 |
| Insurance Premium based on Replacement Value | $1,900 | $1,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $74,500 | Risk Exposure from Under Insuring Coverage is $87,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $200/year |
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | State Farm |
| Monthly Premium | 27 | 45 | 132 |
| Year Built | 2009 | 1995 | 1989 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $350000-$400000 | $500000-$600000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |