Clover Insurance Rates:

Clover, SC homeowners insurance is about $704 to $964, about $58-$80/month. Our comprehensive research reveals consumers can save as much as $333 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
What i like about my insurance company is that it also offers auto and discounts for having multiple insurance coverage through them.
Geico
Another negative about geico is that they send me too much email always asking me if i want to upgrade my policy, feels as though they are really trying to get as much of my money as possible.
State Farm
They have always been helpful with answering questions when i call. and they are always polite when i call.
State Farm
I like the prices they offer and how easy everything is. The customer service is pretty good, I don't have much to compare to but I like this company a lot.
St. Johns Insurance Company
This is the first time I’ve ever looked at the website but it seems like a nice simple layout. The colors are simple blue and white. It feels professional and the moving slideshow is a nice size and good quality. Their mission statement is written out clearly on the first page and there are links to anything that I may need to know.
Centauri Insurance
I access my company through an exchange. It's difficult to find information like what is covered or how much my deductible is. I don't like the navigation of the page.
State Farm
I like that they call me back or are already available when I need to speak with my agent. They are personable and because my agent is local I actually know them.
Allstate
Appearing in Vietnam since 2000, All State is one of the earliest 100% foreign-owned life insurers in Vietnam. After 17 years of business, All State has gradually affirmed its position in the competitive insurance market and is always present in the top 5 most prestigious insurance companies in the market. Continuously improving and upgrading the quality of service, All State wants to become the preferred insurance company in Vietnam, the first choice of customers and partners.

Clover, SC Homeowners Insurance By Home Value

Clover, SC Home Value Total Homes % of Total Average Clover, SC Homeowners Insurance
Less than $50,000 1,008 12.0% $108
$50,000 to $59,999 150 1.0% $233
$60,000 to $69,999 244 2.0% $291
$70,000 to $79,999 174 2.0% $333
$80,000 to $89,999 272 3.0% $383
$90,000 to $99,999 436 5.0% $424
$100,000 to $124,999 629 7.0% $491
$125,000 to $149,999 906 10.0% $616
$150,000 to $174,999 811 9.0% $733
$175,000 to $199,999 502 6.0% $841
$200,000 to $249,999 1,308 15.0% $1016
$250,000 to $299,999 885 10.0% $1241
$300,000 to $399,999 979 11.0% $1574

Top Home Insurance Agents Near Clover, SC

Home Insurance Company Near Clover, SC Homeowners Insurance Agency Near Clover, SC Address
State Farm Dave Mcandrew 7808 Pineville Matthews Rd., Charlotte, NC, 28226-5316
Travelers Isu Oconnor Insurance Associates 1973 203 J N PEASE PL, CHARLOTTE, NC, 28262
Travelers Nc Insurance Exchange Inc 1232 N HWY 16, DENVER, NC, 28037
Liberty Mutual Independent Peoples Choice Ins & Fin Svcs 1734 OLD YORK RD, YORK, SC, 29745
Travelers Triangle Insurance Agency 275 S MAIN ST, TROUTMAN, NC, 28166

Cost Of Homeowners Insurance By Street Near Clover, SC

Streets in Clover Area Homeowners Insurance Cost
Bethel Church Rd, Catawba Ridge Rd, State Rte 43, Lawrence Rd, Green Pond Rd, Patrick Henry Dr, Meadowind Ct, Chestnut Oaks Dr, Dakota Trl, Spruce Hollow Ln$878
Goodwin Ln, State Rte 150, Paul Boyd Rd, Glenn Rd, State Rte 1589, Jackson Lake Ln, Bucleigh Rd, Apple Rd, Quail Trail Ln, York St$820
Moonshadow Hvn, Ole Cambridge Cir, Turner Rd, Logan Pl, Dromedary Ln, State Rte 201, State Rte 204, Dye St, Shady Tree Ln, State Rte 1424$820
Gettysburg Dr, Dragonfly Dr, Meanna Dr, Bellegray Rd, Alexander St, Richland St, Maxwell Dr, Dale Valley Cir, Deal Rd, Francis Knoll Ct$783
Moss Lake Dr, State Rte 1099, Brian Rd, Whiteside Rd, Dunmore Ct, Echo Springs Cir, Landing Pointe Dr, Oakridge Rd, White St, Mallard Ln$800

Clover, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clover$124 to $126
York$121
Lake Wylie$132
Gastonia$88

Clover, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
York CCD, York County, South Carolina $101 $135 $202
Lake Wylie CDP, South Carolina $110 $147 $220
Gastonia township, Gaston County, North Carolina $74 $98 $147

Clover, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clover, SC4.9%23.1%
York5.91%24.66%
Lake Wylie4.21%13.96%
Gastonia4.24%13.1%

Clover Renters Insurance as a Percentage of Rent

Clover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 142 6.0% $786
$300 to $499 192 9.0% $1236
$500 to $749 699 33.0% $1911
$750 to $999 615 29.0% $2661
$1,000 to $1,499 308 14.0% $3786
$1,500 or more 89 4.0% $5436

Clover, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Clover Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,100$8,600
Net Savings to Clover Home Owner from High Deductible Plan $500

Clover, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clover, SC Home Replacement Value MORE than Home Value Clover, SC Home Replacement Value LESS than Home Value
Replacement Value $149,000 $101,000
Insurance Premium based on Replacement Value $1,400 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Clover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceGEICO Insurance
Monthly Premium 7389253
Year Built 200620111984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$500000-$600000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Clover, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 285,000 Membrane Roof 2,570 5 $1000-$2500 Deductible 130 1 Fiber-Cement Siding No
2003 245,000 Wood Shake Roof 1,940 3 $5000 to $10,000 Deductible 840 9 Fiber-Cement Siding yes
1998 255,000 Tile Roof 2,800 4 $500 Deductible 460 3 Brick siding yes
2013 320,000 Tile Roof 2,580 4 $500 Deductible 420 2 Brick siding No
2012 110,000 Asphalt Shingles Roof 1,220 3 $2500-$5000 Deductible 510 10 Fiber-Cement Siding No
2010 165,000 Composition Roof 1,860 3 $1000-$2500 Deductible 590 6 Stone Siding No
2008 390,000 Wood Shake Roof 3,960 5 $1000-$2500 Deductible 1070 4 Brick siding yes
1998 605,000 Membrane Roof 4,860 5 $1000-$2500 Deductible 4510 12 Stone Siding No
1991 250,000 Membrane Roof 2,050 3 $5000 to $10,000 Deductible 130 1 Wood siding yes
1981 150,000 Wood Shake Roof 1,560 3 $1000-$2500 Deductible 480 7 Wood siding yes
1982 285,000 Wood Shake Roof 2,920 4 $500- $1000 Deductible 550 3 Wood siding yes
2012 190,000 Wood Shake Roof 1,740 4 $500- $1000 Deductible 1110 9 Stucco siding yes
1994 360,000 Tile Roof 3,280 4 $1000-$2500 Deductible 250 1 Vinyl siding No
2009 395,000 Wood Shake Roof 3,600 5 > $10,000 Deductible 1240 10 Wood siding yes
1991 285,000 Shingles Roof 2,930 4 $1000-$2500 Deductible 550 5 Fiber-Cement Siding yes
1984 160,000 Metal Roof 1,790 3 $5000 to $10,000 Deductible 270 4 Stucco siding yes
2012 170,000 Asphalt Shingles Roof 2,020 4 $500 Deductible 300 2 Stone Siding No
2014 355,000 Asphalt Shingles Roof 3,080 4 $5000 to $10,000 Deductible 150 1 Vinyl siding No
2009 220,000 Wood Shake Roof 1,760 5 $500 Deductible 620 6 Fiber-Cement Siding yes
1992 260,000 Slate Shingles Roof 3,000 4 > $10,000 Deductible 690 6 Brick siding No
2007 260,000 Asphalt Shingles Roof 2,480 4 > $10,000 Deductible 640 7 Stone Siding yes
1983 235,000 Metal Roof 2,070 3 $5000 to $10,000 Deductible 550 5 Stone Siding No
1989 380,000 Slate Shingles Roof 3,260 4 $500- $1000 Deductible 1510 7 Brick siding yes
1992 440,000 Asphalt Shingles Roof 3,650 5 $500- $1000 Deductible 840 3 Stone Siding yes
1992 155,000 Wood Shake Roof 1,490 3 $1000-$2500 Deductible 800 9 Vinyl siding No
1980 570,000 Slate Shingles Roof 4,660 5 $500 Deductible 380 1 Vinyl siding yes