Clinton Insurance Rates:

Clinton, OH homeowners insurance is approximately $586 to $797, about $48-$66/month. Our detailed research indicates shoppers can save upto $276 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allied Insurance
The customer service has been adequate. They have always been able to answer my questions and take care of my concerns.
Liberty Mutual
I like that I can bundle my home and auto insurance policies into a year long policy. Most insurers only offered six month policies or less which I don't like. I feel I got a good deal with Liberty Mutual and their annual policies.
Allstate
I have always received easy and full communication whenever I have sought it with my homeowner's insurance company.
Allstate
Communication with a state farm insurance representative is good (we have a personal favorite to use!) and she is very helpful in explaining our insurance situation. We use her for not only home but the car also.
American Family
I have always had positive interactions with american family. the local office is very helpful when i need to make changes or if i have questions.
State Farm
I like that they are cheaper than competitors that i found while searching for new insurance when i moved to a new house.
American Family
I had an insurance agent that i really liked. he was an older gentleman but not too old. he was hilarious though. every time i would go see him for an appt i remembered why i stuck with him. then he retired and some lady took over. i haven't even met her. she's not nearly as good as he was.

Clinton, OH Homeowners Insurance By Home Value

Clinton, OH Home Value Total Homes % of Total Average Clinton, OH Homeowners Insurance
Less than $50,000 433 8.0% $159
$50,000 to $59,999 197 3.0% $346
$60,000 to $69,999 286 5.0% $429
$70,000 to $79,999 372 7.0% $491
$80,000 to $89,999 692 13.0% $560
$90,000 to $99,999 482 9.0% $622
$100,000 to $124,999 1,006 19.0% $726
$125,000 to $149,999 551 10.0% $906
$150,000 to $174,999 506 9.0% $1072
$175,000 to $199,999 273 5.0% $1238
$200,000 to $249,999 212 4.0% $1487
$250,000 to $299,999 145 2.0% $1819
$300,000 to $399,999 73 1.0% $2311

Top Home Insurance Agents Near Clinton, OH

Home Insurance Company Near Clinton, OH Homeowners Insurance Agency Near Clinton, OH Address
Liberty Mutual Independent Webb Insurance Agency Inc 212 W HIGH ST, LIMA, OH, 45801
NA Coblentz Agency Inc 112 E Washington St , New Madison, OH, 45346
Allstate Bev Dickson 207 S Main St, Bellefontaine, OH, 43311
State Farm Joe Fisher 932 Watertower Ln, W Carrollton, OH, 45449-2444
Travelers Ralph E Wade Ins Agcy Inc 620 N MAIN ST, SPRINGBORO, OH, 45066

Cost Of Homeowners Insurance By Street Near Clinton, OH

Streets in Clinton Area Homeowners Insurance Cost
Little Turtle Way, Cedarbrook Pl, Russell Rd, Riverside Dr, Twp Hwy 82, McCartyville Rd, Karen Ave, Miami River Rd, N Walnut Ave, Old English Ct$719
Houston Rd, Oakmont Ct, Heatherway Ct, Co Hwy 132, Marilyn Dr, Ross St, Loramie Washington Rd, E Parkwood St, Schenk Rd, Forest St$680
Co Hwy 81, State Rte 705, Cecil Wolke Rd, S Pomeroy Ave, S Main Ave, Maple St, Co Hwy 33, Broadway Ave, Simon Rd, Clear$715
Infirmary Rd, Woodhaven Dr, Columbia Blvd, E Clay St, Thompson-Schiff Rd, Cecil Rd, S Vandemark Rd, Twp Hwy 46, W North St, Twp Hwy 116$722
Co Hwy 25, W Michigan St, Pasco-Montra Rd, Twp Hwy 1, Hamton Ct, Maywood Pl, Fairington Dr, Pioneer Ct, Beechwood St, Stangel Rd$714

Clinton, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clinton$103 to $106
Sidney$103
Shelby County$105
Turtle Creek$109

Clinton, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sidney city, Ohio $104 $138 $207
Shelby County, Ohio $105 $140 $210
Turtle Creek township, Shelby County, Ohio $109 $145 $218

Clinton, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clinton, OH5.5%15.1%
Sidney5.45%15.03%
Shelby County5.09%14.37%
Turtle Creek4.45%15.94%

Clinton Renters Insurance as a Percentage of Rent

Clinton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 1.0% $355
$200 to $299 152 5.0% $805
$300 to $499 201 7.0% $1255
$500 to $749 1,288 47.0% $1930
$750 to $999 573 21.0% $2680
$1,000 to $1,499 332 12.0% $3805
$1,500 or more 150 5.0% $5455

Clinton, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Clinton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Clinton Home Owner from High Deductible Plan $600

Clinton, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clinton, OH Home Replacement Value MORE than Home Value Clinton, OH Home Replacement Value LESS than Home Value
Replacement Value $137,500 $86,000
Insurance Premium based on Replacement Value $625 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Clinton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 223546
Year Built 196519891946
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$125000-$150000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Clinton, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 115,000 Metal Roof 1,450 2 $1000-$2500 Deductible 130 3 Stone Siding No
1989 140,000 Composition Roof 2,310 5 $1000-$2500 Deductible 60 2 Wood siding yes
1996 240,000 Slate Shingles Roof 2,990 4 > $10,000 Deductible 600 12 Stone Siding No
1965 130,000 Wood Shake Roof 2,090 4 $500 Deductible 110 3 Wood siding yes
1982 265,000 Metal Roof 3,650 5 > $10,000 Deductible 390 7 Stucco siding yes
1980 240,000 Tile Roof 3,320 4 $2500-$5000 Deductible 680 9 Stucco siding No
1987 135,000 Shingles Roof 1,860 3 $500- $1000 Deductible 220 5 Vinyl siding No
1975 205,000 Membrane Roof 2,690 4 $1000-$2500 Deductible 50 1 Brick siding No
1962 140,000 Slate Shingles Roof 1,840 3 $500 Deductible 700 12 Stone Siding yes
1942 50,000 Composition Roof 900 2 $1000-$2500 Deductible 100 9 Wood siding No
1949 120,000 Membrane Roof 1,550 2 $1000-$2500 Deductible 260 10 Fiber-Cement Siding yes
2000 135,000 Composition Roof 1,730 5 $500- $1000 Deductible 110 3 Wood siding yes
1960 130,000 Shingles Roof 1,930 5 $500 Deductible 190 5 Fiber-Cement Siding yes
1985 85,000 Metal Roof 1,420 2 $500 Deductible 220 7 Stone Siding No
1976 265,000 Shingles Roof 3,470 5 $2500-$5000 Deductible 670 10 Wood siding yes
1994 170,000 Slate Shingles Roof 2,980 4 $5000 to $10,000 Deductible 260 7 Wood siding No
1975 215,000 Wood Shake Roof 3,100 4 $500- $1000 Deductible 630 10 Fiber-Cement Siding No
1999 95,000 Asphalt Shingles Roof 1,330 3 $1000-$2500 Deductible 110 3 Stucco siding yes
1980 115,000 Tile Roof 1,580 3 $500 Deductible 160 4 Fiber-Cement Siding yes
1986 410,000 Slate Shingles Roof 4,810 5 > $10,000 Deductible 230 3 Stone Siding yes
1963 230,000 Shingles Roof 3,170 4 $5000 to $10,000 Deductible 500 8 Stucco siding yes
1999 135,000 Slate Shingles Roof 1,750 2 $500 Deductible 530 10 Brick siding yes
1998 190,000 Slate Shingles Roof 3,270 4 $2500-$5000 Deductible 420 9 Vinyl siding yes
1991 245,000 Membrane Roof 3,090 4 $500- $1000 Deductible 490 9 Stone Siding yes
1994 300,000 Membrane Roof 4,020 5 $500- $1000 Deductible 90 1 Brick siding No
1969 230,000 Tile Roof 3,060 5 $2500-$5000 Deductible 430 7 Wood siding yes
1960 140,000 Shingles Roof 1,760 4 $500 Deductible 220 7 Stucco siding No
1964 100,000 Tile Roof 1,340 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding yes