Clinton Insurance Rates:

Clinton, MD homeowners insurance is roughly $607 to $824, about $50-$68/month. Our in depth research indicates shoppers can save upto $286 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend the home insurance. when ever i needed help they have 24 hour customer service. when I leave a message the office calls back the next day
Usaa
One thing i like about usaa is how affordable the coverage is, and how much coverage you get. they protect against fire, theft, vandalism, most weather-related events, liability and identity theft. they also have very helpful customer service.
State Farm
Good customer service and interesting ideas from them over time. They know how to help people save money overall. That is a worthwhile attribute for the company.
Geico
Geico home insurance offers very competitive rates and all around the clock customer service. They are always available to answer our questions and make the best of our experience.
State Farm
Our insurance agency offers an office and agent in our home town. That means a lot because claims are processed quickly and if I have a problem I know where to go.
State Farm
I am extremely satisfied with my home insurance company and wouldn't hesitate to give them a very positive "5" rating. They are reasonably priced, provide excellent options, and their customer service is top of the line.
Geico
We previously had Allstate insurance and from what I can tell when comparing policies, it seemed that Geico was offering the same benefits for less cost. I am pretty satisfied with the offerings.
State Farm
I have only had good experiences with my insurance company. The one time I filed a claim for hail damage to my roof, they covered it without any problems and were easy to deal with. I give them 5/5.
Allstate
I like that allstate offers many options for coverage depending on what we would want to repair or replace in the event of a disaster or emergency. for instance, we opted not to insure the shed in the backyard considering we would ideally like to tear it down anyway in the near future. it saved us a bit of money and made sure we weren't wasting resources on things that were not important to us. that's important with two kids under two.
Usaa
Usaa has no history of fraud that we have heard. considering how many insurance companies failed to pay out when hurricane katrina hit, i was glad to hear that usaa was not one of them. i trust usaa.
Allstate
The website is very good. My banking and insurance can be taken care of right on the web without having to call someone.
Progressive
The premium seems on point with other companies (I have researched and compared) but it would be easier if we were able to afford overall/complete coverage so that if anything went wrong with the property on any scale, we were covered.
Usaa
They offer very competitive rates, discounts for bundling services, and discounts for being a customer for so long.
Usaa
The rates are lower other companies. The representatives are extremely easy to reach. I can chat online, via phone call, or email. I am very satisfied.
Liberty Mutual
I have no comparison with policies for other homes in the area. We selected the first policy we looked at. The rate seems fare based on what we pay for our Florida home.
State Farm
I would definitely recommend State Farm home insurance to others because from my experience they are honest, respectful, and kind.
Geico
Excellent customer service coupled with competitive pricing goes a long way in making the face of a company. I do not cringe when I think about calling Geico.

Clinton, MD Homeowners Insurance By Home Value

Clinton, MD Home Value Total Homes % of Total Average Clinton, MD Homeowners Insurance
Less than $50,000 253 3.0% $50
$125,000 to $149,999 108 1.0% $307
$150,000 to $174,999 352 4.0% $364
$175,000 to $199,999 478 5.0% $421
$200,000 to $249,999 1,531 18.0% $507
$250,000 to $299,999 1,888 23.0% $614
$300,000 to $399,999 3,389 41.0% $786

Top Home Insurance Agents Near Clinton, MD

Home Insurance Company Near Clinton, MD Homeowners Insurance Agency Near Clinton, MD Address
Liberty Mutual Independent American Heritage Insurance 1643 Liberty Rd #201, Sykesville, MD, 21784
State Farm Joe Runion 324 Waterloo St, Warrenton, VA, 20186-3116
State Farm Lee Talbot 170 Ritchie Hwy, Severna Park, MD, 21146-1134
State Farm Rodney M. Louis 6422 Grovedale Dr, Alexandria, VA, 22310
State Farm Tom Hans 2708 Mountain Rd Ste B, Pasadena, MD, 21122-2075

Clinton, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Clinton, MD

Streets in Clinton Area Homeowners Insurance Cost
Willow Way, Natahala Dr, Campus Dr, Sylvia Dr, Shield Dr, Plata St, Fulford St, Oriley Dr, Elm Way, Woodelves Way$708
Arbroath Ct, Kidder Rd, Dauphin Ct, Maxfield Ct, Yellow Poplar Ln, Linhurst Dr, Dixon Dr, Elmwood Ln, April St, Abilene Dr$734
Geena Nicole Dr, Sweeney Dr, Small Dr, Foxcroft Pl, Grago Dr, Horseshoe Rd, Jomar Dr, Singer Ct, Deka Pl, Stuart Ln$715
Wooden Bridge Ln, Fillmore Rd, Aaron Ln, Ticonderoga Ct, Drum Point Ln, Buttons Dr, Huntsman Ct, Shires Ct, Danner Dr, Michael Dr$724
Drawbridge Ct, Paul Dr, Clinton Vista Ln, Archery Dr, Townsend Ln, Poplar Hill Dr, Accolade Ct, Commerce Ln, Patagonia Ct, Colorado St$721

Clinton, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clinton$106 to $109
Friendly$108
Camp Springs$106
Oxon Hill$104

Clinton, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Friendly CDP, Maryland $90 $120 $180
Camp Springs CDP, Maryland $89 $118 $177
Oxon Hill CDP, Maryland $87 $116 $174

Clinton, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clinton, MD2.4%9.4%
Friendly2.25%8.78%
Camp Springs2.62%8.68%
Oxon Hill3.03%9.38%

Clinton Renters Insurance as a Percentage of Rent

Clinton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 57 3.0% $327
$200 to $299 46 2.0% $777
$300 to $499 105 6.0% $1227
$500 to $749 75 4.0% $1902
$750 to $999 148 9.0% $2652
$1,000 to $1,499 311 20.0% $3777
$1,500 or more 812 52.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Clinton For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
310,000 500 Frame 35 American Strategic Insurance Corp. 1,263
460,000 1,000 Frame 10 Brethren Mutual Insurance Co. 1,078
310,000 500 Frame 35 Csaa Affinity Insurance Co. 1,434
410,000 1,000 Masonry 15 Chubb National Insurance Co. 1,673
360,000 500 Frame 25 Frederick Mutual Insurance Co. 964
410,000 1,000 Masonry 15 Frederick Mutual Insurance Co. 1,055
460,000 1,000 Frame 10 Horace Mann Insurance Co. 1,526
410,000 1,000 Masonry 15 Ids Property Casualty Ins. Co. 1,094
460,000 1,000 Frame 10 Privilege Underwriters Reciprocal Exch. 1,468
360,000 500 Frame 25 Usaa Casualty Insurance Co. 1,449

Clinton, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$6,300
Yearly Clinton Homeowner Insurance Premium Example $2,700$1,700
Out of Pocket Expense During Claim$1,300$6,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,500$16,500
Net Savings to Clinton Home Owner from High Deductible Plan $1,000

Clinton, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clinton, MD Home Replacement Value MORE than Home Value Clinton, MD Home Replacement Value LESS than Home Value
Replacement Value $448,000 $297,500
Insurance Premium based on Replacement Value $2,600 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $575/year

Example Clinton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceState Farm
Monthly Premium 197467121
Year Built 197420092014
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $600000-$700000$900000-$1000000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Clinton, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 495,000 Composition Roof 3,690 5 $2500-$5000 Deductible 1020 9 Fiber-Cement Siding yes
1982 475,000 Asphalt Shingles Roof 3,150 4 $500- $1000 Deductible 840 4 Wood siding No
1970 490,000 Asphalt Shingles Roof 3,230 5 > $10,000 Deductible 190 2 Stone Siding No
1999 330,000 Asphalt Shingles Roof 1,960 4 $500- $1000 Deductible 420 3 Stone Siding yes
2011 420,000 Wood Shake Roof 3,240 4 > $10,000 Deductible 1130 9 Brick siding No
1994 245,000 Slate Shingles Roof 1,580 5 $1000-$2500 Deductible 610 7 Fiber-Cement Siding yes
2004 230,000 Asphalt Shingles Roof 1,640 4 $2500-$5000 Deductible 350 5 Stucco siding yes
1980 205,000 Membrane Roof 1,540 5 $5000 to $10,000 Deductible 470 7 Stucco siding yes
1977 725,000 Slate Shingles Roof 4,920 5 $500- $1000 Deductible 2530 12 Vinyl siding No
2011 570,000 Wood Shake Roof 3,330 4 $2500-$5000 Deductible 580 4 Fiber-Cement Siding No
2011 635,000 Composition Roof 3,950 5 $5000 to $10,000 Deductible 2040 12 Stucco siding yes
1994 370,000 Metal Roof 1,920 4 > $10,000 Deductible 540 6 Fiber-Cement Siding No
2009 285,000 Tile Roof 2,150 4 $2500-$5000 Deductible 460 6 Fiber-Cement Siding yes
2009 420,000 Composition Roof 2,390 5 > $10,000 Deductible 750 7 Stucco siding yes
1991 455,000 Slate Shingles Roof 3,380 4 $500 Deductible 870 4 Fiber-Cement Siding yes
2013 365,000 Membrane Roof 2,500 4 $500- $1000 Deductible 1000 6 Brick siding No
2009 630,000 Wood Shake Roof 3,340 5 $500 Deductible 3000 10 Stone Siding yes
2004 435,000 Composition Roof 2,240 4 $500- $1000 Deductible 2330 12 Wood siding No
1971 345,000 Asphalt Shingles Roof 2,220 5 > $10,000 Deductible 720 8 Stone Siding No
1981 645,000 Metal Roof 4,470 5 > $10,000 Deductible 630 4 Fiber-Cement Siding yes
2009 680,000 Asphalt Shingles Roof 3,550 5 $1000-$2500 Deductible 1640 9 Vinyl siding No
2005 260,000 Slate Shingles Roof 2,000 4 $2500-$5000 Deductible 80 1 Wood siding yes
1997 370,000 Composition Roof 2,310 4 $1000-$2500 Deductible 910 10 Fiber-Cement Siding No
1992 455,000 Membrane Roof 2,360 4 $1000-$2500 Deductible 680 4 Wood siding yes
1988 400,000 Tile Roof 2,100 5 $2500-$5000 Deductible 1330 10 Stucco siding yes
1971 635,000 Wood Shake Roof 4,250 5 $500 Deductible 760 3 Brick siding yes
1974 565,000 Metal Roof 3,200 4 $2500-$5000 Deductible 1750 7 Stone Siding yes
1971 215,000 Composition Roof 1,630 5 $1000-$2500 Deductible 1120 12 Wood siding yes
2011 425,000 Tile Roof 2,310 4 $500 Deductible 1470 8 Vinyl siding No
1996 515,000 Metal Roof 3,400 5 $1000-$2500 Deductible 550 4 Stucco siding No
1976 325,000 Asphalt Shingles Roof 2,520 4 $500 Deductible 980 10 Stone Siding No
1984 495,000 Slate Shingles Roof 3,160 4 $2500-$5000 Deductible 840 5 Stucco siding No
2010 435,000 Membrane Roof 2,270 4 > $10,000 Deductible 790 8 Vinyl siding yes

How To Make Your Clinton, MD Home Insurance Cheaper

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