Clifton Park Insurance Rates:

Clifton Park, NY homeowners insurance is nearly $528 to $715, about $44-$59/month. Our comprehensive guide indicates shoppers can save as much as $248 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Commerce Insurance
I always get my bills on time, I can set up paperless billing if I want to. I've never had an issue with their communication in this regard.
Travelers
I also enjoy the fact that their customer support is top notch and accommodate any concerns i have with my current home insurance plan.
Usaa
The only way to become a member is to be apart of a family in which one member is a part of the military, i would have loved to be a member years ago. i sort of resent that they do not open it to the public.
Affinity Health Plan
What i like about my insurance company is that the results are usually quick when there is an emergency, and you can visit a doctor in your area instead of the one provided at sign up. it takes one phone call.

Clifton Park, NY Homeowners Insurance By Home Value

Clifton Park, NY Home Value Total Homes % of Total Average Clifton Park, NY Homeowners Insurance
Less than $50,000 148 1.0% $55
$100,000 to $124,999 114 1.0% $242
$125,000 to $149,999 251 2.0% $304
$150,000 to $174,999 533 5.0% $360
$175,000 to $199,999 649 6.0% $422
$200,000 to $249,999 2,354 24.0% $503
$250,000 to $299,999 2,666 27.0% $622
$300,000 to $399,999 2,836 29.0% $789

Top Home Insurance Agents Near Clifton Park, NY

Home Insurance Company Near Clifton Park, NY Homeowners Insurance Agency Near Clifton Park, NY Address
Travelers Cool Insuring Agcy Inc 2 COUNTRY CLUB ROAD STE 1, QUEENSBURY, NY, 12804
Travelers Cormie Agency 354 MAIN ST, HUDSON FALLS, NY, 12839
Erie Culnan Insurance Agency Llc 60 Classic Street, Hoosick Falls, NY, 12090
Liberty Mutual Independent The Richards Group 5293 Main St , Manchester Center, VT, 5255
NA Mountain Top Agency Division Of Claude W. Lutz Po Box 188 Po Box 188 , Windham, NY, 12496

Cost Of Homeowners Insurance By Street Near Clifton Park, NY

Streets in Clifton Park Area Homeowners Insurance Cost
Woodcliff Dr, Cheviot Ct, Pepper Hollow, Spruce Ct, Appletree Ct, Stoney Creek Dr, Hillside Dr, Waite Rd, Almeria Dr, W Parkwood Dr$620
High St, Ashdown Rd, Wedgewood Ct, Hemlock Dr, Sage Ct, Wren St, Meyers Rd, Leonardo Dr, Shadowbrook Dr, London Square Dr$622
Dorchester St, Sterling Heights Dr, Innisbrook Dr, Wood Rd, Woodstock Dr, Rossell Dr, Trethorne Dr, Biette Rd, Roman Dr, Doral Ct$621
Evergreen Ave, Glenridge Rd, McIntosh Ln, Hickory Dr, Pruyn Ave, Brackett Ave, Cemetery Ave, Legends Way, St Andrews Dr, Tabor Rd$611
Woodstead Rd, Fairway Dr, Pebble Beach Dr, Blue Barns Rd, Colina Ln, Wood Dale Dr, Clare Ct, Bluff Rd, Pumpkin Ln, Hillcrest Dr$621

Clifton Park, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clifton Park$93 to $95
Country Knolls$93
Niskayuna$92
Halfmoon$91

Clifton Park, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Country Knolls CDP, New York $93 $124 $186
Niskayuna town, Schenectady County, New York $92 $123 $185
Halfmoon town, Saratoga County, New York $92 $122 $183

Clifton Park, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clifton Park, NY2.6%7.9%
Country Knolls2.76%6.78%
Niskayuna2.6%6.27%
Halfmoon2.91%8.39%

Clifton Park Renters Insurance as a Percentage of Rent

Clifton Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 87 3.0% $1233
$500 to $749 110 4.0% $1908
$750 to $999 950 34.0% $2658
$1,000 to $1,499 1,274 46.0% $3783
$1,500 or more 321 11.0% $5433

Clifton Park, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Clifton Park Homeowner Insurance Premium Example $2,300$2,100
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,400$18,800
Net Savings to Clifton Park Home Owner from High Deductible Plan $600

Clifton Park, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clifton Park, NY Home Replacement Value MORE than Home Value Clifton Park, NY Home Replacement Value LESS than Home Value
Replacement Value $317,500 $232,500
Insurance Premium based on Replacement Value $3,650 $2,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $400/year

Example Clifton Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 119225365
Year Built 201419861990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Clifton Park, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 445,000 Membrane Roof 3,060 5 > $10,000 Deductible 1010 5 Wood siding No
1990 435,000 Slate Shingles Roof 3,050 5 $2500-$5000 Deductible 980 3 Fiber-Cement Siding yes
1976 475,000 Shingles Roof 3,720 5 $500 Deductible 2650 7 Stucco siding No
1971 185,000 Wood Shake Roof 1,350 3 $2500-$5000 Deductible 880 6 Wood siding No
2006 305,000 Shingles Roof 2,130 3 $500- $1000 Deductible 2000 7 Stone Siding No
2008 245,000 Tile Roof 2,010 4 > $10,000 Deductible 550 5 Stucco siding yes
2011 540,000 Asphalt Shingles Roof 3,250 4 $500 Deductible 2140 4 Fiber-Cement Siding yes
1973 335,000 Shingles Roof 2,680 5 > $10,000 Deductible 1050 7 Stone Siding yes
1973 500,000 Shingles Roof 4,100 5 > $10,000 Deductible 1820 9 Fiber-Cement Siding yes
1994 250,000 Wood Shake Roof 2,020 3 $2500-$5000 Deductible 450 3 Stone Siding No
1981 310,000 Membrane Roof 2,160 3 $500- $1000 Deductible 3470 12 Stucco siding No
2003 310,000 Tile Roof 2,080 5 $2500-$5000 Deductible 1130 5 Stucco siding yes
2004 320,000 Asphalt Shingles Roof 2,150 3 $5000 to $10,000 Deductible 1990 12 Stucco siding yes
2012 235,000 Shingles Roof 1,970 3 > $10,000 Deductible 750 6 Brick siding No
1973 270,000 Composition Roof 1,740 4 $2500-$5000 Deductible 400 3 Fiber-Cement Siding No
1990 325,000 Tile Roof 2,500 4 $1000-$2500 Deductible 260 1 Stucco siding No