Homeowners Insurance Cost - Clifton, NJ
Median Home Value - Clifton, NJ
Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
---|---|---|
$500 Deductible | -$13.25 | $1,090.75 |
$1000 Deductible | -$117.24 | $986.76 |
$1500 Deductible | -$175.09 | $928.91 |
$2000 Deductible | -$260.76 | $843.24 |
$2500 Deductible | -$311.33 | $792.67 |
Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
---|---|---|
Newly Constructed Home | -$298 | $806 |
30 year old | +$17 | $1,121 |
40 year old | +$29 | $1,133 |
50 year old | +$42 | $1,146 |
Above 50 year old | +$53 | $1,157 |
Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
---|---|---|
Fire Resistive | -$110 | $994 |
Superior | -$99 | $1,005 |
Masonry | -$55 | $1,049 |
Brick | -$55 | $1,049 |
Hail Resistant Roof | -$33 | $1,071 |
Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
---|---|---|
Owning A Swimming Pool | +$22 | $1,126 |
Swimming Pool With A Diving Board | +$55 | $1,159 |
Swimming Pool With Slide | +$66 | $1,170 |
Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
---|---|---|
Fire Station | $33 | $1,071 |
Police Department | $11 | $1,093 |
Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
---|---|---|
Filing a Second Fire Claim | +$463.68 | $1,568 |
Filing a Second Liability Claim | +$419.52 | $1,524 |
Filing a Second Theft Claim | +$419.52 | $1,524 |
Filing a Second Water Claim | +$364.32 | $1,468 |
Filing a Fire Claim | +$220.8 | $1,325 |
Filing a Liability Claim | +$209.76 | $1,314 |
Filing a Theft Claim | +$209.76 | $1,314 |
Filing a Water Claim | +$176.64 | $1,281 |
Filing a Weather Claim | +$176.64 | $1,281 |