How Much Does Clifton, NJ Home Insurance Cost?
Clifton, NJ Average Homeowners Insurance Cost
$1,104
Homeowners Insurance Cost - Clifton, NJ
$331,800
Median Home Value - Clifton, NJ
Clifton, NJ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.25 | $1,090.75 |
| $1000 Deductible | -$117.24 | $986.76 |
| $1500 Deductible | -$175.09 | $928.91 |
| $2000 Deductible | -$260.76 | $843.24 |
| $2500 Deductible | -$311.33 | $792.67 |
Clifton, NJ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$298 | $806 |
| 30 year old | +$17 | $1,121 |
| 40 year old | +$29 | $1,133 |
| 50 year old | +$42 | $1,146 |
| Above 50 year old | +$53 | $1,157 |
Clifton, NJ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$110 | $994 |
| Superior | -$99 | $1,005 |
| Masonry | -$55 | $1,049 |
| Brick | -$55 | $1,049 |
| Hail Resistant Roof | -$33 | $1,071 |
Clifton, NJ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,126 |
| Swimming Pool With A Diving Board | +$55 | $1,159 |
| Swimming Pool With Slide | +$66 | $1,170 |
Clifton, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,071 |
| Police Department | $11 | $1,093 |
Clifton, NJ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$463.68 | $1,568 |
| Filing a Second Liability Claim | +$419.52 | $1,524 |
| Filing a Second Theft Claim | +$419.52 | $1,524 |
| Filing a Second Water Claim | +$364.32 | $1,468 |
| Filing a Fire Claim | +$220.8 | $1,325 |
| Filing a Liability Claim | +$209.76 | $1,314 |
| Filing a Theft Claim | +$209.76 | $1,314 |
| Filing a Water Claim | +$176.64 | $1,281 |
| Filing a Weather Claim | +$176.64 | $1,281 |