Clifton, NJ homeowners insurance is about $733 to $993, about $61-$82/month. Our thorough research indicates shoppers can save as much as $345 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Clifton, NJ | Homeowners Insurance Agency Near Clifton, NJ | Address |
|---|---|---|
| State Farm | Tom Safar | Exclusive Plaza 322 Rt 9 and Union Hill Road, Englishtown, NJ, 7726 |
| Travelers | William J Chabina Co Inc | 30 Whitney Ave, Syosset, NY, 11791 |
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Passaic city, New Jersey | $129 | $172 | $258 |
| Brookdale CDP, New Jersey | $131 | $174 | $261 |
| Upper Montclair CDP, New Jersey | $143 | $191 | $287 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Clifton, NJ | 2.7% | 7.3% |
| Passaic | 2.49% | 7.17% |
| Brookdale | 2.37% | 7.27% |
| Upper Montclair | 2.0% | 7.98% |
| Clifton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 283 | 2.0% | $1227 |
| $500 to $749 | 433 | 3.0% | $1902 |
| $750 to $999 | 1,884 | 17.0% | $2652 |
| $1,000 to $1,499 | 5,367 | 49.0% | $3777 |
| $1,500 or more | 2,778 | 25.0% | $5427 |
| Streets in Clifton Area | Homeowners Insurance Cost |
|---|---|
| Lockwood Pl, Oak Hill Rd, Chambers Ct, Maplewood Ave, Wiedeman Ave, Notch Rd, Johnson St, Fitzgerald Ave, Harvey Rd, Margery Ct | $863 |
| Birchwood Ter, E 7th St, Tufts Rd, Josh Ct, Federal St, Kingsland Ave, Bruan Pl, Lisbon St, Alfred St, Sussex Rd | $863 |
| Annabelle Ave, Rose St, Madeline Ave, Brannon Ct, Ferncliff St, Kruger Ct, E 11th St, Passaic County 603, Marilyn Pl, Lorrie Ln | $860 |
| Jennifer Ct, Breen Ct, Putnam Pl, Kowal St, Troast Ct, Surrey Ln, 7th St, la Salle Ave, Plymouth Rd, East Pkwy | $873 |
| Merselis Ave, Noll Ter, Marie Pl, Melody Hill Rd, Ladwik Ln, Frances St, Gillies St, Merselis Ave, Demott Ave, Springdale Ave | $863 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Clifton | $129 to $131 |
| Passaic | $129 |
| Brookdale | $130 |
| Upper Montclair | $143 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Clifton Homeowner Insurance Premium Example | $2,500 | $2,000 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $20,900 | $19,900 |
| Net Savings to Clifton Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Clifton, NJ Home Replacement Value MORE than Home Value | Clifton, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $584,500 | $330,500 |
| Insurance Premium based on Replacement Value | $2,700 | $1,525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $122,500 | Risk Exposure from Under Insuring Coverage is $131,500 |
| Premium Impact | Insurance cheaper by $625/year | Insurance costlier by $550/year |
| Insurance Company | Farmers Insurance | Chubb Group of Insurance | Liberty Mutual |
| Monthly Premium | 103 | 149 | 88 |
| Year Built | 1966 | 1978 | 1954 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $600000-$700000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |