Clifton Insurance Rates:

Clifton, NJ homeowners insurance is about $733 to $993, about $61-$82/month. Our thorough research indicates shoppers can save as much as $345 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Pekin Insurance
Pekin insurance was very helpful in switching our homeowner's insurance coverage to our new home, on time, when my family and i moved into our new home in december of 2016.
All State Insurance
I like that my insurance company is always reliable. if i have any problem and need immediate assistance their customer service immediately answers.
Geico
My insurance company was really fast with getting me my money for all of my pain and suffering from accident

Clifton, NJ Homeowners Insurance By Home Value

Clifton, NJ Home Value Total Homes % of Total Average Clifton, NJ Homeowners Insurance
Less than $50,000 220 1.0% $60
$125,000 to $149,999 146 1.0% $336
$150,000 to $174,999 276 2.0% $397
$175,000 to $199,999 309 2.0% $457
$200,000 to $249,999 1,295 9.0% $552
$250,000 to $299,999 2,773 21.0% $673
$300,000 to $399,999 7,971 60.0% $864

Top Home Insurance Agents Near Clifton, NJ

Home Insurance Company Near Clifton, NJ Homeowners Insurance Agency Near Clifton, NJ Address
State Farm Tom Safar Exclusive Plaza 322 Rt 9 and Union Hill Road, Englishtown, NJ, 7726
Travelers William J Chabina Co Inc 30 Whitney Ave, Syosset, NY, 11791
NA Clarion Associates Inc 35 Arkay Dr Ste 400 35 Arkay Dr Ste 400, Hauppauge, NY, 11788
NA Freeway Insurance Services Of Nj-Jerseycity 2184 Kennedy Blvd Jersey City, Jersey City, NJ, 7305
Farmers David Zimm 12 N Washington Ave, Bergenfield, NJ, 7621

Cost Of Homeowners Insurance By Street Near Clifton, NJ

Streets in Clifton Area Homeowners Insurance Cost
Lockwood Pl, Oak Hill Rd, Chambers Ct, Maplewood Ave, Wiedeman Ave, Notch Rd, Johnson St, Fitzgerald Ave, Harvey Rd, Margery Ct$863
Birchwood Ter, E 7th St, Tufts Rd, Josh Ct, Federal St, Kingsland Ave, Bruan Pl, Lisbon St, Alfred St, Sussex Rd$863
Annabelle Ave, Rose St, Madeline Ave, Brannon Ct, Ferncliff St, Kruger Ct, E 11th St, Passaic County 603, Marilyn Pl, Lorrie Ln$860
Jennifer Ct, Breen Ct, Putnam Pl, Kowal St, Troast Ct, Surrey Ln, 7th St, la Salle Ave, Plymouth Rd, East Pkwy$873
Merselis Ave, Noll Ter, Marie Pl, Melody Hill Rd, Ladwik Ln, Frances St, Gillies St, Merselis Ave, Demott Ave, Springdale Ave$863

Clifton, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clifton$129 to $131
Passaic$129
Brookdale$130
Upper Montclair$143

Clifton, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Passaic city, New Jersey $129 $172 $258
Brookdale CDP, New Jersey $131 $174 $261
Upper Montclair CDP, New Jersey $143 $191 $287

Clifton, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clifton, NJ2.7%7.3%
Passaic2.49%7.17%
Brookdale2.37%7.27%
Upper Montclair2.0%7.98%

Clifton Renters Insurance as a Percentage of Rent

Clifton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 283 2.0% $1227
$500 to $749 433 3.0% $1902
$750 to $999 1,884 17.0% $2652
$1,000 to $1,499 5,367 49.0% $3777
$1,500 or more 2,778 25.0% $5427

Clifton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Clifton Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,900$19,900
Net Savings to Clifton Home Owner from High Deductible Plan $1,000

Clifton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clifton, NJ Home Replacement Value MORE than Home Value Clifton, NJ Home Replacement Value LESS than Home Value
Replacement Value $584,500 $330,500
Insurance Premium based on Replacement Value $2,700 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $122,500 Risk Exposure from Under Insuring Coverage is $131,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $550/year

Example Clifton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 10314988
Year Built 196619781954
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$600000-$700000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Clifton, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 785,000 Composition Roof 4,140 5 $1000-$2500 Deductible 1810 7 Brick siding No
1952 450,000 Membrane Roof 2,380 5 $500- $1000 Deductible 150 1 Vinyl siding yes
1942 510,000 Composition Roof 3,390 4 $500- $1000 Deductible 180 1 Brick siding No
1949 340,000 Wood Shake Roof 2,070 5 $500 Deductible 1370 10 Wood siding No
1964 335,000 Metal Roof 1,750 2 $500 Deductible 920 6 Wood siding yes
1949 430,000 Slate Shingles Roof 2,090 3 $1000-$2500 Deductible 450 2 Fiber-Cement Siding No
1962 240,000 Wood Shake Roof 1,510 5 $2500-$5000 Deductible 720 10 Fiber-Cement Siding yes
1967 740,000 Membrane Roof 3,550 5 $2500-$5000 Deductible 1250 4 Wood siding yes
1947 465,000 Metal Roof 2,630 4 $500- $1000 Deductible 1140 7 Fiber-Cement Siding No
1979 510,000 Shingles Roof 3,340 4 $5000 to $10,000 Deductible 1230 7 Stone Siding yes
1948 370,000 Slate Shingles Roof 1,760 4 > $10,000 Deductible 520 6 Stone Siding No
1969 195,000 Composition Roof 1,340 2 $500 Deductible 1030 12 Brick siding No
1961 390,000 Wood Shake Roof 1,671 2 $1000-$2500 Deductible 1580 10 Wood siding No